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Updated 2025 Tax Year

Pulaski County
Property Tax Guide

Everything you need to know about property taxes in Pulaski County, IL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by taxing district; Illinois statewide average 2.27%, Pulaski County rates vary by location and local levy needs
1st Due
Jun 1
2nd Due
Sep 1
Exemptions
4+ Available
Section 1

How Property Tax Works

Pulaski County, Illinois operates under the state's property tax system, which serves as the primary funding mechanism for local government services including schools, municipalities, townships, fire protection districts, and county operations. Property taxes in Pulaski County are based on the assessed value of real estate, which is determined by the County Assessor and represents a percentage of the property's fair market value.

The effective property tax rates in Pulaski County vary significantly depending on your property's location within the county, as different areas are served by different combinations of taxing districts. While Illinois has a statewide average effective rate of approximately 2.27%, Pulaski County rates may differ based on local levy needs and property values. Property owners should note that their specific tax rate depends on which school district, municipality, township, and special districts (such as fire protection or library districts) serve their property location.

Property taxes in Pulaski County are collected annually but paid in two installments, with proceeds distributed among the various taxing bodies that provide services to county residents. The tax calculation process involves assessment, equalization, rate setting by individual taxing districts, and final bill preparation by the County Clerk's office.

Section 2

What Makes Up Your Tax Bill

The 2025 property tax rates for Pulaski County have not yet been finalized, as rates are determined annually by the county auditor based on individual taxing district levies. Property owners should check the Pulaski County Auditor's website for updated rate information when available.

ComponentEstimated Rate RangeDescription
County GeneralVariesCounty operations, health services, courts
School DistrictsVariesElementary and high school district levies
TownshipVariesLocal township services and road maintenance
MunicipalVaries*City/village services (*if within incorporated area)
Fire ProtectionVaries*Fire district services (*if within district boundaries)
Library DistrictVaries*Public library services (*if within district boundaries)
Other Special DistrictsVaries*Drainage, park, or other special purpose districts

*Note: These components only apply if your property is located within the specific district boundaries. Your total tax rate is the sum of all applicable district rates for your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Pulaski County, property taxes are due in two installments:

First Installment
Jun 1
Delinquent after Dec 10
Second Installment
Sep 1
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Illinois, including Pulaski County, are additional property tax assessments that occur when there are changes to a property's assessed value during the tax year. The most common triggers include new construction, major improvements, or corrections to the original assessment that result in an increased taxable value.

When supplemental taxes are levied, they are calculated by applying the current tax rate to the difference between the new assessed value and the original assessed value, prorated for the portion of the tax year remaining after the change occurred. For example, if a property owner completes a $50,000 home addition in March, and the county assessor determines this increases the assessed value by $16,667 (assuming a 33.33% assessment ratio), supplemental taxes would be calculated on this additional assessed value for the remaining months of the tax year.

Supplemental tax bills are issued separately from regular property tax bills and typically have their own due dates. Property owners receive written notice of supplemental assessments and have appeal rights similar to regular assessments. These additional taxes are often not included in mortgage escrow calculations initially, so property owners should budget accordingly and notify their lender if escrow adjustments are needed.

Example Calculation

The following examples use estimated rates since 2025 rates are not yet available. Actual taxes will vary based on your property's specific taxing districts and applicable credits.

Example 1: $300,000 Home

  • Assessed Value (33.33%): $100,000
  • Homeowner Exemption Applied: -$10,000
  • Net Taxable Value: $90,000
  • Estimated Tax Rate: 6.50%
  • Annual Property Tax: $5,850
  • Monthly (if escrowed): $487.50

Example 2: $600,000 Home

  • Assessed Value (33.33%): $200,000
  • Homeowner Exemption Applied: -$10,000
  • Net Taxable Value: $190,000
  • Estimated Tax Rate: 6.50%
  • Annual Property Tax: $12,350
  • Monthly (if escrowed): $1,029.17

Example 3: $1,000,000 Home

  • Assessed Value (33.33%): $333,333
  • Homeowner Exemption Applied: -$10,000
  • Net Taxable Value: $323,333
  • Estimated Tax Rate: 6.50%
  • Annual Property Tax: $21,017
  • Monthly (if escrowed): $1,751.42

*Note: The Homeowner Exemption requires annual application and reduces the Equalized Assessed Value by up to $10,000. Additional credits may be available for seniors, veterans, or disabled persons, but these require separate applications with specific deadlines.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Pulaski County require property tax escrow accounts for borrowers with less than 20% equity in their homes. The lender collects monthly escrow payments along with principal and interest, then pays property taxes directly to Pulaski County on the borrower's behalf when bills are due.

