Q: When are Des Moines County property taxes due for the current fiscal year?
A: For 2024 property taxes, the first half installment is due before October 1, 2025, and the second half is due before April 1, 2026. Payments are considered late if received after these dates.
Q: What tax credits are available and how do I apply?
A: The Homestead Tax Credit is the most common, providing up to $4,850 in tax reduction and requiring annual application with the county assessor by July 1st. The Elderly/Disabled Tax Credit is available for qualifying seniors and disabled persons. Military Exemption credits are available for qualifying veterans. All credits require application - none are automatic.
Q: How does the Homestead Tax Credit work?
A: The Homestead Credit limits the annual increase in your property's taxable value for residential property to a maximum percentage (typically around 3-4% in Iowa), protecting homeowners from dramatic tax increases due to rising property values. You must apply annually with the Des Moines County Assessor's office by July 1st to maintain eligibility.
Q: How often are properties reassessed in Des Moines County?
A: Iowa requires properties to be assessed annually as of January 1st, but physical inspections typically occur on a rotating cycle. You have until May 31st to informally appeal your assessment with the assessor, and until May 1st to file a formal protest with the Board of Review.
Q: What are the penalties for late property tax payments?
A: Interest begins accruing on unpaid taxes at a rate of 1.5% per month (18% annually) starting the day after the due date. Additional penalties may apply for significantly delinquent accounts.
Q: Can I pay my property taxes online?
A: Yes, Des Moines County offers online payment options through their official website. You can pay by electronic check or credit card, though credit card payments may include processing fees.
Q: Why do my taxes vary from my neighbor's even with similar home values?
A: Tax amounts can vary due to different taxing districts (city limits, school districts, fire districts), different assessment values, and varying applications of available tax credits. Properties just outside city limits may have different municipal rates.
Q: How do special district taxes work in Des Moines County?
A: Special districts for services like libraries, fire protection, emergency services, and drainage add additional levies to your tax bill. These vary by location within the county, so rural properties may have different special district taxes than city properties.
Q: What happens if I disagree with my property assessment?
A: You can first contact the assessor informally by May 31st to discuss your assessment. For formal appeals, you must file a protest with the Des Moines County Board of Review by May 1st, providing evidence of your property's correct value.
Q: Do I need to reapply for tax credits every year?
A: Most tax credits, including the Homestead Credit, require annual renewal applications filed with the county assessor by July 1st. Missing this deadline means losing the credit for that tax year, with no retroactive applications allowed.
