Q: When are property taxes due in Jersey County for 2025?
A: Property taxes are typically due in two installments: June 1st and September 1st. If the first installment is paid late, it becomes due 30 days after the bill date. The second installment may be due in August depending on billing schedules.
Q: What homestead exemptions are available and do I need to apply?
A: The General Homestead Exemption reduces your assessed value by up to $10,000 and requires application. Senior citizens may qualify for additional exemptions. Veterans with service-connected disabilities may qualify for exemptions ranging from $2,500 (30-49% disability) to higher amounts. All exemptions require application and are not automatic.
Q: How does the homestead exemption work?
A: The homestead exemption reduces your Equalized Assessed Value (EAV) by up to $10,000, which directly reduces your tax bill. This is a reduction in assessed value, not a credit against taxes owed. You must apply for this exemption - it is not automatically granted.
Q: What happens if I pay my property taxes late?
A: Late payments incur penalties and interest charges. After the due date, delinquent taxes must be paid at the County Treasurer's office. Continued non-payment can eventually lead to tax sale proceedings.
Q: How often are properties reassessed in Jersey County?
A: Illinois requires counties to reassess property values periodically. Jersey County follows the state's assessment cycle, with the equalization factor applied annually. The 2024 equalization factor was set at 33.33%.
Q: Can I pay my property taxes online?
A: Contact the Jersey County Treasurer's office directly for current online payment options and accepted payment methods. Payment locations and methods may vary.
Q: How do I appeal my property assessment?
A: Property assessment appeals must be filed with the Jersey County Board of Review within the specified appeal period, typically after assessment notices are mailed. Contact the County Assessor's office for current appeal deadlines and procedures.
Q: Why do property tax rates vary within Jersey County?
A: Tax rates vary because different areas are served by different combinations of school districts, fire districts, library districts, and municipalities. Each taxing district sets its own levy, creating different total tax rates depending on your property's location.
Q: Are there property tax credits for seniors or disabled persons?
A: Yes, Illinois offers various exemptions for seniors and disabled persons, including the Senior Citizens Assessment Freeze Homestead Exemption and Disabled Person's Homestead Exemption. These require application using forms such as PTAX-343. Contact the County Assessor for eligibility requirements and application deadlines.
Q: What is PTELL and how does it affect my taxes?
A: The Property Tax Extension Limitation Law (PTELL) limits the annual increase in property tax extensions for most taxing districts. This law helps control property tax growth but doesn't prevent increases due to new construction or changes in your property's assessed value relative to others in the district.
