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Updated 2025 Tax Year

Pope County
Property Tax Guide

Everything you need to know about property taxes in Pope County, IL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by taxing district combination within Pope County - base rate varies significantly by location
1st Due
Jun 1
2nd Due
Sep 1
Exemptions
5+ Available
Section 1

How Property Tax Works

Pope County, Illinois operates under the state's property tax system, which serves as the primary funding mechanism for local government services including schools, townships, municipalities, fire protection districts, and county operations. Property owners in Pope County can expect effective tax rates that vary significantly based on their specific location within the county, as different combinations of taxing districts create unique rate structures for each property.

The county follows Illinois' standard assessment practices, with properties assessed at approximately 33.33% of fair market value for residential properties. Pope County received an equalization factor of 1.0000, meaning local assessments are considered to be at the proper level relative to market values. Property owners should note that tax rates can vary considerably within the county depending on which school districts, fire protection districts, and other special taxing jurisdictions serve their specific property location.

Section 2

What Makes Up Your Tax Bill

ComponentEstimated RateDescription
County General0.850%Basic county operations and services
School Districts4.500-6.200%Elementary and high school funding (varies by district)
Township0.200-0.400%Local township services and road maintenance
Fire Protection0.300-0.600%Fire protection district services (where applicable)
Library District0.150-0.300%Public library services (where applicable)
Other Special Districts0.100-0.500%Cemetery, drainage, or other local districts
Total Estimated Range6.100-8.950%Actual rate depends on specific taxing districts

Rates shown are estimates for Tax Year 2024 (payable in 2025) and are applied to assessed value, not market value. Your actual tax rate will depend on the specific combination of taxing districts that serve your property location within Pope County.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Pope County, property taxes are due in two installments:

First Installment
Jun 1
Delinquent after Dec 10
Second Installment
Sep 1
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Pope County are triggered by specific events that change a property's assessed value during the tax year, most commonly ownership transfers or new construction completion. When these events occur, the county assessor determines the difference between the old and new assessed values and applies the current tax rate to calculate the supplemental tax amount.

For example, if you purchase a home in Pope County that was previously assessed at $80,000 but now has a market value requiring a $120,000 assessment, you would owe supplemental taxes on the $40,000 increase in assessed value. The supplemental tax would be calculated by multiplying this $40,000 by your property's specific tax rate (which might be 7.25%, for instance), resulting in a supplemental tax bill of $2,900 for the remaining portion of the tax year.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (33.33%): $100,000
  • Less: General Homestead Exemption: $10,000
  • Net Taxable Value: $90,000
  • Annual Tax (at 7.25% rate): $6,525
  • Monthly Payment: $544

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (33.33%): $200,000
  • Less: General Homestead Exemption: $10,000
  • Net Taxable Value: $190,000
  • Annual Tax (at 7.25% rate): $13,775
  • Monthly Payment: $1,148

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (33.33%): $333,300
  • Less: General Homestead Exemption: $10,000
  • Net Taxable Value: $323,300
  • Annual Tax (at 7.25% rate): $23,439
  • Monthly Payment: $1,953

Note: All exemptions require application and are not automatic. Tax rates used are estimates and vary by specific taxing district combination.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Pope County require property tax escrow accounts for borrowers with less than 20% down payment or upon borrower request. Lenders collect monthly payments equal to 1/12 of the annual property tax bill plus insurance premiums, holding these funds in escrow until tax payments are due. Pope County property taxes are typically due in two installments: June 1 and September 1, though if tax bills are mailed after May 1, the first installment becomes due 30 days after the bill date.

Property owners with escrow accounts should verify that their lender has current tax information, especially after reassessments or successful appeals. Lenders must provide annual escrow account statements and adjust monthly payments based on actual tax obligations. If your property taxes increase significantly, your lender may require a shortage to be paid over 12 months in addition to the new higher monthly payment, or allow you to pay the shortage in a lump sum.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Pope County for the current tax year? A: Property taxes are typically due June 1 (first installment) and September 1 (second installment). If tax bills are mailed after May 1, the first installment is due 30 days after the bill date.

Q: What is the homestead exemption and how do I apply? A: The General Homestead Exemption reduces your property's equalized assessed value by up to $10,000 for owner-occupied residences. You must apply for this exemption - it is not automatic. Applications are typically due by January 31st of the tax year.

Q: Are there additional tax credits available for seniors or veterans? A: Illinois offers various property tax credits including the Senior Citizens Assessment Freeze Homestead Exemption and disabled veterans exemptions. All require separate applications with specific income and eligibility requirements. Contact the Pope County Assessor's office for current application forms and deadlines.

Q: How often are properties reassessed in Pope County? A: Illinois law requires properties to be reassessed at least every four years, though counties may choose to reassess more frequently. Pope County follows the state's general reassessment cycle.

Q: What happens if I pay my property taxes late? A: Late payments incur penalties and interest charges. After June 1, unpaid first installments accrue interest at 1.5% per month. Second installment late payments also incur monthly interest charges of 1.5%.

Q: Can I pay my property taxes online? A: Yes, Pope County typically offers online payment options through the County Treasurer's website. Credit card and electronic check payments are usually accepted, though convenience fees may apply.

Q: How do special taxing districts affect my tax rate? A: Your total property tax rate is the sum of all taxing districts that serve your property, including school districts, fire protection districts, library districts, and others. Two properties in Pope County can have significantly different tax rates based on which districts serve them.

Q: How do I appeal my property assessment? A: Assessment appeals must typically be filed with the Pope County Board of Review by the deadline specified on your assessment notice, usually in late summer. You'll need evidence such as recent comparable sales, appraisals, or documentation of property condition issues.

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