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Updated 2025 Tax Year

Fulton County
Property Tax Guide

Everything you need to know about property taxes in Fulton County, IN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
8.87 mills base rate (varies by district with additional taxing units)
1st Due
May 10
2nd Due
Nov 10
Exemptions
5+ Available
Section 1

How Property Tax Works

Fulton County, Indiana operates under a property tax system that serves as the primary revenue source for county operations and local services. The county's General Fund property tax rate has remained steady at 8.87 mills for the fourth consecutive year as of 2025, representing a 16% decrease from the 10.5 mills charged in 2015. Property taxes fund essential services including justice and public safety, infrastructure maintenance, and various constituent services throughout the county.

Property tax rates in Fulton County vary by location within the county due to different combinations of special taxing districts, including school corporations, library districts, fire departments, and other local governmental units. While the county's base rate provides a foundation, your actual tax bill will depend on which taxing districts serve your specific property location. The effective tax rate typically ranges from approximately 1% to 1.2% of assessed value, though this can vary based on your property's location and any applicable tax credits.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General Fund8.87Base county operations and services
School CorporationVariesLocal school district levy (varies by district)
Library DistrictVariesPublic library services (where applicable)
Fire DepartmentVariesLocal fire protection services
TownshipVariesTownship-level services and maintenance
Special DistrictsVariesDrainage, lighting, or other local improvements

Note: Rates shown are for levy year 2025. The total millage rate for your property depends on which combination of taxing districts serve your location. A proposed increase to 10.04 mills for the county portion is under review and subject to public hearings. One mill equals $1 per $1,000 of net assessed value.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Fulton County, property taxes are due in two installments:

First Installment
May 10
Delinquent after Dec 10
Second Installment
Nov 10
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Fulton County are additional property tax assessments that occur when there are changes in property ownership, completion of new construction, or significant improvements made to existing properties during the tax year. These supplemental bills are calculated based on the difference between the previous assessment and the new assessed value, prorated for the portion of the tax year remaining after the change occurred.

For example, if you purchase a home in Fulton County that was previously under-assessed, or if you complete a major renovation that increases your property's assessed value, the county may issue a supplemental tax bill. The supplemental amount is calculated by applying the current tax rate to the increase in assessed value, then prorating it from the date of change through the end of the current tax year. Property owners typically receive supplemental bills within 30-60 days of the triggering event.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Less: Standard Homestead Credit: -$48,000 (estimated)
  • Net Taxable Value: $252,000
  • Annual Tax (at 10 mills): $2,520
  • Monthly Escrow: $210

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Less: Standard Homestead Credit: -$48,000 (estimated)
  • Net Taxable Value: $552,000
  • Annual Tax (at 10 mills): $5,520
  • Monthly Escrow: $460

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Less: Standard Homestead Credit: -$48,000 (estimated)
  • Net Taxable Value: $952,000
  • Annual Tax (at 10 mills): $9,520
  • Monthly Escrow: $793

Note: These examples assume a 10-mill rate and standard homestead credit. Actual rates vary by taxing district location. All credits require application and approval - they are not automatic.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Fulton County require borrowers to establish an escrow account for property tax payments, especially when the loan-to-value ratio exceeds 80%. Your lender will estimate your annual property tax obligation and divide it by 12 to determine your monthly escrow payment. This amount is collected along with your principal and interest payment each month.

Lenders typically conduct an annual escrow analysis to ensure adequate funds are available for upcoming tax payments. With Fulton County's May 10 and November 10, 2026 due dates, your lender will make semi-annual payments directly to the Fulton County Treasurer on your behalf. If your escrow account has a shortage, your lender may increase your monthly payment or allow you to pay the shortage in a lump sum. Property owners should verify that their lender has made timely payments and contact the county treasurer if there are any discrepancies.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Fulton County for the current fiscal year? A: Property taxes are due May 10 and November 10, 2026. Payments are made to the Fulton County Treasurer.

Q: What homestead credits are available and do I need to apply? A: Fulton County offers basic homestead credits and additional credits for seniors, low-income homeowners, and surviving spouses of public safety/military personnel. All credits require application through the Fulton County Tax Assessor's office - none are automatic.

Q: How does the homestead credit work? A: The homestead credit limits annual assessment increases rather than reducing market value. It caps the growth in your assessed value and requires filing an application to receive the benefit.

Q: When are properties reassessed in Fulton County? A: Indiana conducts annual assessments with trending adjustments. Property owners can appeal assessments, and forms must be filed by specific deadlines as determined by the county assessor.

Q: What are the penalties for late property tax payments? A: Late payments incur penalties and interest charges. Contact the Fulton County Treasurer's office for current penalty rates and payment options.

Q: Can I pay my property taxes online? A: Check with the Fulton County Treasurer's office for available online payment options and accepted payment methods.

Q: How do special district taxes affect my bill? A: Your location determines which special taxing districts (schools, fire, library, etc.) apply to your property. These vary throughout the county and are added to the base county rate.

Q: What triggers a supplemental tax assessment? A: Property ownership changes, new construction completion, and significant property improvements can trigger supplemental assessments during the tax year.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Fulton Holds Millage Rate at 8.87 mills for 2025fultoncountyga.gov
02
Tax Doc
Notice of Property Tax Increasefultoncountyga.gov
03
Tax Doc
Press Release Announcing a Proposed Property Tax ...fultoncountyga.gov
04
County
Appeals | Fulton County, INco.fulton.in.us
05
Tax Doc
DLGF: Property Tax Due Datesin.gov
06
Frequently Asked Questions - CivicPlus.CMS.FAQco.fulton.in.us
07
Exemptionscityofsouthfultonga.gov
08
Homestead Exemptionsfultoncountyga.gov
09
Homestead Exemptionsmiltonga.gov
10
County
Fulton County: Property Tax Calculationauditor.fulton.in.datapitstop.us
All sources verified as of 2025 Tax Year

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