HonestCasa logoHonestCasa
Updated 2025 Tax Year

Rush County
Property Tax Guide

Everything you need to know about property taxes in Rush County, IN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.4972% base rate + township additions (varies by taxing district)
1st Due
May 10
2nd Due
Nov 10
Exemptions
5+ Available
Section 1

How Property Tax Works

Rush County's property tax system serves as the primary funding source for essential local services including schools, law enforcement, fire protection, road maintenance, and county government operations. Property taxes in Rush County are administered at the county level, with the county auditor responsible for assessments and the county treasurer handling collections.

The effective property tax rate in Rush County varies by location within the county due to different combinations of taxing districts, including townships, school corporations, and other special districts. For 2025, the countywide base rate is 0.4972%, though your actual rate will depend on which specific taxing districts serve your property. Township rates add to the county rate, with Posey Township adding an additional 0.1070% as an example. Property owners should expect their total effective rate to be higher than the base county rate once all applicable district taxes are included.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Rush County Base0.4972%County government operations, roads, general services
Township (varies)0.1070%*Township services, fire protection, poor relief
School DistrictVariesLocal school corporation funding
Special DistrictsVariesLibrary, drainage, economic development districts

*Example rate shown for Posey Township for levy year 2025. Actual township rates vary throughout Rush County. The combined rate for properties in Posey Township would be approximately 0.6042% before school and other district taxes. These rates apply to the 2025 tax year (Pay 2025 taxes). Property owners will see different total rates depending on their specific location and which taxing districts serve their property.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Rush County, property taxes are due in two installments:

First Installment
May 10
Delinquent after Dec 10
Second Installment
Nov 10
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Rush County are additional property tax bills issued when there are changes to property ownership, improvements, or new construction that occur after the annual assessment but before the tax year ends. The most common triggers include property sales that result in reassessment to market value, completion of new construction or major renovations, and corrections to previous assessments.

When supplemental taxes are levied, they are calculated by applying the current tax rate to the difference between the old assessed value and the new assessed value, prorated for the portion of the tax year remaining. For example, if a property's assessed value increases from $200,000 to $250,000 due to completed renovations in January, and the local tax rate is 1.2%, the supplemental tax would be approximately $600 ($50,000 × 1.2%) for the full year, adjusted for the remaining months in the tax year.

Example Calculation

Example 1: $300,000 Home with Homestead Credit

  • Market Value: $300,000
  • Assessed Value: $300,000
  • Less Homestead Credit: Varies (caps assessment increases)
  • Net Taxable Value: ~$300,000
  • Tax Rate: 1.2% (estimated with districts)
  • Annual Tax: $3,600
  • Monthly Payment: $300

Example 2: $600,000 Home with Homestead Credit

  • Market Value: $600,000
  • Assessed Value: $600,000
  • Less Homestead Credit: Varies (caps assessment increases)
  • Net Taxable Value: ~$600,000
  • Tax Rate: 1.2% (estimated with districts)
  • Annual Tax: $7,200
  • Monthly Payment: $600

Example 3: $1,000,000 Property (No Homestead)

  • Market Value: $1,000,000
  • Assessed Value: $1,000,000
  • Credits Applied: None assumed
  • Net Taxable Value: $1,000,000
  • Tax Rate: 1.2% (estimated with districts)
  • Annual Tax: $12,000
  • Monthly Payment: $1,000

Note: Homestead and other credits require application and are not automatic. Contact the Rush County Auditor for specific credit amounts and eligibility.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Rush County require property tax escrow accounts for borrowers with less than 20% down payment. The lender collects 1/12th of your estimated annual property tax bill with each monthly mortgage payment and deposits these funds into an escrow account. The lender then pays your property taxes directly to Rush County on the May 10 and November 10 due dates.

Lenders typically perform annual escrow analyses to ensure adequate funds are collected. If property taxes increase, your monthly escrow payment may increase accordingly. Property owners should review their annual escrow statements carefully and can request information about their property tax calculations from the Rush County Treasurer's office. Even with escrow accounts, property owners remain responsible for verifying that payments are made correctly and on time, as any penalties or interest will ultimately affect the property owner.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Rush County? A: Property taxes are due on May 10, 2026 and November 10, 2026 for the current tax year. Payments are made to the Rush County Treasurer.

Q: What is the Homestead Credit and do I need to apply? A: The Homestead Credit helps limit annual assessment increases for primary residences but requires application. You must file with the Rush County Auditor before April 1 of the assessment year, and reapply every even year. This is not automatic.

Q: What other tax credits are available? A: Rush County offers various credits including senior citizen, disabled veteran, and over-65 credits. All require separate applications filed with the County Assessor before April 1. Contact the Rush County Auditor's office for eligibility requirements and application forms.

Q: How often are properties reassessed? A: Indiana law requires properties to be assessed annually, but Rush County may conduct more detailed reassessments periodically. Property sales typically trigger reassessment to current market value.

Q: How do I appeal my property tax assessment? A: Appeals must first be filed with the Rush County Assessor, then can proceed to the County Property Tax Assessment Board of Appeals, and potentially to the Indiana Board of Tax Review. Specific deadlines apply at each level.

Q: What happens if I pay property taxes late? A: Rush County charges penalties and interest on late payments. The penalty is typically 10% for payments received after the due date, with additional interest charges accruing monthly.

Q: Can I pay property taxes online? A: Contact the Rush County Treasurer's office directly for current online payment options and accepted payment methods.

Q: Why did my tax bill increase even though tax rates stayed the same? A: Tax bills can increase due to rising assessed values, new special district taxes, voter-approved bond issues, or loss of previous tax credits. The county rate is just one component of your total tax bill.

Q: How do special taxing districts affect my bill? A: Your property may be served by multiple districts (township, school, library, etc.), each with separate tax rates. Your total rate is the sum of all applicable district rates, which is why rates vary by location within Rush County.

Q: What if I disagree with a supplemental tax bill? A: Supplemental tax assessments can be appealed using the same process as regular assessments. Contact the Rush County Assessor's office within the specified appeal period to begin the process.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate