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Updated 2025 Tax Year

Edgar County
Property Tax Guide

Everything you need to know about property taxes in Edgar County, IL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by district, typically 2.27% base rate plus local additions - actual rates range from 2.5% to 4.5% depending on school district and location
1st Due
Jun 1
2nd Due
Sep 1
Exemptions
5+ Available
Section 1

How Property Tax Works

Edgar County, Illinois operates under the state's property tax system, which funds essential local services including schools, county government, townships, and special districts. Property taxes are the primary revenue source for these local governmental entities, supporting everything from education and public safety to infrastructure maintenance and community services. The effective tax rate in Edgar County varies by location within the county, as residents pay taxes to different combinations of taxing districts based on their property's specific location.

Property tax rates in Edgar County reflect the state's relatively high property tax environment, with Illinois averaging around 2.27% statewide. However, actual rates vary significantly within the county depending on which school districts, municipalities, townships, fire protection districts, and other special taxing districts serve your property. These local variations mean that two properties of identical value in different parts of Edgar County may have substantially different tax bills based on their respective taxing district combinations.

Section 2

What Makes Up Your Tax Bill

ComponentEstimated Rate RangeDescription
County General Fund0.2% - 0.4%County operations, courthouse, sheriff, health department
School Districts3.0% - 5.5%Elementary and high school districts (varies by district)
Township0.1% - 0.3%Township road maintenance and general services
Municipal0.3% - 0.8%City services (applies only within city limits)
Fire Protection0.1% - 0.4%Fire and emergency services
Library District0.1% - 0.2%Public library services
Other Special Districts0.1% - 0.5%Park districts, drainage, cemetery, etc.

Note: These are estimated ranges as specific FY 2025-2026 levy year rates for Edgar County were not available in current research data. Actual rates vary significantly by location within the county based on which taxing districts serve your property. Contact the Edgar County Supervisor of Assessments for current specific rates applicable to your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Edgar County, property taxes are due in two installments:

First Installment
Jun 1
Delinquent after Dec 10
Second Installment
Sep 1
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Illinois are triggered when property ownership changes or when new construction is completed during the tax year. When you purchase property or complete improvements, the county assessor may issue a supplemental assessment to capture the change in value for the portion of the tax year following the triggering event. This ensures that property taxes are properly allocated based on actual ownership and current property conditions.

The supplemental tax is calculated by determining the difference between the new assessed value and the previous assessed value, then applying the current tax rate to that difference. The amount is prorated based on the number of months remaining in the tax year after the change occurred. For example, if you purchase a home in Edgar County in July and the new assessment is $20,000 higher than the previous assessment, you would pay supplemental taxes on that $20,000 difference for approximately 6 months of the tax year at the applicable combined tax rate for your location.

Example Calculation

Example 1: $300,000 Property Value

  • Assessed Value (33.33%): $100,000
  • Less: General Homestead Exemption: $10,000
  • Net Taxable Value: $90,000
  • Estimated Combined Rate: 4.5%
  • Annual Tax: $4,050
  • Monthly Escrow: $338

Example 2: $600,000 Property Value

  • Assessed Value (33.33%): $200,000
  • Less: General Homestead Exemption: $10,000
  • Net Taxable Value: $190,000
  • Estimated Combined Rate: 4.5%
  • Annual Tax: $8,550
  • Monthly Escrow: $713

Example 3: $1,000,000 Property Value

  • Assessed Value (33.33%): $333,333
  • Less: General Homestead Exemption: $10,000
  • Net Taxable Value: $323,333
  • Estimated Combined Rate: 4.5%
  • Annual Tax: $14,550
  • Monthly Escrow: $1,213

Note: The General Homestead Exemption requires annual application and reduces the equalized assessed value by up to $10,000. Additional exemptions may be available for seniors, veterans, or disabled persons but require separate applications with specific eligibility requirements and deadlines.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Edgar County require borrowers to establish an escrow account to ensure property taxes are paid on time. Your lender collects monthly payments equal to 1/12th of your estimated annual property tax bill, holds these funds in escrow, and pays your taxes directly to Edgar County when due. Lenders typically collect an initial escrow deposit at closing equal to several months of estimated taxes to ensure adequate funds are available.

Edgar County property taxes are typically due in two installments: June 1 and September 1. If tax bills are mailed late (after May 1), the first installment becomes due 30 days after the bill date. Your lender will monitor these due dates and make payments from your escrow account accordingly. Each year, your lender conducts an escrow analysis to ensure the monthly collection amount covers your actual tax liability, adjusting your monthly payment up or down based on any changes in your property tax bill.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Edgar County for the current fiscal year? A: Property taxes are typically due in two installments: June 1 and September 1. If tax bills are mailed after May 1, the first installment is due 30 days from the bill date.

Q: What tax credits are available and do they require application? A: The General Homestead Exemption reduces assessed value by up to $10,000 but requires annual application. Additional exemptions are available for seniors (Senior Citizens Assessment Freeze), veterans, and disabled persons, all requiring separate applications with specific eligibility criteria and deadlines.

Q: How does the Homestead Exemption work? A: The General Homestead Exemption is not automatic—it requires annual application and reduces your property's equalized assessed value by up to $10,000. For qualifying seniors, the Senior Citizens Assessment Freeze caps assessment increases rather than reducing the base value.

Q: How often are properties reassessed in Edgar County? A: Illinois law requires property to be reassessed at least every four years, though Edgar County may conduct assessments more frequently. The county assessor reviews market trends and property sales to ensure assessments reflect current market values.

Q: Can I appeal my property assessment? A: Yes, you can appeal your assessment first to the Edgar County Board of Review, typically within 30 days of receiving your assessment notice. If unsuccessful, you may appeal to the Illinois Property Tax Appeal Board.

Q: What are the penalties for late property tax payments? A: Illinois law imposes penalties and interest on late property tax payments. Contact the Edgar County Treasurer's office for specific penalty rates and payment options if your taxes become delinquent.

Q: Can I pay property taxes online in Edgar County? A: Many Illinois counties offer online payment options. Check the Edgar County Treasurer's website or contact their office directly to confirm available payment methods including online, mail, or in-person options.

Q: Why do property tax rates vary within Edgar County? A: Your total tax rate depends on which combination of taxing districts serve your property, including school districts, municipalities, fire protection districts, library districts, and other special districts. Properties in different areas of the county may be served by different districts, resulting in varying total tax rates.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Coversec.gov
02
County
Tax Year: 2024 - Cumberland Countycumberlandcoil.gov
03
Tax Doc
Tax Computation Reportcolesco.illinois.gov
04
Tax Doc
When do I have to pay my property taxes?tax.illinois.gov
05
County
Edgar County – Illinoisedgarcountyillinois.gov
06
Tax Doc
The Illinois Property Tax Systemmenardcountyil.gov
07
Tax Doc
Property Tax - Exemption Information (PIO-74)tax.illinois.gov
08
Untitledsec.gov
09
november-2019-990-index.csvirs.gov
10
EX-99.2 CLAYTON CONDITIONS REPORTsec.gov
All sources verified as of 2025 Tax Year

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