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Updated 2025 Tax Year

Williamson County
Property Tax Guide

Everything you need to know about property taxes in Williamson County, IL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
County rate: $0.413776 per $100 assessed value; Total effective rates typically 2-4% (varies by district)
Exemptions
5+ Available
Section 1

How Property Tax Works

Williamson County, Illinois operates under a property tax system that funds essential local services including schools, county operations, municipalities, fire protection districts, and other special taxing districts. Property taxes are assessed annually and collected in two installments, with the county tax rate set at $0.413776 per $100 of assessed valuation for fiscal year 2025-2026. However, this represents only the county portion of your total property tax bill.

Your actual property tax rate will be significantly higher than the county rate alone, as it includes additional assessments from school districts, municipalities, townships, fire districts, and other special taxing districts that serve your specific location. Total effective tax rates typically range from 2% to over 4% of assessed value depending on your property's location within Williamson County. Illinois uses an assessment ratio of approximately 33.33% of fair market value for residential properties, and the state's Property Tax Extension Limitation Law (PTELL) helps limit annual tax increases in many jurisdictions.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100 AV)Description
County General$0.413776County operations, capital improvements, transportation (FY 2025-2026)
School DistrictsVariesElementary and high school districts (rates vary by district)
MunicipalitiesVariesCity/village services where applicable
TownshipVariesTownship government services
Fire ProtectionVariesFire district services where applicable
Library DistrictVariesPublic library services where applicable
Community CollegeVariesRegional community college district
Other Special DistrictsVariesCemetery, park, sanitation, or other local districts

Note: Tax rates vary significantly by location within Williamson County depending on which special taxing districts serve your property. The total combined rate typically ranges from $2.00 to $4.00+ per $100 of assessed valuation. Contact the County Clerk's office for your specific district combination and current rates.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Williamson County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Williamson County are additional tax bills issued when there are changes to property ownership, new construction, or improvements that increase the assessed value during the tax year. These situations trigger a recalculation of taxes owed for the portion of the year affected by the change.

Common triggers include: purchase of property (change of ownership), completion of new construction or major renovations, additions or improvements that add value, or corrections to previous assessments. The supplemental tax is calculated by applying the current tax rate to the difference between the old and new assessed values, prorated for the time period the change was in effect. For example, if you complete a $50,000 home addition in July that increases your assessed value by $16,650 (at 33.33% assessment ratio), and your total tax rate is $3.00 per $100, you would owe approximately $250 in supplemental taxes for the remaining 6 months of that tax year ($16,650 ÷ 100 × $3.00 × 6/12 months).

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (33.33%): $100,000
  • Less Homeowner Exemption: -$10,000 (if applied for)
  • Net Taxable Value: $90,000
  • Annual Tax (at 3.0% effective rate): $2,700
  • Monthly Escrow: $225

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (33.33%): $200,000
  • Less Homeowner Exemption: -$10,000 (if applied for)
  • Net Taxable Value: $190,000
  • Annual Tax (at 3.0% effective rate): $5,700
  • Monthly Escrow: $475

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (33.33%): $333,333
  • Less Homeowner Exemption: -$10,000 (if applied for)
  • Net Taxable Value: $323,333
  • Annual Tax (at 3.0% effective rate): $9,700
  • Monthly Escrow: $808

Note: Homeowner exemption and other tax credits require separate applications and are not automatically applied. Actual tax rates vary by location within the county based on special districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Williamson County require property tax escrow accounts, where you pay 1/12th of your estimated annual property tax bill with each monthly mortgage payment. Your lender collects these funds and pays your property taxes directly to the county when due. Lenders typically collect an initial escrow deposit at closing and may require a cushion of 1-2 months of payments.

Property taxes for the 2024 assessment year (payable in 2025) are due November 14, 2025 for the first installment and January 16, 2026 for the second installment. Your lender should make these payments automatically from your escrow account. However, you remain responsible for verifying payments are made correctly and on time. Review your annual escrow analysis statement and contact your lender immediately if there are shortages or if tax bills aren't being paid properly.

If you pay taxes directly (without escrow), payments must be postmarked by January 31, 2026 to avoid late penalties, even if the second installment due date has passed. You can pay online, by mail, or in person at the County Treasurer's office.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due for the current year? A: For 2024 taxes (payable 2025), the first installment is due November 14, 2025, and the second installment is due January 16, 2026. Payments must be postmarked by January 31, 2026 to avoid penalties.

Q: What tax credits are available and how do I apply? A: The primary tax credit is the Homeowner Exemption, which reduces your assessed value by up to $10,000 if you own and occupy your home as your primary residence. This credit requires a separate application to the Supervisor of Assessments and is not automatic. Senior citizen exemptions may also be available. Contact the Supervisor of Assessments to verify eligibility and apply.

Q: How does the Homestead exemption work? A: Illinois offers a Homeowner Exemption (often called homestead) that reduces your Equalized Assessed Value (EAV) by up to $10,000. This is not automatic - you must apply with the Supervisor of Assessments office. The exemption helps limit assessment increases rather than reducing market value.

Q: When are properties reassessed and how can I appeal? A: Property assessments are updated annually, with the Supervisor of Assessments reviewing market values and making adjustments. If you disagree with your assessment, you can appeal to the Board of Review. Contact the Supervisor of Assessments office for current appeal deadlines and procedures.

Q: What are the penalties for late payment? A: Late payment penalties and interest charges apply to property taxes not paid by the due dates. Contact the County Treasurer's office for current penalty rates and interest charges on delinquent accounts.

Q: Can I pay my property taxes online? A: Yes, Williamson County accepts online property tax payments by credit card or electronic check (e-check). Note that online payments may not immediately reflect in your account history, and credit card processing fees may apply.

Q: Why is my tax rate different from my neighbor's? A: Tax rates vary by location within Williamson County based on which special taxing districts serve your property. Different school districts, fire districts, municipalities, and other special districts create different total tax rates even for properties in the same general area.

Q: What triggers a supplemental tax bill? A: Supplemental taxes are issued when property changes ownership, new construction is completed, major improvements are made, or assessment corrections occur during the tax year. These create additional tax liability for the affected portion of the year.

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