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Updated 2025 Tax Year

White County
Property Tax Guide

Everything you need to know about property taxes in White County, IN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
0.86% to 1.01% effective rate (varies by taxing district and location within county)
1st Due
May 10
2nd Due
Nov 10
Exemptions
5+ Available
Section 1

How Property Tax Works

White County, Indiana operates under a property tax system that funds essential local services including schools, libraries, fire protection, and county government operations. Property taxes are assessed annually based on the assessed value of real estate, personal property, and mobile homes within the county. The effective tax rate varies by location within White County due to different combinations of special taxing districts, school corporations, and municipal boundaries.

For the 2025 tax year, the overall effective tax rate in White County ranges from approximately 0.86% to 1.01% depending on your specific location and applicable taxing districts. The base county rate is 0.31920%, but additional levies from school corporations, townships, and special districts significantly impact your total tax bill. Property owners should note that their exact rate depends on which North White School Corporation district, township, and municipal services apply to their specific property location.

Section 2

What Makes Up Your Tax Bill

The following rates apply to the 2025 levy year in White County:

ComponentRateDescription
White County Base0.31920%County government operations, roads, general services
North White School Corporation0.49790%School district operations, educational services
Monon Township (example)0.04740%Township services, fire protection, assistance
Total Example Rate0.86450%Combined rate for properties in this district combination

Note: Your actual tax rate will vary based on your specific township, school district boundaries, and any special taxing districts that serve your property. Other townships and municipal areas within White County will have different rate combinations. The North White School Corporation represents the largest component at 53.60% of the total tax burden in most areas.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in White County, property taxes are due in two installments:

First Installment
May 10
Delinquent after Dec 10
Second Installment
Nov 10
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in White County are additional property tax bills issued when there are changes to property ownership, new construction, or improvements that increase assessed value during the tax year. These taxes cover the period between when the change occurred and the end of the current tax year.

Common triggers for supplemental taxes include: property sales that result in reassessment, completion of new construction projects, additions or major improvements to existing properties, and corrections to previous assessments. The supplemental tax is calculated by applying the current tax rate to the difference between the old and new assessed values, prorated for the remaining months in the tax year. For example, if a $100,000 home improvement is completed in July and increases your assessed value, you would receive a supplemental bill for approximately 6 months of taxes on that $100,000 increase at your applicable tax rate.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Standard Homestead Credit Applied: -$45,000 (assessment cap benefit)
  • Net Taxable Value: $255,000
  • Annual Tax (0.86450%): $2,204
  • Monthly Escrow: $184

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Standard Homestead Credit Applied: -$45,000
  • Net Taxable Value: $555,000
  • Annual Tax (0.86450%): $4,798
  • Monthly Escrow: $400

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Standard Homestead Credit Applied: -$45,000
  • Over-65 Credit Applied (if eligible): -$12,480
  • Net Taxable Value: $942,520
  • Annual Tax (0.86450%): $8,148
  • Monthly Escrow: $679

Note: All credits require application and approval. Homestead credits limit assessment increases rather than providing dollar-for-dollar reductions. Actual rates may vary based on your specific taxing districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in White County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects 1/12 of your estimated annual property tax bill each month along with your mortgage payment, then pays your taxes directly to the White County Treasurer on the May 10 and November 10 due dates.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected, which may result in payment adjustments if property taxes increase or decrease. You should receive an annual escrow statement showing tax payments made on your behalf and any surplus or shortage in your account. Property owners can verify that payments were properly made by checking with the White County Treasurer's office or accessing online payment records through the county's website.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
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Section 6

Frequently Asked Questions

Q: When are White County property taxes due for 2026? A: Property taxes are due in two installments: May 10, 2026 and November 10, 2026. Payments are made to the White County Treasurer.

Q: What homestead tax credit is available and do I need to apply? A: The Standard Homestead Credit caps annual assessment increases and requires application through the White County Assessor's office. This credit limits how much your assessed value can increase year-over-year, but does not automatically reduce your home's market value assessment.

Q: Are there tax credits for senior citizens? A: Yes, property owners age 65 and older may qualify for the Over-65 Deduction, which can provide additional tax relief. You must apply through the County Assessor's office and meet income and residency requirements. This is not automatic and requires annual verification.

Q: How often are properties reassessed in White County? A: Indiana law requires properties to be reassessed periodically, but the exact schedule varies. Market value adjustments and trending may occur annually based on sales data and market conditions in your area.

Q: What happens if I pay my property taxes late? A: Late payments incur penalties and interest charges. The penalty structure and interest rates are set by Indiana state law and applied to any unpaid balance after the due dates.

Q: Can I pay my property taxes online? A: Contact the White County Treasurer's office to inquire about online payment options and accepted payment methods for property tax bills.

Q: How do I appeal my property assessment? A: Property assessment appeals must be filed with the White County Property Tax Assessment Board of Appeals within specified deadlines after receiving your assessment notice.

Q: Why did I receive a supplemental tax bill? A: Supplemental taxes are issued when property changes ownership, new construction is completed, or improvements increase your assessed value mid-year. The bill covers the additional tax obligation for the remaining portion of the tax year.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Itemized Property Tax Information - Treasurertreasurer.whitecounty91.us
02
Tax Doc
2025 Tax Ratesin.gov
03
Tax Doc
Itemized Property Tax Informationtreasurer.white.in.datapitstop.us
04
Tax Doc
DLGF: Property Tax Due Datesin.gov
05
County
County Property Tax Facts White | Department of Revenuedor.georgia.gov
06
Tax Doc
Tax Assessor Gail Snyderwhitecounty.ar.gov
07
Tax Doc
Tax Exemptions and Special Assessment Programswhitecountyga.gov
08
County
Property Tax Exemptions | White County, ILwhitecounty-il.gov
09
DLGF: Exemptionsin.gov
10
County
Treasurer: Real Property Information - White County Government ...treasurer.whitecounty91.us
All sources verified as of 2025 Tax Year

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