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Updated 2025 Tax Year

LaPorte County
Property Tax Guide

Everything you need to know about property taxes in LaPorte County, IN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
1.1% to 3.5% of assessed value, varies by township and taxing district
1st Due
May 10
2nd Due
Nov 10
Exemptions
5+ Available
Section 1

How Property Tax Works

LaPorte County, Indiana operates under a property tax system that funds essential local services including schools, municipal services, fire protection, libraries, and county government operations. Property taxes are calculated based on assessed values and local tax rates, with bills issued twice annually. The effective tax rate in LaPorte County varies significantly by location within the county, typically ranging from approximately 1.1% to 3.5% of assessed value, depending on the specific taxing districts that serve your property.

LaPorte County contains multiple townships, municipalities, and special taxing districts, each with their own levy rates that combine to create your total tax bill. For example, properties in different school districts or fire protection districts will have different total rates. The county-wide base rate is certified annually, but your actual rate depends on which combination of local taxing units serve your specific property location. All property owners should verify their specific tax rate and applicable districts with the LaPorte County Assessor's office.

Section 2

What Makes Up Your Tax Bill

ComponentRate RangeDescription
County General0.5589%Base county operations and services (FY 2025)
Township RatesVariesTownship government and services
School Districts1.5% - 2.5%Local school district operations and debt service
Municipal Rates0.3% - 0.8%City/town services where applicable
Fire Districts0.1% - 0.3%Fire protection services
Library Districts0.1% - 0.2%Public library operations
Special DistrictsVariesParks, drainage, economic development
Total Range1.1% - 3.5%Combined effective rate by location

Rates shown are for fiscal year 2025. Actual rates vary significantly by property location within LaPorte County due to different combinations of taxing districts. The highest rates (up to 3.5459%) apply to properties in districts with multiple overlapping special assessments and bond obligations.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in LaPorte County, property taxes are due in two installments:

First Installment
May 10
Delinquent after Dec 10
Second Installment
Nov 10
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in LaPorte County are additional property tax assessments issued when there are changes to property ownership, value, or classification that occur after the regular assessment date but during the current tax year. Common triggers include new construction completion, major improvements, property splits or combinations, and changes in property use classification. These taxes are calculated using the current year's tax rate applied to the change in assessed value, prorated for the portion of the tax year remaining after the triggering event.

For example, if you complete a $100,000 home addition in August and your local tax rate is 2.0%, the supplemental tax would be approximately $2,000 × (5 months remaining ÷ 12 months) = $833 for the remainder of that tax year. Supplemental tax bills are issued separately from regular tax bills and typically have a 30-day payment deadline from the issue date.

Example Calculation

Example 1: $300,000 Home with Homestead Credit

  • Assessed Value: $300,000
  • Standard Homestead Credit: -$45,000 (requires application)
  • Net Taxable Value: $255,000
  • Tax Rate: 2.0% (average district)
  • Annual Tax: $5,100
  • Monthly Escrow: $425

Example 2: $600,000 Home with Homestead Credit

  • Assessed Value: $600,000
  • Standard Homestead Credit: -$45,000 (requires application)
  • Net Taxable Value: $555,000
  • Tax Rate: 2.2% (higher service district)
  • Annual Tax: $12,210
  • Monthly Escrow: $1,018

Example 3: $1,000,000 Home with Homestead Credit

  • Assessed Value: $1,000,000
  • Standard Homestead Credit: -$45,000 (requires application)
  • Net Taxable Value: $955,000
  • Tax Rate: 2.5% (premium district with bonds)
  • Annual Tax: $23,875
  • Monthly Escrow: $1,989

Note: All credits require application with the LaPorte County Assessor by May 1st deadline. Additional credits may be available for seniors, veterans, and disabled persons.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in LaPorte County require property tax escrow accounts for loans with less than 20% down payment. Your lender collects approximately 1/12th of your estimated annual property tax with each monthly payment, depositing funds into an escrow account. The lender pays your tax bills directly to the LaPorte County Treasurer on the May 10th and November 10th due dates.

Your escrow account is analyzed annually, typically resulting in payment adjustments if taxes increase or decrease significantly. You'll receive an escrow analysis statement showing the account activity and any required payment changes. If your account has a shortage, you can either pay the deficiency in a lump sum or spread it over 12 months with increased payments. Property owners can verify that taxes were paid correctly by checking with the LaPorte County Treasurer's office or viewing payment records online.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in LaPorte County? A: Property taxes are due twice annually - May 10th for the spring installment and November 10th for the fall installment. For fiscal year 2024-2025, the specific due dates are May 10, 2025 and November 10, 2025. If the due date falls on a weekend or holiday, the deadline extends to the next business day.

Q: What tax credits are available and do they require application? A: Yes, all tax credits require application by May 1st deadline. Available credits include the Standard Homestead Credit (up to $45,000 assessed value reduction), Over-65 Credit for seniors, Veterans' Credit for qualifying service members, and Disability Credit. Contact the LaPorte County Assessor's office for specific applications and eligibility requirements.

Q: How does the Homestead Credit work? A: The Homestead Credit caps annual assessment increases at 5% for qualified owner-occupied residences and provides up to $45,000 in assessed value reduction. This credit limits assessment growth, not market value increases. You must file an application with the County Assessor and requalify if you move or change property use.

Q: When are properties reassessed? A: Indiana law requires annual assessment updates, but LaPorte County typically conducts comprehensive reassessments every four years with trending adjustments in between years. The most recent countywide reassessment was completed in 2022, with the next scheduled for 2026.

Q: How do I appeal my property assessment? A: File a petition with the LaPorte County Property Tax Assessment Board of Appeals by the published deadline (typically 45 days after assessment notices are mailed). If unsatisfied with that decision, you can appeal to the Indiana Board of Tax Review within 30 days.

Q: What are the penalties for late payment? A: LaPorte County charges a 10% penalty on the first installment if paid after May 10th, and 10% on the second installment if paid after November 10th. Additional interest may accrue monthly on delinquent amounts.

Q: Can I pay property taxes online? A: Yes, LaPorte County offers online payment through their official website. You can pay by electronic check or credit card, though credit card payments may include processing fees. The county also accepts payments by mail, in person, or through authorized payment centers.

Q: Why do tax rates vary within LaPorte County? A: Different areas of LaPorte County are served by different combinations of taxing districts including various school districts, fire departments, library districts, and municipal services. Properties in areas with more services or bond obligations will have higher total tax rates, ranging from approximately 1.1% to 3.5% countywide.

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