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Updated 2025 Tax Year

Graham County
Property Tax Guide

Everything you need to know about property taxes in Graham County, KS. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Approximately 1% of market value, varies by location due to different taxing districts
Exemptions
4+ Available
Section 1

How Property Tax Works

Graham County, Kansas operates under the state's property tax system to fund essential local services including schools, county government operations, fire protection, and infrastructure maintenance. Property taxes are the primary revenue source for these services, with the county collecting taxes on behalf of various local taxing districts including the county, school districts, cities, and special service districts.

The effective property tax rate in Graham County varies by location within the county due to different combinations of special taxing districts, but generally ranges around the state average of approximately 1% of market value. Historical data shows residential property taxes have gradually increased over time, with rates varying significantly based on which city, school district, and special taxing districts serve your specific property location. Property owners should expect their exact tax rate to differ from county averages depending on their precise location and the services provided by local taxing authorities.

Section 2

What Makes Up Your Tax Bill

Based on available historical data, Graham County property tax rates vary by property type and location within special taxing districts. The most recent complete data shows:

Property TypeHistorical Rate RangeDescription
Residential$2,500-$2,800 per $100K valueVaries by school district and city
Agricultural Land$400-$450 per $100K valueLower assessment ratio for ag use
Commercial/Industrial$1,200-$1,400 per $100K valueBusiness and industrial properties

Note: Exact rates for the current levy year are pending official announcement. Rates decreased by 5.8% from 2023 to 2024. Your actual tax rate depends on which combination of taxing districts (county, school district, city, fire district, etc.) serve your property location. Contact the Graham County Clerk's office for current rates specific to your property's taxing districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Graham County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Graham County are additional property tax bills issued when there are changes to property ownership, value, or use that occur after the regular assessment date but during the current tax year. Common triggers include new construction completion, property sales that trigger reassessment, changes from agricultural to residential use, or corrections to previous assessments.

Supplemental taxes are calculated by applying the current year's tax rate to the difference between the old and new assessed values, prorated for the portion of the tax year remaining after the change occurred. For example, if a home addition worth $50,000 is completed in January and the local tax rate is 2.5%, the supplemental tax would be approximately $1,250 ($50,000 × 2.5%) for the full year, or prorated based on completion date.

Example Calculation

The following examples use estimated rates pending official 2025 announcements. Actual taxes will vary by specific taxing district location:

$300,000 Home:

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applied): -$750
  • Net Taxable Value: $299,250
  • Annual Tax (est. 2.6%): $7,781
  • Monthly Escrow: $648

$600,000 Home:

  • Assessed Value: $600,000
  • Less: Homestead Credit (if applied): -$750
  • Net Taxable Value: $599,250
  • Annual Tax (est. 2.6%): $15,581
  • Monthly Escrow: $1,298

$1,000,000 Home:

  • Assessed Value: $1,000,000
  • Less: Homestead Credit (if applied): -$750
  • Net Taxable Value: $999,250
  • Annual Tax (est. 2.6%): $25,981
  • Monthly Escrow: $2,165

Note: Tax credits shown require separate application and are not automatic. Contact your county assessor for current credit amounts and application procedures.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Graham County require property tax escrow accounts for loans exceeding 80% loan-to-value ratio. Your lender collects 1/12 of your estimated annual property tax bill each month along with your mortgage payment, then pays your taxes directly to Graham County when due in November.

Lenders typically maintain a cushion of 1-2 months of tax payments in your escrow account and perform annual escrow analyses to adjust your monthly payment based on actual tax bills and account balance. If your taxes increase significantly due to reassessment or rate changes, expect your monthly mortgage payment to increase at your next escrow analysis. You'll receive an annual escrow statement showing all deposits, payments, and balance changes, and you have the right to request escrow account information from your lender at any time.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Graham County property taxes due? A: Property taxes are due November 15th each year. Current year taxes (for tax year 2024) are not due until November 15, 2025.

Q: What happens if I pay late? A: Delinquent taxes accrue interest after November 15th. Contact the Graham County Treasurer for current interest rates and penalty calculations.

Q: What tax credits are available and how do I apply? A: Kansas offers a Homestead Refund credit for qualifying residents that provides a percentage rebate of property taxes paid. This requires a separate application to the Kansas Department of Revenue and is not automatic. Senior citizens and disabled veterans may qualify for additional credits requiring separate applications.

Q: How does the Homestead credit work? A: The Kansas Homestead program caps annual assessment increases rather than reducing market value. Eligible homeowners must file an annual application. This limits how much your assessed value can increase year-over-year, not your property's actual market value.

Q: When are properties reassessed? A: Kansas law requires annual assessment of all property. Assessment notices are typically mailed in spring, with appeal periods of 30-60 days from the notice date.

Q: How do I appeal my assessment? A: You have 30 days from your assessment notice date to file an equalization appeal, or 60 days to request a single property appraisal from the county appraiser.

Q: Can I pay my taxes online? A: Contact the Graham County Treasurer's office for current online payment options and accepted payment methods.

Q: Why do my taxes differ from my neighbor's? A: Tax rates vary based on your property's specific location within different taxing districts (school district, city, fire district, etc.). Properties in different districts pay different rates even within Graham County.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Property Taxation Testimonykslegislature.gov
02
Table of Contents Introduction Department Officials ---------- ...ksrevenue.gov
03
County
Graham County 2025 | Municipal Budgetsadmin.ks.gov
04
County
Countyadmin.ks.gov
05
Tax Doc
Property Tax Calendarksrevenue.gov
06
ELECTRONICALLY FILEDkansasnewcivilfilings.kscourts.gov
07
Programs & Servicesshermancountyks.gov
08
Kansas Department of Revenue 2021 Annual Reportkansascommerce.gov
09
Fiscal Year 2017 EPA FOIA log (pdf)epa.gov
10
County
GRAHAM COUNTY, KANSASadmin.ks.gov
All sources verified as of 2025 Tax Year

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