HonestCasa logoHonestCasa
Updated 2025 Tax Year

Vigo County
Property Tax Guide

Everything you need to know about property taxes in Vigo County, IN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Around 1.4307% (varies by township and taxing district)
Exemptions
5+ Available
Section 1

How Property Tax Works

Vigo County, Indiana operates under a property tax system that funds essential local services including schools, fire protection, libraries, parks, and county government operations. Property taxes are calculated based on assessed value and applied tax rates that vary by township and special taxing districts within the county. For 2025, property tax rates in Vigo County range around 1.4307% for areas like Vigo-South Township, though rates differ across the county's various townships and municipalities.

The county assesses property at 100% of its true tax value, with assessments updated regularly to reflect current market conditions. Unlike some states, Indiana does not have a statewide assessment cap, but does provide property tax caps that limit the amount homeowners pay to 1% of gross assessed value for homestead properties. Property owners receive one annual tax bill mailed by April 15th, with taxes payable in two installments during the tax year.

Actual tax rates vary significantly by location within Vigo County due to different combinations of school districts, townships, municipalities, and special taxing units such as library districts, fire departments, and economic development areas. Property owners should verify their specific tax district and applicable rates, as these determine the final tax liability.

Section 2

What Makes Up Your Tax Bill

ComponentRate RangeDescription
County General~0.15-0.25%Basic county government services, courts, sheriff
Township~0.05-0.15%Township services including fire protection, poor relief
School Corporation~0.75-1.00%Vigo County School Corporation operating expenses
Municipal~0.10-0.30%City services (Terre Haute residents only)
Library~0.05-0.10%Vigo County Public Library system
Cumulative Funds~0.10-0.20%Capital improvements, equipment replacement
Special Districts~0.05-0.25%TIF districts, park districts, other special assessments
Total Composite Rate~1.25-1.45%Combined rate varies by location

Rates shown are for Levy Year 2025 and represent typical ranges across Vigo County taxing districts. The specific rate for Vigo-South Township is 1.4307%. Individual properties may have different rates based on their exact location and applicable special taxing units. Contact the Vigo County Auditor for your property's specific tax district and rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Vigo County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Vigo County are additional property tax assessments that occur when there are changes to a property's assessed value during the tax year. Common triggers include new construction completion, property improvements, ownership transfers that reveal previously underassessed value, or corrections to assessment errors. When supplemental taxes are levied, they are calculated on the difference between the old and new assessed values, prorated for the portion of the tax year the higher assessment applies.

For example, if a homeowner completes a $50,000 addition to their home in July and the county assessor adds this value to the property assessment, supplemental taxes would be calculated on the $50,000 increase for the remaining months of the tax year. At a 1.40% tax rate, this would result in approximately $350 in supplemental taxes ($50,000 × 0.014 × 6/12 months). Supplemental tax bills are issued separately from regular annual tax bills and typically have their own due dates, usually 30 days from the bill date.

Property owners receive written notice of supplemental assessments and have appeal rights similar to regular assessments. These additional taxes are often unexpected expenses that are not included in mortgage escrow calculations, so property owners should budget accordingly and notify their lender if they maintain an escrow account.

Example Calculation

Example 1: $300,000 Home with Homestead Credit

  • Assessed Value: $300,000
  • Homestead Deduction (application required): $45,000
  • Net Taxable Value: $255,000
  • Tax Rate: 1.4307%
  • Annual Tax: $3,648 (before 1% homestead cap)
  • With 1% Homestead Cap: $3,000 (capped at 1% of gross assessed value)
  • Monthly Escrow: $250

Example 2: $600,000 Home with Homestead Credit

  • Assessed Value: $600,000
  • Homestead Deduction (application required): $45,000
  • Net Taxable Value: $555,000
  • Tax Rate: 1.4307%
  • Annual Tax: $7,940 (before homestead cap)
  • With 1% Homestead Cap: $6,000 (capped at 1% of gross assessed value)
  • Monthly Escrow: $500

Example 3: $1,000,000 Property (Non-Homestead)

