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Updated 2025 Tax Year

Warrick County
Property Tax Guide

Everything you need to know about property taxes in Warrick County, IN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
1.3%-1.8% of assessed value (varies by township and taxing districts)
1st Due
May 10
2nd Due
Nov 10
Exemptions
5+ Available
Section 1

How Property Tax Works

Property taxes in Warrick County, Indiana, serve as a primary funding source for essential local services including public schools, county government operations, townships, libraries, fire protection, and various special districts. The county operates under Indiana's property tax system, where properties are assessed at market value and taxed according to local levy rates determined by each taxing unit's budget needs.

Warrick County's effective property tax rates vary significantly by location within the county due to different combinations of overlapping taxing districts. Based on FY 2025-2026 data, property owners can expect effective rates ranging from approximately 1.3% to 1.8% of assessed value, depending on which township, school district, and special taxing units serve their property. The county base rate of 0.4408% represents only a portion of most property owners' total tax bill, with additional assessments from townships, school corporations, libraries, and other local districts comprising the remainder.

Section 2

What Makes Up Your Tax Bill

Based on FY 2025-2026 levy data, here are the primary tax rate components for Warrick County properties:

ComponentRatePercentage of TotalDescription
Warrick County0.00440813.05%County general operations, services
Boon Township0.0001320.39%Township services, fire protection
School CorporationVaries40-60%Local school district operations
Library DistrictVaries2-4%Public library services
Special DistrictsVaries5-15%Fire, drainage, economic development

Note: Actual tax rates vary significantly by property location within Warrick County. Properties may be subject to different combinations of school corporations (such as Warrick County School Corporation or Castle High School district), fire districts, library districts, and other special taxing units. The total effective rate is the sum of all applicable taxing units serving your specific property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Warrick County, property taxes are due in two installments:

First Installment
May 10
Delinquent after Dec 10
Second Installment
Nov 10
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Warrick County are additional tax bills issued when property assessments change mid-year due to new construction, improvements, or ownership transfers. These supplemental assessments ensure that property taxes are properly calculated based on current property conditions and ownership.

Common triggers for supplemental taxes include: completion of new construction or major improvements, subdivision of property, correction of assessment errors, or addition of previously omitted property to the tax rolls. The supplemental tax amount is calculated by applying the current year's tax rates to the difference between the new and previous assessed values, prorated for the portion of the tax year affected.

For example, if a property owner completes a $50,000 home addition in July, and the total effective tax rate is 1.5%, the supplemental tax would be approximately $375 ($50,000 × 0.015 × 0.5 years remaining). Supplemental tax bills are typically mailed within 60 days of the assessment change and have separate due dates from regular property tax installments.

Example Calculation

The following examples assume properties located in areas with a combined effective tax rate of 1.45% (which includes county, township, school, and other district taxes). Important: Tax credits require separate applications and are not automatically applied.

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$45,000 (standard deduction, requires application)
  • Net Taxable Assessment: $255,000
  • Annual Tax: $255,000 × 0.0145 = $3,698
  • Monthly Escrow: $308

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$45,000 (requires application)
  • Net Taxable Assessment: $555,000
  • Annual Tax: $555,000 × 0.0145 = $8,048
  • Monthly Escrow: $671

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: -$45,000 (requires application)
  • Over-65 Credit Applied: -$12,480 (if applicable, requires application)
  • Net Taxable Assessment: $942,520
  • Annual Tax: $942,520 × 0.0145 = $13,667
  • Monthly Escrow: $1,139

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Warrick County require borrowers to maintain an escrow account for property tax payments, particularly when the loan-to-value ratio exceeds 80%. Lenders collect monthly escrow payments as part of your mortgage payment, then remit property taxes directly to the Warrick County Treasurer on your behalf before the May 10 and November 10 due dates.

Property owners with escrowed taxes should verify that their lender has current contact information and correct tax amounts. The Warrick County Treasurer's Office can confirm whether your taxes have been paid and by whom. If you receive a tax bill despite having an escrow account, contact your lender immediately to ensure proper payment processing. Lenders are required to provide annual escrow statements showing account activity and any required payment adjustments.

When refinancing or paying off a mortgage, ensure there are sufficient funds remaining in escrow to cover upcoming tax payments, or make arrangements to pay taxes directly. Property owners who transition from escrow to direct payment should budget carefully for the semi-annual payment schedule and consider setting aside monthly amounts to avoid payment difficulties.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Warrick County property taxes due for FY 2025-2026? A: Property taxes are due in two equal installments: May 10, 2026, and November 10, 2026. Payments must be received by the Warrick County Treasurer by 11:59 PM on these dates to avoid penalties.

Q: What tax credits are available and how do I apply? A: Common tax credits include the Homestead Credit (standard deduction requiring application), Over-65 Credit, Disabled Veteran Credit, and Blind/Disabled Credit. All credits require separate applications filed with the Warrick County Assessor before April 1 of the assessment year. Applications must be refiled every even-numbered year.

Q: How does the Homestead Credit work? A: The Homestead Credit provides a standard deduction from assessed value and caps assessment increases on your primary residence. It does NOT reduce market value but limits year-over-year assessment growth. You must apply with the county assessor - it is not automatic even for longtime residents.

Q: Can I pay my property taxes online? A: Yes, the Warrick County Treasurer accepts online payments through their website. Electronic payments incur a $1.50 processing fee charged by the payment processor Forte, not by Warrick County. This fee applies to each payment transaction.

Q: What happens if I pay my property taxes late? A: Late payments are subject to penalties and interest charges. A 10% penalty is typically applied to the first installment if not paid by the May deadline, and a 10% penalty applies to the second installment if not paid by the November deadline.

Q: How often are properties reassessed in Warrick County? A: Indiana requires annual reassessment of all properties. The Warrick County Assessor's Office conducts ongoing assessment reviews, with comprehensive reassessments of all properties occurring periodically. Property owners receive assessment notices and have the right to appeal.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Warrick County Property Tax Assessment Board of Appeals within 45 days of receiving your assessment notice. The appeal process includes informal review, formal hearing if necessary, and potential further appeal to the Indiana Board of Tax Review.

Q: Why do my taxes vary from my neighbor's even with similar home values? A: Tax amounts depend on your exact location within Warrick County, which determines which combination of taxing units (townships, school districts, fire districts, special districts) apply to your property. Additionally, different properties may qualify for different tax credits based on ownership and use.

Q: What special district taxes might apply to my property? A: Depending on location, your property may be subject to additional taxes from fire protection districts, library districts, storm water management districts, economic development districts, or other special purpose units. These appear as separate line items on your tax bill.

Q: When is the deadline for personal property tax filings? A: Personal property assessment notices for 2025 must be filed by May 15. This applies to business equipment, vehicles, and other taxable personal property separate from real estate taxes.

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