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Updated 2025 Tax Year

Cloud County
Property Tax Guide

Everything you need to know about property taxes in Cloud County, KS. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
0.8% to 1.2% of market value (varies by taxing district combination)
Exemptions
4+ Available
Section 1

How Property Tax Works

Cloud County, Kansas operates under the state's property tax system where taxes fund essential local services including schools, roads, public safety, and county operations. Property taxes are calculated based on assessed value (approximately 11.5% of market value for residential properties) multiplied by the local mill levy rate. The effective tax rate in Cloud County typically ranges from 0.8% to 1.2% of market value, though this varies significantly by location within the county.

Your actual property tax rate depends on which special taxing districts serve your property, including school districts, fire districts, library districts, and other local service areas. These additional levies are layered on top of the base county rate, meaning two properties of equal value in different parts of Cloud County may have substantially different tax bills. The county reassesses all properties every year to maintain current market valuations.

Section 2

What Makes Up Your Tax Bill

Based on available data for Cloud County, Kansas (rates vary by specific location and taxing districts):

ComponentApproximate Rate (Mills)Description
County General15-25Basic county services, roads, administration
School District40-60K-12 education funding (varies by district)
Fire District2-8Fire protection services (if applicable)
Township1-3Local township services
Library District1-4Public library services (if applicable)
Special AssessmentsVariableBonds, improvement districts

Total Estimated Range: 60-100+ mills (6.0% to 10.0%+ of assessed value)

Note: These are estimated ranges for levy year 2024-2025. Exact rates vary significantly by property location within Cloud County due to different combinations of special taxing districts. Contact the Cloud County Appraiser's Office for your specific mill levy rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Cloud County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Cloud County are additional property tax bills issued when there are mid-year changes to property ownership or improvements. The most common triggers include new construction completion, property transfers, or additions/improvements that increase assessed value during the tax year.

Supplemental taxes are calculated by determining the difference between the old and new assessed values, then applying the current mill levy rate to that difference. The tax is prorated based on the number of months remaining in the fiscal year after the change occurs. For example, if you complete a $50,000 home addition in March and your total mill levy is 80 mills, you would owe supplemental tax on approximately $5,750 in additional assessed value (11.5% of $50,000) for the remaining 9 months of the fiscal year.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (11.5%): $34,500
  • Less: Homestead Credit (if applied): Varies by assessment growth
  • Net Taxable Value: ~$34,500
  • Annual Tax (80 mills): $2,760
  • Monthly Escrow: $230

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (11.5%): $69,000
  • Less: Homestead Credit (if applied): Varies by assessment growth
  • Net Taxable Value: ~$69,000
  • Annual Tax (80 mills): $5,520
  • Monthly Escrow: $460

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (11.5%): $115,000
  • Less: Homestead Credit (if applied): Varies by assessment growth
  • Net Taxable Value: ~$115,000
  • Annual Tax (80 mills): $9,200
  • Monthly Escrow: $767

Note: Mill levy rate of 80 is used for illustration - actual rates vary by location. Tax credits require annual application and are not automatic.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Cloud County require property tax escrow accounts, where you pay 1/12 of your annual property tax bill with each monthly mortgage payment. The lender holds these funds and pays your property taxes directly to the county when due. Cloud County follows Kansas's split payment schedule: first half due December 20th and second half due June 20th of the following year.

Lenders typically collect an initial escrow deposit at closing and may require an additional 2-month cushion beyond the actual tax amount. Each year, your lender will conduct an escrow analysis and adjust your monthly payment based on actual tax bills and account balance. You'll receive an annual escrow statement showing all deposits and payments. If you pay taxes directly without escrow, you're responsible for making both semi-annual payments on time to avoid penalties and interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Cloud County? A: Property taxes are split into two payments for fiscal year 2024-2025: first half due December 20, 2024, and second half due June 20, 2025.

Q: What tax credits are available and do they require application? A: The primary credit is the Homestead Tax Credit, which caps annual assessment increases for owner-occupied homes. This credit requires annual application and is NOT automatic - you must file each year to maintain eligibility.

Q: How does the Homestead Tax Credit work? A: The Homestead Credit limits how much your home's assessed value can increase each year (typically around 10%), rather than reducing the actual market value. You must apply annually with the County Appraiser's office, and it only applies to your primary residence.

Q: How often are properties reassessed? A: Cloud County reassesses all properties annually to maintain current market values, with formal appeals typically heard in the spring.

Q: What are the penalties for late payment? A: Kansas law imposes interest and penalties on delinquent property taxes, typically starting at 1.5% per month after the due date.

Q: Can I pay property taxes online? A: Contact the Cloud County Treasurer's office directly for current online payment options and accepted methods.

Q: Why do property taxes vary within Cloud County? A: Different areas are served by different combinations of school districts, fire districts, library districts, and other special taxing entities, each with their own mill levy rates.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Cloud County Board of Tax Appeals, typically by March 31st following the tax year in question.

Q: What if I disagree with supplemental taxes? A: You can appeal supplemental assessments through the same process as regular assessments, but time limits may be shorter - contact the County Appraiser immediately.

Q: Are senior citizens eligible for additional tax relief? A: Kansas offers various programs for seniors and disabled residents. Contact the Cloud County Appraiser's office to learn about available programs and application requirements.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Table of Contents Introduction Department Officials ---------- ...ksrevenue.gov
02
County
Cloud County 2025 | Municipal Budgetsadmin.ks.gov
03
Municipal Budgets and Revenue Neutral Rate Summary ...admin.ks.gov
04
County
CLOUD COUNTY, KANSAS DECEMBER 31, 2023admin.ks.gov
05
County
CLOUD COUNTY, KANSAS DECEMBER 31, 2022admin.ks.gov
06
County
CLOUD COUNTY, KANSAS DECEMBER 31, 2020admin.ks.gov
07
Index Pksrevisor.gov
08
Download Bill Status CSVkslegislature.gov
09
Senate Bills and Resolutions in Committeekslegislature.gov
10
instructionsadmin.ks.gov
All sources verified as of 2025 Tax Year

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