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Updated 2025 Tax Year

Gray County
Property Tax Guide

Everything you need to know about property taxes in Gray County, KS. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
~1.7% effective rate (varies by school district USD 371/102/476 and municipality)
Exemptions
4+ Available
Section 1

How Property Tax Works

Gray County, Kansas operates under a property tax system that serves as the primary funding mechanism for essential local services including public schools, county government operations, fire protection, and infrastructure maintenance. Property owners in Gray County face an effective tax rate of approximately 1.7% of assessed value for the 2025 tax year, though this represents a baseline rate that can vary significantly depending on your specific location within the county.

The actual tax rate you pay depends on which special taxing districts serve your property, including school districts (such as USD 371, USD 102, or USD 476), municipal boundaries (like the City of Cimarron), and other local service districts. These overlapping jurisdictions each levy their own taxes, which are collected together on your annual property tax bill. Gray County uses Kansas's standard assessment methodology, evaluating properties at fair market value with taxes calculated on the full assessed value, subject to available tax credits that must be applied for separately.

Section 2

What Makes Up Your Tax Bill

ComponentRate (mills)Description
Gray County Base~15.0County general operations, roads, courts
USD 371 (Other Funds)49.598School district operations and facilities
USD 102 (Other Funds)25.663Alternative school district rate
USD 476 (Other Funds)44.243Alternative school district rate
City of Cimarron54.054Municipal services within city limits
State Assessment~1.5State-mandated levy
Total Range45.0-70.0Varies by location and district

Rates shown are for FY 2025-2026 levy year and represent mills per $1,000 of assessed value. Your actual rate depends on which school district, municipality, and special districts serve your property location. Contact the Gray County Clerk's office at (620) 855-3618 for your specific tax district combination.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Gray County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Gray County are triggered when significant changes occur to a property during the tax year, most commonly from new construction, major improvements, or ownership transfers that prompt reassessment. When the county appraiser determines that a property's assessed value has increased due to these changes, a supplemental tax bill is issued to collect the additional taxes owed for the remainder of the current fiscal year.

The calculation takes the difference between the new assessed value and the previous assessed value, multiplies it by your district's combined tax rate, then prorates it based on the number of months remaining in the tax year. For example, if new construction completed in March increases your assessed value by $50,000 and your total tax rate is 55 mills, the supplemental tax would be approximately $2,750 × (9 months remaining ÷ 12 months) = $2,063. Supplemental bills are typically mailed within 30-60 days of the assessment change and carry the same due date as regular property taxes.

Example Calculation

Example 1: $300,000 Home in USD 371 District

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$20,000 (requires application)
  • Net Taxable Value: $280,000
  • Tax Rate: 55.0 mills
  • Annual Tax: $15,400
  • Monthly Escrow: $1,283

Example 2: $600,000 Home in Cimarron (USD 476)

  • Assessed Value: $600,000
  • Senior/Disabled Credit Applied: -$40,000 (if qualified, requires application)
  • Net Taxable Value: $560,000
  • Tax Rate: 58.5 mills
  • Annual Tax: $32,760
  • Monthly Escrow: $2,730

Example 3: $1,000,000 Property in USD 102 District

  • Assessed Value: $1,000,000
  • No Credits Applied: $1,000,000
  • Net Taxable Value: $1,000,000
  • Tax Rate: 50.0 mills
  • Annual Tax: $50,000
  • Monthly Escrow: $4,167

Note: All tax credits require annual application and approval. Rates vary by exact location within Gray County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Gray County require property tax escrow accounts, where you pay 1/12th of your estimated annual property taxes with each monthly mortgage payment. The lender holds these funds in escrow and pays your property taxes directly to Gray County when due on November 15th each year. Lenders are required to provide an annual escrow analysis showing the previous year's activity and any adjustments needed for the coming year.

If your property taxes increase due to reassessment or rate changes, your lender will typically spread any escrow shortage over 12 months and adjust your monthly payment accordingly. You can verify that your taxes have been paid by checking with the Gray County Treasurer's office or viewing your account online. Property owners without escrow accounts are responsible for making direct payments to the county and will receive tax statements mailed to the property address in early fall.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are Gray County property taxes due for the current tax year? A: Property taxes for the 2025 tax year are due by November 15, 2025. Payments received after this date are considered delinquent and subject to penalties and interest charges.

Q: What tax credits are available and do they require applications? A: Kansas offers several tax credits that require annual application: Homestead Property Tax Relief for seniors 65+ with income under $19,800, Disabled Veteran credits, and assessment growth limitation programs. None of these are automatic - all require filing applications with specific deadlines.

Q: How does the Homestead credit work in Gray County? A: The Homestead credit limits annual assessment increases rather than reducing your property's value. Qualified applicants (typically seniors or disabled homeowners) can cap assessment growth to protect against rapid tax increases. You must apply annually through the county appraiser's office by April 1st.

Q: How often are properties reassessed in Gray County? A: Kansas law requires annual assessment updates, but comprehensive reappraisals typically occur every 4-6 years. You'll receive a notice of any significant value changes by mail, and you have 30 days to appeal to the County Board of Equalization.

Q: What are the penalties for late property tax payments? A: Delinquent taxes accrue interest at a rate set annually by the state (typically 1.5% per month). After extended delinquency, properties may be subject to tax sale proceedings.

Q: Can I pay my Gray County property taxes online? A: Contact the Gray County Treasurer at (620) 855-3618 for current online payment options and accepted payment methods. Many Kansas counties offer online portals for tax payments.

Q: Why do property tax rates vary within Gray County? A: Your total rate depends on which school district (USD 371, 102, or 476), municipality, and special service districts cover your property location. Each entity sets its own levy rate based on local funding needs.

Q: How do I appeal my property assessment in Gray County? A: File an appeal with the County Board of Equalization within 30 days of receiving your assessment notice, or request a single property appraisal within 60 days. Contact the Gray County Appraiser's office at the courthouse for forms and procedures.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
HB 2396 Oponent Testimonykslegislature.gov
02
County
Gray County | Municipal Budgetsadmin.ks.gov
03
Municipal Budgets and Revenue Neutral Rate Summary ...admin.ks.gov
04
Tax Doc
Property Tax Calendarksrevenue.gov
05
County
GRAY COUNTY, KANSASadmin.ks.gov
06
State
STATE TAX GUIDEas-jece-cms-d-usgva.azurewebsites.us
07
Tax Doc
Homestead - Property Tax Refund for Homeownersksrevenue.gov
08
State
Real Estatedgcoks.gov
09
HUD Home | HUD.gov / U.S. Department of Housing and ...hud.gov
10
County
Gray Countyadmin.ks.gov
All sources verified as of 2025 Tax Year

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