Q: When are property taxes due in Adams County for the current fiscal year?
A: For fiscal year 2024-2025, the first half is due September 1, 2024 (delinquent October 1), and the second half is due March 1, 2025 (delinquent April 1, 2025).
Q: What homestead tax credit is available and do I need to apply?
A: The homestead credit reduces your taxable value by $6,500 for properties you occupy as your primary residence at least 6 months per year and reside in on July 1st. You must apply annually with the county assessor - it is not automatic.
Q: Are there other tax credits available in Adams County?
A: Yes, credits may be available for seniors, veterans, disabled persons, and others. All credits require separate applications with specific deadlines. Contact the Adams County Assessor's office for eligibility requirements and application deadlines.
Q: How often are properties reassessed in Adams County?
A: Iowa law requires properties to be assessed annually, with assessments based on market value as of January 1st. The county assessor may conduct physical inspections on a rotating schedule or when ownership changes occur.
Q: How do I appeal my property assessment?
A: Assessment appeals must be filed with the Adams County Board of Review by May 1st following the assessment. You can obtain appeal forms from the county assessor's office or online through the county website.
Q: What are the penalties for late property tax payments?
A: Late payments incur interest charges and penalties. After becoming delinquent, interest accrues monthly, and properties may eventually be subject to tax sale if taxes remain unpaid for extended periods.
Q: Can I pay my property taxes online?
A: Yes, Adams County offers online payment options including eCheck payments for $0.25 or credit/debit card payments for 2.25% of the tax amount.
Q: Why does my tax rate differ from my neighbor's?
A: Tax rates vary within Adams County based on your specific location and which combination of school district, city, and special taxing districts (emergency services, library, etc.) serve your property. Even properties on the same street may have different rates if they're in different districts.
Q: Does the homestead credit reduce my home's value?
A: No, the homestead credit reduces your taxable value by $6,500, not your assessed market value. This means you pay taxes on $6,500 less than your home's assessed value, but the credit doesn't affect your home's appraised worth for refinancing or selling purposes.
Q: What happens if I buy or sell property mid-year?
A: Property taxes are typically prorated between buyer and seller at closing based on the closing date. The county may issue supplemental tax bills to ensure proper allocation of the tax burden between the parties.
