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Updated 2025 Tax Year

Blackford County
Property Tax Guide

Everything you need to know about property taxes in Blackford County, IN. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Approximately 1.00% effective rate, varies by taxing district including school, library, fire, and municipal services
Exemptions
5+ Available
Section 1

How Property Tax Works

Blackford County, Indiana operates under the state's property tax system, which serves as the primary funding mechanism for local government services including schools, libraries, fire protection, and county operations. Property taxes in Blackford County are assessed annually based on the assessed value of real estate and personal property, with bills typically calculated using a tax rate applied to the net assessed value after applicable credits.

The effective property tax rate in Blackford County for the 2025 levy year is approximately 1.00% (0.010000), though actual rates vary significantly by location within the county due to special taxing districts such as school corporations, library districts, fire territories, and municipal services. Property owners should expect their specific tax rate to differ based on which taxing districts serve their property location. The county uses a semi-annual payment schedule, and most tax credits and exemptions require annual application and are not automatically applied.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Base County Rate0.010000FY 2025-2026 base rate for county operations
School DistrictVariesAdditional levy varies by school corporation
Library DistrictVariesAdditional levy where applicable
Fire TerritoryVariesAdditional levy for fire protection services
Municipal ServicesVariesAdditional levy within incorporated areas
Special AssessmentsVariesBond payments, special improvements

Note: The total effective rate for FY 2025-2026 levy year ranges from approximately 0.010000 to significantly higher depending on the specific combination of taxing districts serving each property. Property owners should consult their tax statement for their exact rate calculation, as special taxing districts create substantial variation in rates across different areas of Blackford County.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Blackford County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Blackford County are additional property tax assessments that occur when there are changes to property ownership, new construction, or improvements made after the annual assessment date. These supplemental bills are calculated based on the difference between the original assessed value and the new assessed value, prorated for the remaining portion of the tax year.

Common triggers for supplemental taxes include: completion of new construction projects, major home improvements or additions, change in property use classification, or correction of assessment errors. For example, if a homeowner completes a $50,000 home addition in September that increases their assessed value by $40,000, they would receive a supplemental tax bill for approximately 50% of the annual tax increase (covering October through May), calculated at their applicable tax rate of roughly $400 annually, resulting in a supplemental bill of about $200.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (100%): $300,000
  • Standard Homestead Credit: -$45,000 (requires application)
  • Net Taxable Value: $255,000
  • Annual Tax (0.010000 rate): $2,550
  • Monthly Escrow: $212.50

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (100%): $600,000
  • Standard Homestead Credit: -$45,000 (requires application)
  • Net Taxable Value: $555,000
  • Annual Tax (0.010000 rate): $5,550
  • Monthly Escrow: $462.50

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (100%): $1,000,000
  • Standard Homestead Credit: -$45,000 (requires application)
  • Net Taxable Value: $955,000
  • Annual Tax (0.010000 rate): $9,550
  • Monthly Escrow: $795.83

Note: All tax credits shown require annual application and are not automatically applied. Actual rates may be higher due to special taxing districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Blackford County require borrowers to maintain an escrow account for property tax payments, collecting monthly deposits and remitting payments directly to the county treasurer on the homeowner's behalf. Lenders typically collect 1/12th of the estimated annual tax bill each month, plus an additional cushion amount to ensure sufficient funds are available when payments are due.

Property tax payments in Blackford County are due on May 10th and November 10th each year, with lenders generally making payments a few days before the due date to ensure timely receipt. Homeowners should verify that their lender has current contact information and is aware of any changes to tax bills, including supplemental assessments. Property owners can verify payment status and review their tax records through the Blackford County Treasurer's office, and should review their annual escrow analysis statement to ensure adequate funding and identify any necessary adjustments to monthly payments.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Blackford County for the current fiscal year? A: Property taxes for FY 2025-2026 are due in two installments: May 10, 2026 and November 10, 2026. Payments are made to the Blackford County Treasurer.

Q: What tax credits are available and do they require application? A: Indiana offers various tax credits including the Standard Homestead Credit, Supplemental Homestead Credit for seniors/disabled, and Veterans' Credits. ALL credits require annual application with the county auditor and are not automatically applied to your tax bill.

Q: How does the Homestead Credit work? A: The Homestead Credit provides tax relief for primary residences and includes a component that limits assessment increases to 10% annually. You must file an application before April 1st of the assessment year, and applications must be refiled every even-numbered year.

Q: How often are properties reassessed in Blackford County? A: Indiana conducts annual assessments, with properties typically reviewed on a cyclical basis. Market value changes and property improvements can trigger assessment adjustments in any year.

Q: What are the penalties for late property tax payments? A: Indiana imposes penalties and interest on delinquent property taxes, with rates set by state law. Contact the Blackford County Treasurer's office for current penalty rates and payment options.

Q: Can I pay property taxes online? A: Contact the Blackford County Treasurer's office directly to inquire about available online payment options and accepted payment methods for current tax bills.

Q: How do special taxing districts affect my tax rate? A: Your property's location determines which special districts (school, library, fire, municipal) serve your area. Each district adds its own levy to the base county rate, creating significant rate variation across the county.

Q: How do I appeal my property assessment? A: Assessment appeals in Indiana follow a specific process beginning with filing a Form 130 petition. Contact the Blackford County Assessor's office for current deadlines and procedures, as appeal periods are strictly enforced.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Indiana Counties Lit Rates/Dollars Listauditor.orange.in.datapitstop.us
02
County
blackford brian t,kathleen - St. Johns County - Property Detailstjohnstax.us
03
State
STATE OF INDIANAin.gov
04
Tax Doc
DLGF: Property Tax Due Datesin.gov
05
Notice of Assessment of Land and Improvements (Form 11)in.gov
06
DLGF: Exemptionsin.gov
07
DLGF: Deductions and Creditsin.gov
08
Case 5:13-cv-00082-cr Document 34 Filed 02/28/14 Page 1 of 30vtb.uscourts.gov
09
Blackford - DLGFin.gov
10
County
DLGF: County Specific Informationin.gov
All sources verified as of 2025 Tax Year

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