  • Assessed Value: $1,000,000
  • Available Credits: None (non-homestead property)
  • Net Taxable Value: $1,000,000
  • Tax Rate: 1.4307%
  • Annual Tax: $14,307
  • Monthly Escrow: $1,192

All credits shown require annual or biennial application filing. Homestead credit provides both a deduction and a 1% tax cap benefit. Actual rates vary by specific tax district within Vigo County.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Vigo County require borrowers to maintain an escrow account for property tax payments, particularly when the loan-to-value ratio exceeds 80%. The lender collects monthly escrow payments along with principal and interest, then pays property taxes directly to the Vigo County Treasurer on behalf of the homeowner. Escrow payments are calculated by dividing the annual tax liability by 12 months, with lenders typically maintaining a cushion of 1-2 months of payments.

Property tax bills in Vigo County are mailed annually by April 15th, with payment due dates of May 12th and November 10th for the two installments. Lenders generally pay the first installment by the May deadline and the second by the November deadline. Homeowners should verify that their lender receives tax bills and makes timely payments, as the property owner remains ultimately responsible for tax payments even when using escrow services.

An annual escrow analysis is conducted to ensure adequate funds are collected. If property taxes increase due to assessment changes or rate increases, monthly escrow payments may be adjusted. Conversely, if taxes decrease or if the account has excess funds, homeowners may receive a refund. Property owners should notify their lender of any supplemental tax bills or assessment changes that might affect escrow calculations, as these are often not automatically included in the lender's tax service monitoring.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Vigo County for 2025? A: Property taxes are due in two equal installments: May 12, 2025, and November 10, 2025. Tax bills are mailed annually on or before April 15th. Late payments incur penalties and interest charges.

Q: What homestead tax credits are available and do I need to apply? A: The primary homestead credit provides a standard deduction (currently $45,000) and caps property taxes at 1% of gross assessed value. You must file Form 103 with the County Assessor's office before April 1st of the assessment year, and the application must be refiled every even year to maintain eligibility.

Q: How does the homestead credit work exactly? A: The homestead credit provides two benefits: a deduction from assessed value and a tax cap. The cap limits your total property tax to 1% of your home's gross assessed value, regardless of the calculated tax amount. This is a tax credit that reduces your actual tax bill, not an exemption that reduces assessed value.

Q: Are there other tax credits available that require application? A: Yes, Indiana offers various tax credits including those for seniors (over 65), disabled veterans, blind or disabled persons, and over-65 low income residents. Each requires a separate application (typically Form 103 variations) filed with the County Assessor before April 1st, with most requiring biennial renewal.

Q: How often are properties reassessed in Vigo County? A: Indiana law requires annual assessment updates, though not every property is physically inspected each year. The County Assessor uses market data, building permits, and sales information to adjust assessments. Property owners receive assessment notices and have appeal rights through the County Property Tax Assessment Board of Appeals.

Q: What happens if I pay my property taxes late? A: Late payments incur a 10% penalty on the first installment and 5% on the second installment, plus interest. Continued non-payment can result in tax sale proceedings where the county sells a tax certificate on the property.

Q: Can I pay my property taxes online? A: Yes, Vigo County offers online payment options through the County Treasurer's website. Electronic payments, credit cards, and traditional mail payments are typically accepted, though convenience fees may apply for electronic payments.

Q: Why might my tax rate differ from my neighbor's? A: Tax rates vary based on the specific combination of taxing units that apply to your property location. Different townships, school districts, municipalities, library districts, and special taxing districts (like TIF areas) create varying composite tax rates across Vigo County.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the County Property Tax Assessment Board of Appeals within specified deadlines (typically 45 days from assessment notice). You'll need evidence of your property's market value such as recent appraisals, comparable sales, or evidence of assessment errors.

Q: What should I do if I receive a supplemental tax bill? A: Review the supplemental assessment for accuracy and pay by the due date (typically 30 days from bill date). If you have an escrow account, notify your lender as supplemental taxes are usually not included in regular escrow calculations. You have the same appeal rights as regular assessments.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate