Q: When are property taxes due in Louisa County for FY 2025-2026?
A: Property taxes are due in two installments: first half by September 30, 2025, and second half by March 31, 2026.
Q: What is the Iowa Homestead Tax Credit and do I need to apply?
A: The Homestead Tax Credit helps limit annual assessment increases on your primary residence. You must apply annually using Form 54-028, and the application deadline is typically July 1st. This is a tax credit that requires application - it's not automatic.
Q: Are there other tax credits available that require application?
A: Yes, Iowa offers several tax credits including Military Service Tax Credit, Disability Tax Credit, and Senior/Disabled Property Tax Credit. All require separate applications with specific deadlines and eligibility requirements.
Q: How often are properties reassessed in Louisa County?
A: Iowa law requires property reassessment every two years. Louisa County follows this schedule with reassessments occurring in odd-numbered years for taxes payable in the following year.
Q: What happens if I pay my property taxes late?
A: Late payments incur penalties and interest. After September 30th for first half and March 31st for second half, penalties begin accruing monthly until paid in full.
Q: Can I pay my property taxes online?
A: Contact the Louisa County Treasurer's office directly for current online payment options and accepted payment methods.
Q: How do I appeal my property assessment?
A: Assessment appeals must be filed with the Louisa County Board of Review, typically by May 1st following the assessment year. Contact the County Assessor's office for specific deadlines and procedures.
Q: Why do tax rates vary within Louisa County?
A: Different areas are served by different school districts, cities, and special taxing districts (fire, library, etc.), each with their own tax levies that combine to create your total tax rate.
Q: What's the difference between a tax credit and an exemption?
A: Tax credits reduce your final tax bill amount, while exemptions reduce the assessed value subject to tax. In Iowa, most benefits like Homestead are actually credits, not exemptions, and require annual application.
