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Updated 2025 Tax Year

Wayne County
Property Tax Guide

Everything you need to know about property taxes in Wayne County, IN. Rates, due dates, exemptions, and how it affects your monthly payment.

8 Official Sources
8 min read
Quick Facts
Tax Rate
3.8784% county rate + local levies = 2.5-4.5% total (varies by district)
1st Due
May 10
2nd Due
Nov 10
Exemptions
5+ Available
Section 1

How Property Tax Works

Wayne County, Indiana operates under a property tax system that funds essential local services including schools, law enforcement, fire protection, roads, and county government operations. Property taxes are calculated by applying tax rates to the assessed value of real estate, with the county's 2025 certified tax rate at 3.8784%. However, this base rate represents only the county-level portion of your total property tax bill.

Your actual property tax rate will vary significantly based on your specific location within Wayne County due to additional levies from school districts, municipalities, townships, libraries, and other special taxing districts. These combined rates typically result in total effective tax rates ranging from approximately 2.5% to 4.5% of assessed value, depending on which taxing districts serve your property. The county has announced an 11.34% increase in its property tax levy for 2025, though individual tax bills will vary based on assessment changes and applicable tax credits.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Wayne County Base3.8784%County government operations, certified for FY 2025
School DistrictsVariesLocal school corporations (rates vary by district)
MunicipalVariesCity/town services (applies only within city limits)
TownshipVariesTownship-level services and fire protection
LibraryVariesPublic library systems
Special DistrictsVariesCumulative funds, TIF districts, other special assessments

Note: Your total tax rate is the sum of all applicable taxing districts for your specific property location. The county base rate of 3.8784% applies to FY 2025 and represents an 11.34% increase over the previous year's levy. Rates for school districts, municipalities, and other special taxing districts are certified separately and will vary throughout Wayne County.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Wayne County, property taxes are due in two installments:

First Installment
May 10
Delinquent after Dec 10
Second Installment
Nov 10
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Wayne County are additional property tax assessments that occur when there are changes in property ownership, improvements, or new construction during the tax year. These supplemental bills are issued to capture the tax liability difference between the old and new assessed values for the remaining portion of the tax year.

Common triggers for supplemental taxes include purchasing a home, completing major renovations, adding structures like pools or garages, or changing the property's use classification. The supplemental tax is calculated by taking the difference between the new and old assessed values, applying the applicable tax rate, and prorating it for the remaining months in the tax year. For example, if you purchase a home in July with an assessed value $50,000 higher than the previous assessment, you would receive a supplemental bill for roughly half the annual tax on that $50,000 difference, covering July through December.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (100%): $300,000
  • Less: Homestead Standard Deduction: -$45,000 (requires application)
  • Net Taxable Value: $255,000
  • Tax Rate (example district): 3.2%
  • Annual Tax: $8,160
  • Monthly Escrow: $680

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (100%): $600,000
  • Less: Homestead Standard Deduction: -$45,000 (requires application)
  • Net Taxable Value: $555,000
  • Tax Rate (example district): 3.5%
  • Annual Tax: $19,425
  • Monthly Escrow: $1,619

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (100%): $1,000,000
  • Less: Homestead Standard Deduction: -$45,000 (requires application)
  • Net Taxable Value: $955,000
  • Tax Rate (example district): 3.8%
  • Annual Tax: $36,290
  • Monthly Escrow: $3,024

Note: All tax credits require application and are not automatically applied. Tax rates vary by specific taxing districts within Wayne County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Wayne County require property tax escrow accounts, where you pay a portion of your estimated annual property taxes with each monthly mortgage payment. Your lender collects these funds in a separate escrow account and pays your property taxes directly to Wayne County when they become due. Lenders typically collect 1/12th of your estimated annual tax bill each month, plus a cushion amount to ensure adequate funds are available.

Property tax bills in Wayne County are typically issued in the spring for the current tax year, with payment due dates varying by taxing district but commonly falling in May and November. Your lender will receive these bills and pay them from your escrow account. Each year, your lender must provide an escrow analysis showing the account activity and any adjustments needed to your monthly payment based on actual tax bills and assessment changes. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment will be adjusted accordingly, usually with the option to pay any shortage over 12 months.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Wayne County for FY 2025? A: Property tax due dates vary by taxing district within Wayne County, but installments are typically due in May and November. Check your specific tax bill for exact due dates as they can vary by municipality and school district.

Q: What is the Homestead Tax Credit and how do I apply? A: The Homestead Tax Credit provides up to $45,000 in assessed value reduction for owner-occupied primary residences. This credit requires annual application with the Wayne County Assessor's Office and is not automatically applied. The homestead credit also caps annual assessment increases.

Q: Are there other tax credits available in Wayne County? A: Yes, additional credits may include Senior Citizens Deduction, Disabled Veterans Deduction, and Blind/Disabled Persons Deduction. All credits require separate applications with specific eligibility requirements and must be filed with the county assessor by designated deadlines.

Q: How often are properties reassessed in Wayne County? A: Indiana law requires annual reassessments, but Wayne County typically conducts comprehensive reappraisals every four years with trending adjustments in intervening years. The next general reassessment cycle and current assessment practices can be confirmed with the Wayne County Assessor.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Wayne County Property Tax Assessment Board of Appeals within specified deadlines, typically 45 days after receiving your assessment notice. Appeals require Form 130 and supporting documentation of your property's market value.

Q: What are the penalties for late property tax payments? A: Late payments incur penalties and interest charges. The exact penalty structure varies by taxing district, but typically includes monthly interest charges and potential collection fees. Contact the specific tax collection office for your area for penalty details.

Q: Can I pay my property taxes online? A: Wayne County offers online payment options through its official website. You can search for your property and pay taxes electronically using the county's tax bill database and payment portal.

Q: How do special taxing districts affect my tax bill? A: Special districts like TIF (Tax Increment Financing) areas, library districts, and municipal districts add separate line items to your tax bill. Your total rate depends on which combination of county, school, township, municipal, and special districts serve your property location.

Q: What happens if I disagree with a supplemental tax assessment? A: Supplemental assessments can be appealed using the same process as regular assessments. You must file Form 130 with the Wayne County PTABOA within the specified appeal period, typically 45 days from the supplemental assessment notice.

Q: Do I need to reapply for tax credits each year? A: Most tax credits, including the Homestead Credit, require initial application only and continue automatically as long as you remain eligible. However, you should verify your credits appear on your tax bill each year and notify the assessor of any changes in eligibility status.

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