HonestCasa logoHonestCasa
Updated 2025 Tax Year

Daviess County
Property Tax Guide

Everything you need to know about property taxes in Daviess County, IN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Base county rate 0.74%, total effective rates vary by location due to school districts, townships, and special taxing units
1st Due
May 10
2nd Due
Nov 10
Exemptions
5+ Available
Section 1

How Property Tax Works

Daviess County, Indiana operates under a property tax system that funds essential local services including schools, roads, public safety, and county operations. Property taxes are assessed based on the assessed value of real estate and personal property, with taxes collected semi-annually to support various local taxing units including the county, townships, schools, and special districts.

The effective tax rate in Daviess County varies significantly by location due to different combinations of local taxing districts. For the 2025 tax year, the base county rate is 0.0074010 (approximately 0.74%), but your total rate will depend on which school district, township, library district, and other special taxing units serve your property. Most property owners can expect total effective rates ranging from approximately 1.5% to 2.5% of assessed value, though this can vary based on your specific location within the county and any applicable tax credits.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Daviess County General0.0074010Base county operations, represents 45.31% of total levy
School DistrictsVariesLocal school corporations (rates vary by district)
Township GovernmentVariesTownship services and fire protection
Library DistrictVariesPublic library services (if applicable)
Special DistrictsVariesDrainage, cumulative funds, debt service

Rates shown are for Levy Year 2025 (Pay 2026). Your total tax rate depends on which combination of taxing units serve your property address. Contact the Daviess County Assessor at (812) 254-8664 for your specific total rate, as rates vary significantly by location within the county due to different school districts and special taxing units.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Daviess County, property taxes are due in two installments:

First Installment
May 10
Delinquent after Dec 10
Second Installment
Nov 10
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Daviess County are typically triggered by changes in property ownership, new construction, or significant improvements that occur after the January 1 assessment date. When these changes happen, the county assessor determines the additional assessed value and applies the current tax rate to calculate supplemental taxes owed for the remainder of the tax year.

For example, if you purchase a newly constructed home in July that wasn't on the January 1 assessment roll, you would receive a supplemental tax bill covering July through the end of the tax year. The supplemental amount is calculated by taking the new assessed value, applying any eligible credits, multiplying by the applicable tax rate, and prorating for the months remaining in the tax year. These supplemental bills are issued separately from regular tax bills and have their own payment due dates.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Less: Standard Homestead Credit (with application): -$48,000
  • Net Taxable Value: $252,000
  • Annual Tax (at 2.0% effective rate): $5,040
  • Monthly Escrow: $420

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Less: Standard Homestead Credit (with application): -$48,000
  • Net Taxable Value: $552,000
  • Annual Tax (at 2.0% effective rate): $11,040
  • Monthly Escrow: $920

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Less: Standard Homestead Credit (with application): -$48,000
  • Net Taxable Value: $952,000
  • Annual Tax (at 2.0% effective rate): $19,040
  • Monthly Escrow: $1,587

Note: Tax credits require annual application and are not automatic. Effective rates vary by location within the county. Contact the Daviess County Assessor for your specific rate and available credits.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Daviess County require property tax escrow accounts for borrowers with less than 20% down payment. Your lender collects monthly payments equal to 1/12th of your annual property tax bill plus any insurance premiums. The lender pays your property taxes directly to the Daviess County Treasurer when bills are due on May 10th and November 10th each year.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment may increase accordingly. You can verify that your lender paid your taxes correctly by checking with the Daviess County Treasurer's office or viewing payment records online. If you pay taxes directly rather than through escrow, you're responsible for making both semi-annual payments on time to avoid penalties and interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Daviess County? A: Property taxes are due semi-annually on May 10th and November 10th each year. For the current tax year, payments are due May 10, 2026 and November 10, 2026.

Q: What tax credits are available and how do I apply? A: The primary credit is the Standard Homestead Credit, which requires annual application to the County Assessor by April 30th. Senior citizens may qualify for additional assessment freeze credits. Applications are not automatic and must be filed each year.

Q: How does the Homestead Credit work? A: The Homestead Credit caps your assessment increase and provides additional tax relief for owner-occupied properties. It requires annual application and proof of residency. Contact the Daviess County Assessor for specific application requirements and deadlines.

Q: How often are properties reassessed? A: Indiana conducts annual reassessments, but significant market-wide revaluations typically occur every few years. You'll receive assessment notices by mail with appeal instructions if you disagree with the assessed value.

Q: What are the penalties for late payment? A: Late payments incur penalties and interest charges. Contact the Daviess County Treasurer at (812) 254-8675 for specific penalty rates and payment options if you've missed a due date.

Q: Can I pay property taxes online? A: Yes, Daviess County offers online payment options. Visit the County Treasurer's website or contact their office for available electronic payment methods and any associated processing fees.

Q: Why did my tax bill increase when rates stayed the same? A: Tax increases can result from reassessment, loss of tax credits due to non-application, or changes in special district levies. Review your assessment notice and verify all credits were properly applied.

Q: How do special districts affect my tax rate? A: Your total tax rate includes levies from all taxing units serving your property - county, township, school district, library, and any special districts. Rates vary significantly across different areas of Daviess County based on these district combinations.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate