Q: When are property taxes due in Jo Daviess County?
A: For 2025, property taxes are due June 2, 2025 (first installment) and September 2, 2025 (second installment). Due dates may vary slightly each year.
Q: What tax credits are available and do I need to apply?
A: The primary credit available is the General Homestead Exemption, which reduces your equalized assessed value by up to $10,000. This credit requires annual application and is not automatic. Senior citizens may qualify for additional assessment freeze exemptions with separate applications required.
Q: How does the Homestead Exemption work?
A: The General Homestead Exemption reduces your property's equalized assessed value by up to $10,000, which can save approximately $71 annually on a typical property (at 0.71% tax rate). You must be a full-time resident and apply annually. The exemption does not reduce market value but rather the taxable assessed value.
Q: How often are properties reassessed?
A: Jo Daviess County conducts property assessments annually, with the assessment date being January 1 of each year. Properties may be physically inspected on a rotating cycle, but values are reviewed annually based on market conditions and sales data.
Q: What are the penalties for late payment?
A: Illinois law provides for penalties and interest on delinquent property taxes. Interest accrues monthly on unpaid taxes, and properties can ultimately be subject to tax sale if taxes remain unpaid for an extended period.
Q: Can I pay my taxes online?
A: Contact the Jo Daviess County Treasurer's office for current online payment options and accepted payment methods. Many Illinois counties offer online payment systems for taxpayer convenience.
Q: How do I appeal my property assessment?
A: Property assessment appeals must be filed with the Jo Daviess County Board of Review during the designated appeal period, typically in summer months. Contact the County Assessor's office for specific deadlines and required forms.
Q: Why do tax rates vary within the county?
A: Jo Daviess County contains approximately 110 different taxing districts (school districts, municipalities, fire districts, etc.). Your specific tax rate depends on which combination of these districts serves your property location, which is why rates vary significantly across the county.
