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Updated 2025 Tax Year

Lawrence County
Property Tax Guide

Everything you need to know about property taxes in Lawrence County, IN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
~0.46% county-wide rate, varies by location due to different taxing districts
1st Due
May 10
2nd Due
Nov 10
Exemptions
5+ Available
Section 1

How Property Tax Works

Lawrence County, Indiana operates on a property tax system that funds essential local services including schools, roads, public safety, and county operations. Property taxes are the primary revenue source for local government and school districts throughout the county. The effective tax rate varies by location within Lawrence County due to different combinations of taxing districts, but the county-wide rate component is approximately 0.46% of assessed value.

Property tax bills in Lawrence County reflect taxes from multiple jurisdictions including the county government, school districts, townships, municipalities, and various special districts such as fire departments and libraries. Your actual tax rate depends on which specific taxing districts serve your property location. The county uses a semi-annual payment schedule with installments typically due in May and November each year.

Section 2

What Makes Up Your Tax Bill

Based on FY 2025 levy data for Lawrence County:

ComponentRateDescription
County General0.0046550County operations, services, and administration
School DistrictsVariesLocal school district operations (varies by district)
TownshipVariesTownship services and fire protection
MunicipalVariesCity/town services (if applicable)
LibraryVariesPublic library system funding
Other Special DistrictsVariesFire departments, conservancy districts, etc.

Note: The county rate shown (0.0046550) represents only the county portion. Total effective rates typically range from 1.0% to 2.5% depending on your specific location and the combination of taxing districts that serve your property. Rates are applied to assessed value, which in Indiana is typically close to market value.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Lawrence County, property taxes are due in two installments:

First Installment
May 10
Delinquent after Dec 10
Second Installment
Nov 10
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Lawrence County are additional tax bills issued when property changes occur during the tax year that affect the assessed value. Common triggers include new construction completion, property improvements, ownership transfers that remove prior exemptions or credits, or corrections to the original assessment.

When a supplemental tax is issued, it covers the period from when the change became effective through the end of the current tax year. For example, if new construction is completed in July and increases your assessed value by $50,000, you would receive a supplemental bill for approximately 5 months (August through December) of additional taxes on that $50,000 increase. The supplemental tax uses the same tax rates as your regular property tax bill.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Standard Deduction: -$48,000 (estimated)
  • Net Taxable Assessment: $252,000
  • Estimated Tax Rate: 1.5% (varies by district)
  • Annual Tax: $3,780
  • Monthly (if escrowed): $315

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Standard + Supplemental Deduction: -$79,005 (per research data)
  • Net Taxable Assessment: $520,995
  • Estimated Tax Rate: 1.5%
  • Annual Tax: $7,815
  • Monthly (if escrowed): $651

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Homestead Deductions (if applicable): -$79,005
  • Net Taxable Assessment: $920,995
  • Estimated Tax Rate: 1.5%
  • Annual Tax: $13,815
  • Monthly (if escrowed): $1,151

Important: All deductions require application through the County Auditor's office and are not automatically applied. Actual rates vary significantly by location within the county.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Lawrence County require borrowers to maintain an escrow account for property tax payments. The lender collects monthly payments equal to 1/12th of your annual property tax bill along with your mortgage payment. The lender then pays your property taxes directly to the Lawrence County Treasurer when the installments are due.

Your lender will typically pay the spring installment (due around May 12th) and fall installment (due around November 10th) on your behalf. After paying your taxes, the lender should provide you with copies of the payment receipts. You can verify payments were made correctly by checking with the Lawrence County Treasurer's office or through their online payment portal. If you pay off your mortgage or refinance, you become responsible for making tax payments directly to the county.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Lawrence County? A: For FY 2025, the spring installment is due May 12, 2025, and the fall installment is typically due in November (specific date varies by year). Payments can be made at the Treasurer's Office in Room 27 of the Courthouse.

Q: What property tax credits are available and do I need to apply? A: The primary credit is the Homestead Deduction (both Standard and Supplemental), but you must apply through the County Auditor's office. Contact the auditor to determine eligibility and check if you've already filed. Other credits may be available for seniors, veterans, or disabled individuals.

Q: How does the Homestead credit work? A: The Homestead credit provides deductions that reduce your taxable assessed value and also caps annual assessment increases. It does NOT reduce your property's market value. You must file Form 49585 and other required paperwork - it's not automatic.

Q: How often are properties reassessed in Lawrence County? A: Indiana conducts annual assessments, but major reassessments typically occur every few years. You can appeal your assessment if you believe it's incorrect by contacting the County Assessor's office within the specified appeal period.

Q: What happens if I pay my property taxes late? A: Late payments incur penalties and interest charges. Contact the Lawrence County Treasurer's office for specific penalty rates and payment options if you cannot pay by the due date.

Q: Can I pay my property taxes online? A: Check with the Lawrence County Treasurer's office for current online payment options and accepted payment methods. Many Indiana counties offer online payment portals.

Q: Why do tax rates vary within Lawrence County? A: Different areas are served by different combinations of school districts, townships, municipalities, fire departments, and special districts. Each taxing unit sets its own rate, so your total rate depends on which districts serve your specific property location.

Q: What if I disagree with my property assessment? A: You can appeal your assessment by filing the appropriate forms with the Lawrence County Assessor's office. There are specific deadlines for appeals, typically within 45 days of receiving your assessment notice. The Assessor can provide information about the appeal process and required documentation.

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