Q: When are property taxes due in Hamilton County?
A: Property taxes for Tax Year 2025 are due in two installments: first half by March 20, 2026, and second half by September 20, 2026.
Q: What tax credits are available and do I need to apply?
A: The primary credit is the General Homestead Exemption, which reduces your assessed value by up to $10,000. This requires annual application using form PTAX-214. Senior citizens and disabled persons may qualify for additional credits, but all require separate applications with specific deadlines.
Q: How does the Homestead Exemption work?
A: The General Homestead Exemption reduces your property's Equalized Assessed Value (EAV) by up to $10,000, not your market value. You must file Form PTAX-214 annually, and this credit is NOT automatic. It also includes a provision that can limit assessment increases to help provide stability for homeowners.
Q: How often are properties reassessed in Hamilton County?
A: Hamilton County conducts assessments annually, with the Hamilton County Supervisor of Assessments reviewing property values based on recent sales data. The 2025 assessments were based on sales from 2022, 2023, and 2024.
Q: What happens if I pay my property taxes late?
A: Late payments incur penalties and interest charges in addition to the tax amount due. Interest begins accruing immediately after the due date, and additional penalties may apply for extended delinquency.
Q: Can I pay my property taxes online?
A: Contact the Hamilton County Treasurer's office for current online payment options and accepted payment methods. Payment options and websites may vary.
Q: How do I appeal my property assessment?
A: You can appeal your assessment to the Hamilton County Board of Review. Appeals typically must be filed by specific deadlines after assessment notices are mailed. Contact the Hamilton County Supervisor of Assessments for appeal forms and deadlines.
Q: Why do properties in the same county have different tax rates?
A: Tax rates vary based on the combination of taxing districts that serve each property. Different school districts, fire protection districts, municipalities, and other special districts create different total tax rates even within Hamilton County.
Q: What is the Property Tax Extension Limitation Law (PTELL)?
A: PTELL limits the annual increase in property tax extensions (total taxes collected) for most taxing districts to the lesser of 5% or the Consumer Price Index. This helps control overall tax growth at the district level.
Q: Do I need to reapply for exemptions every year?
A: Yes, most property tax exemptions and credits, including the General Homestead Exemption, require annual application. The deadline is typically in early January, but contact the Hamilton County Supervisor of Assessments for specific dates and requirements.
