Q: When are Clay County property taxes due for the current fiscal year?
A: The first half is typically due September 30th, and the second half is due March 31st (March 31, 2026 for current taxes). Taxes become delinquent the day after each due date.
Q: What tax credits are available and do I need to apply?
A: Major tax credits include Homestead Credit (for primary residences), Disabled Veteran Homestead Credit, and Military Service Credit. All credits require application and are NOT automatic. You must file with the Clay County Assessor's Office by July 1st annually.
Q: How does the Homestead Credit work?
A: The Homestead Credit provides tax relief for your primary residence by reducing your tax bill (not your assessed value). It also includes a provision that can limit annual assessment increases. You must apply by July 1st each year - it's not automatic even if you qualified previously.
Q: How often are properties reassessed in Clay County?
A: Iowa requires properties to be assessed annually, but Clay County typically conducts physical reappraisals on a rotating basis. The Assessor's Office reviews all properties yearly for market value adjustments and may conduct inspections when permits are pulled or sales occur.
Q: How do I appeal my property assessment?
A: Assessment appeals must be filed with the Clay County Board of Review between April 2nd and May 1st annually. Contact the Assessor's Office at (712) 262-2488 for appeal forms and procedures.
Q: What penalties apply for late payment?
A: Iowa law requires a 1.5% penalty per month on delinquent taxes, plus interest. Additional fees may apply for tax sale procedures if taxes remain unpaid for extended periods.
Q: Can I pay my property taxes online?
A: Yes, Clay County typically offers online payment options through their Treasurer's website. Contact the Clay County Treasurer's Office at (712) 262-4335 for current online payment procedures and any associated fees.
Q: Why do tax rates vary within Clay County?
A: Your total tax rate depends on which city, school district, and special districts serve your property. Rural properties may have different rates than city properties, and some areas have additional levies for libraries, drainage districts, or other special services.
Q: What happens if I disagree with supplemental tax bills?
A: You can appeal supplemental taxes through the same process as regular assessments. Contact the Assessor's Office within 30 days of receiving the supplemental bill to discuss your options and the appeals process.
Q: Are senior citizens eligible for additional tax relief?
A: Iowa offers various property tax credits and deferrals for qualifying seniors. Contact the Clay County Assessor's Office to discuss programs like the Property Tax Credit for elderly and disabled persons, which have specific income and age requirements.