Lenders typically collect escrow payments based on the previous year's tax bill plus a small cushion (usually 2 months of payments) as allowed by federal law. Since Pulaski County property taxes are due in two installments (June 1st and September 1st), lenders must ensure adequate funds are available for both payment dates. Property owners should receive an annual escrow analysis from their lender showing the account activity and any adjustments needed for the coming year.

If your property taxes increase significantly due to reassessment or rate changes, you may need to contact your lender to adjust escrow payments to avoid shortages. Conversely, if you apply for and receive property tax credits that reduce your bill, you should notify your lender as this may result in lower required escrow payments. Property owners who pay taxes directly (without escrow) should budget for the semi-annual payment schedule and consider the timing of tax bill mailings versus due dates.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Pulaski County for 2025? A: Property taxes are due in two installments: June 1st and September 1st. Late payments incur interest and penalties, so property owners should verify exact due dates on their tax bills as these may vary slightly year to year.

Q: What is the Homeowner Exemption and do I need to apply? A: The Homeowner Exemption reduces your Equalized Assessed Value (EAV) by up to $10,000 for owner-occupied residential properties. This is NOT automatic - you must file an application with the County Assessor's office. The exemption must be applied for initially and renewed if requested by the assessor.

Q: Are there other tax credits available in Pulaski County? A: Illinois offers several property tax credits including the Senior Citizen Assessment Freeze, Senior Citizen Homestead Exemption, Veterans with Disabilities Exemption, and Disabled Persons Homestead Exemption. All require separate applications with specific eligibility requirements and deadlines. Contact the Pulaski County Assessor's office for application forms and deadlines.

Q: How often are properties reassessed in Pulaski County? A: Illinois law requires counties to reassess properties at least once every four years, though some counties reassess more frequently. Contact the Pulaski County Assessor's office for the specific reassessment schedule and to verify your property's current assessed value.

Q: Can I appeal my property tax assessment? A: Yes, property owners who believe their assessment is incorrect can appeal to the Pulaski County Board of Review. Appeals must typically be filed within 30 days of receiving assessment notices. The process involves providing evidence that your property's assessed value exceeds its fair market value.

Q: What happens if I pay my property taxes late? A: Late property tax payments in Pulaski County incur interest charges and penalties as specified by Illinois law. Continued non-payment can eventually lead to tax lien sales. Property owners experiencing financial hardship should contact the County Treasurer's office to discuss possible payment arrangements.

Q: Can I pay my property taxes online? A: Contact the Pulaski County Treasurer's office or visit the county's official website to determine current online payment options. Many Illinois counties offer online payment systems, but available methods and any associated fees vary by county.

Q: Why did my property taxes increase even though tax rates stayed the same? A: Property tax increases can result from higher assessed values due to market appreciation, reassessment, new construction, or changes in exemption eligibility. Additionally, individual taxing districts within the county may increase their levies, affecting your total rate even if other components remain stable.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Real Property Information - Auditor - Pulaski Countyauditor.pulaskicounty66.us
02
County
Auditor: Real Property Information - Pulaski Countyauditor.pulaskicounty66.us
03
Tax Doc
PTAX-1-BR, Board of Review Basic Coursetax.illinois.gov
04
Tax Doc
PTAX-1-T, Township Assessor Introductory Coursetax.illinois.gov
05
Tax Doc
PTAX-1-A, Introduction to Residential Assessment Practicestax.illinois.gov
06
Public Act 0452 104TH GENERAL ASSEMBLYilga.gov
07
PT 98-96 - Charitable Ownership/Usetax.illinois.gov
08
County
Pulaski - County Replacement Tax Detail - Illinois.govtax.illinois.gov
09
PT 00-51 - Charitable Ownership/Usetax.illinois.gov
10
State
PTAX-203 Illinois Real Estate Transfer Declarationtax.illinois.gov
All sources verified as of 2025 Tax Year

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