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Updated 2025 Tax Year

LaGrange County
Property Tax Guide

Everything you need to know about property taxes in LaGrange County, IN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
0.24% effective rate (varies by district due to school corporations, fire districts, and municipal services)
1st Due
May 10
2nd Due
Nov 10
Exemptions
5+ Available
Section 1

How Property Tax Works

LaGrange County, Indiana operates under the state's property tax system, which serves as the primary funding mechanism for local government services, public schools, libraries, and emergency services. Property taxes in the county are administered by the County Auditor and collected by the County Treasurer, with funds distributed to various taxing units including the county government, school districts, townships, and special service districts.

The effective property tax rate for LaGrange County is approximately 0.24% of assessed value for the 2025 tax year, though this rate varies significantly by location within the county due to different combinations of special taxing districts such as school corporations, fire districts, library districts, and municipal services. Property owners should note that Indiana caps property taxes at 1% of gross assessed value for homestead properties, providing important tax relief for primary residences. All properties are assessed annually, with assessments based on market value as of January 15th of the assessment year.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
LaGrange County General0.2396%County general fund operations, including courthouse, jail, and county services
School DistrictVariesLocal school corporation levies (varies by district within county)
TownshipVariesTownship government services, fire protection, poor relief
Library DistrictVariesPublic library system funding (where applicable)
MunicipalVariesCity or town services (for properties within incorporated areas)
Special DistrictsVariesAdditional levies for drainage, lighting, or other special services

Total Effective Rate Range: 0.20% - 0.30% (varies by taxing district combination)

These rates apply to the 2025 tax year (payable in 2026) and are subject to annual adjustment based on local government budgets and state-imposed levy limits. Property owners can verify their specific rate combination by checking their tax bill or contacting the LaGrange County Auditor's office.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in LaGrange County, property taxes are due in two installments:

First Installment
May 10
Delinquent after Dec 10
Second Installment
Nov 10
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in LaGrange County are additional tax bills issued when there are mid-year changes to property ownership, improvements, or assessments that weren't captured in the regular annual assessment. Common triggers include new construction completion, property splits or combinations, successful assessment appeals that result in increased values, and corrections to property records discovered after the main tax bills were issued.

Supplemental taxes are calculated by applying the current year's tax rate to the difference between the original assessed value and the revised assessed value, prorated for the portion of the tax year the change was in effect. For example, if a property owner completes a $50,000 addition in July and the regular assessment didn't capture this improvement, a supplemental bill would be issued for the additional taxes owed from July through the end of the tax year. These supplemental bills are typically issued within 30-60 days of the assessment change and have the same payment terms as regular property tax bills.

Example Calculation

Example 1: $300,000 Property

  • Assessed Value: $300,000
  • Homestead Tax Credit Applied: -$45,000 (standard deduction, requires application)
  • Net Taxable Value: $255,000
  • Tax Rate: 0.24%
  • Annual Tax: $612
  • Monthly Escrow: $51

Example 2: $600,000 Property

  • Assessed Value: $600,000
  • Homestead Tax Credit Applied: -$45,000 (requires application)
  • Over-65 Credit Applied: -$12,480 (if applicable, requires application)
  • Net Taxable Value: $542,520
  • Tax Rate: 0.24%
  • Annual Tax: $1,302
  • Monthly Escrow: $109

Example 3: $1,000,000 Property

  • Assessed Value: $1,000,000
  • Homestead Tax Credit Applied: -$45,000 (requires application)
  • Net Taxable Value: $955,000
  • Tax Rate: 0.24%
  • Annual Tax: $2,292
  • Monthly Escrow: $191
  • Note: Subject to 1% assessment cap ($10,000 maximum tax) for homestead properties

All tax credits shown require annual application and approval. Rates may vary by specific taxing district within the county.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in LaGrange County require property tax escrow accounts for borrowers with less than 20% down payment, though some lenders mandate escrow regardless of down payment amount. The lender collects 1/12 of the estimated annual property tax bill with each monthly mortgage payment and maintains these funds in an escrow account to pay taxes when due on May 10th and November 10th each year.

Lenders typically establish the initial escrow amount based on the previous year's tax bill, but property owners should monitor their escrow account balance annually since tax amounts can change due to assessment increases, rate changes, or loss of tax credits. If escrow funds are insufficient, lenders will advance the payment and adjust future monthly collections accordingly. Property owners receive an annual escrow analysis statement showing account activity and any required payment adjustments. Those without escrow accounts must make payments directly to the LaGrange County Treasurer by the semi-annual due dates to avoid penalties and potential tax sale proceedings.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in LaGrange County? A: Property taxes are due semi-annually on May 10th and November 10th each year. For the current tax year, payments are due May 10, 2026, and November 10, 2026.

Q: What tax credits are available and do they require application? A: LaGrange County offers several tax credits that require annual application, including the Homestead Credit (reduces taxable assessed value), Over-65 Credit for seniors, Disabled Veterans Credit, and Blind/Disabled Credit. Contact the County Auditor by March 31st annually to apply.

Q: How does the Homestead Credit work? A: The Homestead Credit is not automatic and must be applied for annually with the County Auditor. It provides a standard deduction on assessed value and caps annual assessment increases at 5% for qualified primary residences, helping control tax growth even when property values rise significantly.

Q: How often are properties reassessed? A: Indiana law requires annual reassessment of all properties. LaGrange County assesses properties based on market value as of January 15th each year, with new assessments typically completed by late spring.

Q: What are the penalties for late payment? A: Late payments incur a 10% penalty, and properties with delinquent taxes for more than one year may be subject to tax sale proceedings. Interest also accrues on unpaid balances.

Q: Can I pay property taxes online? A: Yes, LaGrange County accepts online payments through the County Treasurer's website. Credit card and electronic check options are typically available, though convenience fees may apply.

Q: How do special district taxes work? A: Properties may be subject to additional taxes from school districts, fire districts, libraries, and municipalities depending on location. These appear as separate line items on your tax bill and vary by geographic area within the county.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the LaGrange County Assessor within 45 days of receiving your assessment notice. Appeals are first heard by the local Property Tax Assessment Board of Appeals, with further appeal rights to the Indiana Board of Tax Review.

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