Q: When are property taxes due in Cerro Gordo County?
A: The first half is due September 1 and becomes delinquent October 1. The second half is due March 1 of the following year and becomes delinquent April 1.
Q: What tax credits are available and do I need to apply?
A: Iowa offers various tax credits including the Homestead Credit, Military Exemption, Elderly/Disabled Credit, and others. House File 718 established a homestead tax exemption for claimants 65 years or older effective May 4, 2023. Most credits require annual application through the county assessor's office and are NOT automatic.
Q: How does the Homestead Credit work?
A: The Homestead Credit typically caps the annual increase in your home's assessed value rather than reducing the market value itself. You must file an application with the county assessor to receive this credit, and it must be renewed periodically.
Q: How often are properties reassessed?
A: Iowa conducts property assessments annually, with the county assessor reviewing property values each year to ensure they reflect current market conditions.
Q: What happens if I pay my taxes late?
A: Property taxes become delinquent October 1 (first half) and April 1 (second half), at which point interest and penalties begin accruing monthly until paid in full.
Q: Can I pay my property taxes online?
A: Contact the Cerro Gordo County Treasurer's office directly for current online payment options and accepted methods of payment.
Q: How do special district taxes work?
A: Depending on your property location, you may pay additional taxes for services like fire districts, library districts, or local improvement districts. These appear as separate line items on your tax bill and explain why rates vary throughout the county.
Q: How do I appeal my property assessment?
A: Assessment appeals must be filed with the Cerro Gordo County Board of Review, typically between April 2 and May 1. Contact the county assessor's office for specific deadlines and required documentation for the current tax year.
