Q: When are property taxes due in Cumberland County for 2025?
A: The first installment is due August 30th, the second installment is due September 12th, and the final payment for 2025 is due February 3rd, 2026.
Q: What is the homeowner exemption and how do I apply?
A: The homeowner exemption is a tax credit that reduces your property's equalized assessed value by up to $10,000 if you own and occupy the property as your primary residence. You must apply annually with the Cumberland County Assessor's office, and the exemption is not automatic.
Q: How does the homestead exemption work?
A: Illinois homestead exemptions typically limit annual assessment increases rather than reducing market value. These require application and cap how much your assessed value can increase year-over-year, usually around 7-10% depending on the specific exemption type.
Q: What happens if I pay my property taxes late?
A: Late payments incur penalties and interest charges. The specific penalty structure varies, but typically includes monthly interest charges plus potential additional fees for severely delinquent payments.
Q: Can I pay property taxes online?
A: Contact the Cumberland County Treasurer's office to verify current online payment options and accepted payment methods. Many Illinois counties offer online payment systems for property taxes.
Q: How often are properties reassessed in Cumberland County?
A: Illinois counties generally conduct reassessments every four years, but the specific schedule for Cumberland County should be confirmed with the County Assessor's office at (217) 849-3831.
Q: How do I appeal my property assessment?
A: Assessment appeals must be filed with the Cumberland County Board of Review. Contact them at PO Box 217, Toledo, IL 62468, phone (217) 849-3831, during office hours 8:00 a.m. to 4:00 p.m.
Q: Do senior citizens qualify for additional property tax relief?
A: Illinois offers various senior citizen tax credits and exemptions, including the Senior Citizens Homestead Exemption and Senior Citizen Assessment Freeze. These require application and have specific income and age requirements.
Q: What special districts might affect my property tax rate?
A: Cumberland County properties may be subject to additional taxes from library districts, fire protection districts, park districts, and other special service areas. Your specific combination of districts determines your total tax rate.
Q: Where can I get more information about my property taxes?
A: Contact the Cumberland County Assessor Mckenzi Easton at (217) 849-3831 or visit www.cumberlandco.org. Office hours are 8:00 a.m. to 4:00 p.m., located at PO Box 217, Toledo, IL 62468.
