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Updated 2025 Tax Year

Clark County
Property Tax Guide

Everything you need to know about property taxes in Clark County, IN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
1.40-2.63% effective rate varies by township and taxing districts, plus 3.5342% LIT component
1st Due
May 10
2nd Due
Nov 10
Exemptions
5+ Available
Section 1

How Property Tax Works

Clark County, Indiana operates under a property tax system that funds essential local services including schools, fire protection, law enforcement, roads, and municipal services. Property taxes are calculated based on assessed value multiplied by local tax rates, which vary significantly by location within the county due to different combinations of taxing districts.

The effective tax rate in Clark County for fiscal year 2025-2026 ranges from approximately 1.40% to 2.63% depending on your specific township and taxing districts. For example, Monroe Township has the lowest rate at 1.4160%, while Jeffersonville Township-OFW has the highest at 2.6303%. All townships also include additional state and local income tax (LIT) components of 3.5342%, bringing total rates to between 6.54% and 7.76% per $100 of assessed value. Your exact rate depends on which township, school district, library district, and other special taxing units serve your property.

Section 2

What Makes Up Your Tax Bill

Township/DistrictDistrict RateLIT RateTotal Rate (per $100 AV)Fiscal Year
Bethlehem Township1.6844%3.5342%5.2186%FY 2025-2026
Carr Township1.6060%3.5342%5.1402%FY 2025-2026
Charlestown Township1.7905%3.5342%5.3247%FY 2025-2026
Jeffersonville Township-OFW2.6303%3.5342%6.1645%FY 2025-2026
Monroe Township1.4160%3.5342%4.9502%FY 2025-2026
Oregon Township1.6830%3.5342%5.2172%FY 2025-2026
Owen Township1.7044%3.5342%5.2386%FY 2025-2026
Silver Creek Township1.8300%3.5342%5.3642%FY 2025-2026
Union Township1.6016%3.5342%5.1358%FY 2025-2026

Note: These rates include township levies, school district taxes, and Local Income Tax (LIT) components. Additional special district assessments may apply for fire districts, library districts, or other local improvements depending on your property's location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Clark County, property taxes are due in two installments:

First Installment
May 10
Delinquent after Dec 10
Second Installment
Nov 10
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Clark County are additional property tax bills issued when property ownership changes, new construction is completed, or significant improvements are made after the annual assessment date. These supplemental bills capture the tax difference between the previous assessment and the new assessed value for the portion of the tax year remaining.

Supplemental taxes are calculated by determining the difference between your new assessed value and the previous assessed value, then multiplying by your applicable tax rate for the remaining months in the tax year. For example, if you purchase a home in August that was previously assessed at $200,000 but now has a market value of $350,000, you would receive a supplemental bill for the increased tax liability from August through the end of the tax year. The supplemental tax would be calculated on the $150,000 difference in assessed value, prorated for the remaining months.

Example Calculation

Example 1: $300,000 Home in Monroe Township

  • Assessed Value: $300,000
  • Less: Homestead Deduction (if applicable): $45,000
  • Net Taxable Value: $255,000
  • Tax Rate: 4.9502% (Monroe Township rate)
  • Annual Tax: $1,262.30
  • Monthly Escrow: $105.19

Example 2: $600,000 Home in Jeffersonville Township

  • Assessed Value: $600,000
  • Less: Homestead Deduction (if applicable): $45,000
  • Net Taxable Value: $555,000
  • Tax Rate: 6.1645% (Jeffersonville Township-OFW rate)
  • Annual Tax: $3,421.30
  • Monthly Escrow: $285.11

Example 3: $1,000,000 Home in Charlestown Township

  • Assessed Value: $1,000,000
  • Less: Senior/Disabled Homestead Credit (if applicable): $45,000
  • Net Taxable Value: $955,000
  • Tax Rate: 5.3247% (Charlestown Township rate)
  • Annual Tax: $5,085.09
  • Monthly Escrow: $423.76

Note: All tax credits require application and approval. The Homestead Deduction shown is estimated and actual amounts may vary. Credits are not automatic and must be filed with the Clark County Auditor's Office.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Clark County require borrowers to establish an escrow account to ensure property taxes are paid on time. Your lender collects monthly escrow payments along with your mortgage payment, then pays your property taxes directly to the Clark County Treasurer when due. The monthly escrow amount is calculated by dividing your annual tax bill by 12, with lenders typically maintaining a cushion of 2-6 months.

Property taxes in Clark County are due on May 10 and November 10 each year, with payments split into two equal installments. Your lender will typically pay the first installment by May 10, 2026, and the second by November 10, 2026, for the current tax year. Lenders are required to provide an annual escrow analysis showing how your tax payments were calculated and any adjustments needed for the following year. You can verify that your taxes were paid correctly by checking with the Clark County Treasurer's office online or requesting a payment verification letter.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Clark County? A: Property taxes for fiscal year 2025-2026 are due May 10, 2026 (first installment) and November 10, 2026 (second installment). Payments are made to the Clark County Treasurer.

Q: What tax credits are available and do they require application? A: The primary credit is the Homestead Deduction for residents 65+ or permanently disabled, which requires application with the Clark County Auditor's Office. You must provide the last 5 digits of Social Security numbers for all residents. Most credits are NOT automatic and require annual or periodic filing.

Q: How does the Homestead credit work? A: The Homestead Deduction limits assessment increases rather than reducing market value. It helps control property tax growth for qualifying senior and disabled homeowners. You must apply with the Auditor's Office and meet age (65+) or disability requirements.

Q: How often are properties assessed in Clark County? A: Indiana conducts property reassessments periodically, with market value adjustments made annually. Assessment notices are typically mailed in spring, with appeal deadlines shortly thereafter.

Q: What are the penalties for late payment? A: Late payments incur penalties and interest charges. Contact the Clark County Treasurer's office for specific penalty rates and collection procedures.

Q: Can I pay property taxes online? A: Yes, Clark County offers online payment options through the County Treasurer's website. Credit card and electronic check payments are typically accepted with associated processing fees.

Q: Why do tax rates vary within Clark County? A: Tax rates differ based on which combination of taxing districts serve your property, including township, school district, library district, and fire district. Each district sets its own levy rate.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Clark County Assessor's Office within specified deadlines after receiving your assessment notice. The process typically involves a local review board hearing followed by state-level appeals if necessary.

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