Q: When are property taxes due in Calhoun County for the current tax year?
A: For 2025 taxes (payable in 2026), the first installment is due June 15, 2026, and the second installment is due September 15, 2026.
Q: What property tax credits are available and how do I apply?
A: The Homeowner Exemption reduces your assessed value by up to $10,000 and must be applied for annually. Senior citizens age 65+ may qualify for an additional Senior Citizen Homestead Exemption reducing assessed value by $5,000. Both require separate applications filed with the County Clerk.
Q: How does the Homestead Exemption work?
A: The Homestead Exemption is actually a credit that reduces your property's assessed value by up to $10,000, not your market value. You must apply for this credit annually - it is not automatic. Contact the Calhoun County Clerk's office for application forms and deadlines.
Q: What happens if I pay my property taxes late?
A: Late payments incur penalties and interest. Interest accrues monthly on unpaid balances, and properties with significantly delinquent taxes may eventually face tax sale proceedings.
Q: How often are properties reassessed in Calhoun County?
A: Illinois follows a quadrennial (4-year) general reassessment cycle, though the County Assessor may update individual property assessments annually based on sales data, improvements, or other factors.
Q: Can I appeal my property assessment?
A: Yes, you can appeal your assessment to the Calhoun County Board of Review if you believe your property is overassessed. Appeals must be filed within specific deadlines after assessment notices are mailed.
Q: Are there online payment options available?
A: Contact the Calhoun County Treasurer's office directly for current online payment options and accepted payment methods for property taxes.
Q: Why do property tax rates vary within Calhoun County?
A: Tax rates vary based on the combination of taxing districts that serve your property, including different school districts, municipalities, townships, fire protection districts, and library districts. Each district sets its own levy rate.
Q: What is the equalization factor and how does it affect my taxes?
A: The equalization factor (1.0000 for 2025 taxes) is applied by the state to ensure uniform assessment practices across counties. When the factor is 1.0000, it has no effect on your assessed value.
Q: Do I need to reapply for exemptions every year?
A: Most exemptions and credits require annual application or renewal. Contact the Calhoun County Clerk's office to verify renewal requirements for your specific exemptions.
