Q: When are property taxes due in Hardin County for the current fiscal year?
A: Property taxes are due in two installments: first installment by September 30th and second installment by March 31st of the following year. For the 2025 tax year, these dates apply to taxes based on the 2025 assessment.
Q: What tax credits are available and do they require applications?
A: The primary tax credit is the Homeowner Exemption, which reduces your equalized assessed value by up to $10,000. This credit requires a separate application to be filed with the County Assessor's office and is not automatically applied. Senior citizens may qualify for additional credits that also require applications.
Q: How does the Homestead Exemption work?
A: The Homestead Exemption in Illinois limits annual increases in your property's assessed value to 10% or the Consumer Price Index, whichever is less. This caps assessment growth rather than reducing market value, and you must file an application to receive this protection.
Q: How often are properties reassessed in Hardin County?
A: Illinois law requires property to be reassessed every four years, though the County Assessor may conduct annual reviews for properties that have changed significantly due to improvements or market conditions.
Q: What are the penalties for late property tax payments?
A: Late payments incur interest charges and penalties. Interest typically accrues at 1.5% per month on unpaid balances, and additional penalties may apply for payments more than 30 days late.
Q: Can I pay property taxes online?
A: Yes, Hardin County typically offers online payment options through the County Treasurer's website. You can also pay by mail or in person at the County Treasurer's office.
Q: How do special district taxes affect my bill?
A: Your total property tax includes charges from all taxing districts that serve your property, including school districts, fire protection districts, library districts, and others. These vary by location within the county and can significantly impact your total effective tax rate.
Q: What is the deadline to apply for the Homeowner Exemption?
A: Applications for the Homeowner Exemption must typically be filed by the first Tuesday in April with the County Assessor's office. Contact the Assessor's office for specific deadlines and required documentation.
Q: How can I appeal my property assessment?
A: Property assessment appeals must be filed with the Hardin County Board of Review, typically between early July and late August. If unsatisfied with the Board of Review decision, you can appeal to the Illinois Property Tax Appeal Board.
