Q: When are property taxes due in DeKalb County?
A: Property taxes are due in two installments: typically June 1st for the first installment and September 1st for the second installment. If tax bills are mailed after May 1st, the first installment is due 30 days after the bill date.
Q: What is the Homestead Exemption and how do I apply?
A: The Homestead Exemption reduces your assessed value by $12,500 for school taxes and $10,000 for county levies (excluding bonds). This is NOT automatic - you must apply annually with the DeKalb County Supervisor of Assessments. The exemption applies to your primary residence only.
Q: Are there other tax credits available?
A: Yes, Illinois offers several tax credits that require application, including the Senior Citizens Homestead Exemption, Senior Citizens Assessment Freeze, Veterans with Disabilities Exemption, and Disabled Persons Homestead Exemption. Contact the Supervisor of Assessments at (815) 895-7149 for applications and eligibility requirements.
Q: How often are properties reassessed in DeKalb County?
A: Illinois law requires properties to be reassessed every four years, though the county may conduct interim assessments for new construction, improvements, or significant market changes.
Q: What happens if I pay my property taxes late?
A: Late payments incur penalties and interest. Interest begins accruing the day after the due date at a rate set annually by the Illinois Department of Revenue. Additionally, a penalty of 1.5% per month applies to delinquent taxes.
Q: Can I pay my property taxes online?
A: Yes, DeKalb County typically offers online payment options. Check the county treasurer's website or contact the Treasurer's office for current online payment methods and any associated fees.
Q: How do I appeal my property assessment?
A: Assessment appeals must be filed with the DeKalb County Board of Review during their annual appeal period, typically in summer/early fall. You'll need evidence supporting your claim that your assessment is incorrect.
Q: Why do tax rates vary within DeKalb County?
A: Your total tax rate depends on which combination of taxing districts serve your property, including school districts, municipalities, townships, fire districts, and library districts. Different areas have different service providers, resulting in varying total tax rates.
Q: What is PTELL and how does it affect my taxes?
A: The Property Tax Extension Limitation Law limits how much most taxing bodies can increase their total tax extension each year, typically to the rate of inflation or 5%, whichever is less. This helps control property tax growth but doesn't prevent increases due to rising property values.
Q: Can I get a partial year exemption if I move during the year?
A: Homestead exemptions typically apply to the entire tax year based on January 1st ownership and occupancy. Contact the Supervisor of Assessments to discuss your specific situation if you purchased a home during the year.
