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Updated 2025 Tax Year

Jackson County
Property Tax Guide

Everything you need to know about property taxes in Jackson County, IN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by location due to different taxing districts - projected 7.88% increase for 2025
1st Due
May 10
2nd Due
Nov 10
Exemptions
5+ Available
Section 1

How Property Tax Works

Jackson County, Indiana operates on an assessed value property tax system that funds essential local services including schools, fire protection, libraries, and county operations. Property taxes are calculated based on assessed values determined by the County Assessor, with tax rates varying significantly by location within the county due to different combinations of special taxing districts such as school corporations, fire districts, and library districts.

For the 2025 tax year, Jackson County is experiencing significant changes with a projected 7.88% increase in tax rates and approximately 10% growth in property values. The total preliminary tax levy is $14,216,928. Property owners should expect their actual tax rates to vary based on their specific location within Jackson County, as each area may be served by different combinations of local taxing units. The Indiana statewide average effective tax rate is approximately 1%, though individual bills can vary considerably based on applicable tax credits and local district assessments.

Section 2

What Makes Up Your Tax Bill

Based on the FY 2025-2026 levy year with preliminary data:

ComponentRate RangeDescription
County General FundVariesBasic county services and operations
School CorporationVaries by districtLocal school funding (largest component)
TownshipVaries by townshipTownship services and fire protection
LibraryVaries by districtPublic library services
Special DistrictsVariesMunicipal services, parks, drainage
Total Effective Rate~1.0-1.5%Varies by specific location

Note: Jackson County has experienced a 7.88% projected increase in tax rates for 2025, with property values increasing approximately 10%. Exact rates depend on your property's location within specific taxing districts. Contact the Jackson County Auditor's office for your precise tax rate based on your property's taxing units.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Jackson County, property taxes are due in two installments:

First Installment
May 10
Delinquent after Dec 10
Second Installment
Nov 10
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Jackson County are additional property tax bills issued when there are changes in property ownership, new construction, or property improvements that occur after the January 1 assessment date but before the end of the tax year. These supplements ensure that property taxes are properly allocated based on current ownership and property conditions.

Supplemental taxes are calculated by applying the current tax rate to the change in assessed value, prorated for the portion of the tax year affected. For example, if you purchase a home in July that was previously exempt from taxes, or if you complete a home addition in September, you would receive a supplemental tax bill covering the additional tax liability from the effective date through the end of the tax year. The County Assessor determines the fees associated with supplemental assessments according to established procedures, and these charges become part of your property tax obligation.

Example Calculation

Examples based on FY 2025-2026 levy year with estimated effective rates. Actual rates vary by taxing district location.

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Less: Standard Deduction (50% of assessed value): -$150,000
  • Less: Homestead Credit (if applicable, requires application): Variable
  • Net Taxable Value: ~$150,000
  • Annual Tax (at ~1.2% rate): ~$1,800
  • Monthly Escrow: ~$150

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Less: Standard Deduction (50% of assessed value): -$300,000
  • Less: Homestead Credit (if applicable, requires application): Variable
  • Net Taxable Value: ~$300,000
  • Annual Tax (at ~1.2% rate): ~$3,600
  • Monthly Escrow: ~$300

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Less: Standard Deduction (50% of assessed value): -$500,000
  • Less: Homestead Credit (if applicable, requires application): Variable
  • Net Taxable Value: ~$500,000
  • Annual Tax (at ~1.2% rate): ~$6,000
  • Monthly Escrow: ~$500

Note: Tax credits require separate applications and are not automatically applied. Contact the Jackson County Assessor for specific credit applications and deadlines.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Jackson County require property tax escrow accounts, where monthly payments are collected along with your mortgage payment to cover property taxes. Lenders typically collect 1/12th of your annual property tax bill each month, plus a buffer amount to ensure adequate funds are available when taxes are due.

Jackson County property taxes are due in two equal installments: May 10th and November 10th each year (for tax year 2025, the due dates are May 12, 2025 and November 10, 2025). Your lender will make these payments directly to the Jackson County Treasurer from your escrow account. It's important to verify that your lender has received your current tax bill and is collecting the correct amount, especially given the recent 7.88% rate increase and 10% property value growth projected for 2025. You can verify your tax bill information through the Jackson County Auditor's online database or by contacting their office directly.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Jackson County property taxes due for 2025? A: For tax year 2024 (paid in 2025), property taxes are due May 12, 2025 and November 10, 2025. Payments must be received or federally postmarked by these deadlines to avoid penalties.

Q: What tax credits are available and do I need to apply? A: Jackson County offers several tax credits including Homestead Credit, Over 65 Credit, and others. Most credits require separate applications and are NOT automatic. Contact the Jackson County Assessor's office for applications and specific deadlines.

Q: How does the Homestead Credit work? A: The Homestead Credit caps the annual increase in assessed value for qualifying homeowners, typically limiting increases to 5-10% per year. This does NOT reduce your property's market value but limits assessment growth. You must apply for this credit - it's not automatic.

Q: How often are properties reassessed in Jackson County? A: Indiana law requires annual adjustments to assessed values. Major reassessments occur periodically, with significant changes noted for 2025 including approximately 10% growth in property values countywide.

Q: What are the penalties for late payment? A: Indiana law provides for penalties on late property tax payments. Contact the Jackson County Treasurer's office for specific penalty rates and collection procedures.

Q: Can I pay my property taxes online? A: Check with the Jackson County Treasurer's office for available online payment options and accepted payment methods for property tax bills.

Q: Why did my taxes increase significantly in 2025? A: Jackson County has experienced a projected 7.88% increase in tax rates plus approximately 10% growth in property values for 2025, resulting in substantial increases for most property owners.

Q: How do I appeal my property assessment? A: Property assessment appeals must be filed with the Jackson County Property Tax Assessment Board of Appeals. Contact the County Assessor's office for forms, deadlines, and procedures for filing an appeal.

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