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Updated 2025 Tax Year

Benewah County
Property Tax Guide

Everything you need to know about property taxes in Benewah County, ID. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
Quick Facts
Tax Rate
Average 0.652% urban areas, 0.560% rural areas - varies by special districts
Exemptions
4+ Available
Section 1

How Property Tax Works

Benewah County, Idaho operates on a property tax system that funds essential local services including schools, county government operations, fire protection, and various special districts. Property taxes are the primary revenue source for these local services, with assessments based on market value as determined by the County Assessor's office.

The effective property tax rate in Benewah County varies significantly by location within the county due to different combinations of special taxing districts. For the 2025 levy year, the average property tax rate is approximately 0.652% for urban areas and 0.560% for rural areas. However, your actual tax rate may differ based on your specific location and the special districts that serve your property, such as school districts, fire districts, library districts, and other local improvement districts.

Property owners should note that Idaho does not impose a statewide assessment cap, meaning property values can increase without limitation based on market conditions. However, various tax credits and exemptions are available to qualifying property owners, though most require annual application and are not automatically applied.

Section 2

What Makes Up Your Tax Bill

ComponentUrban RateRural RateDescription
County GeneralVariesVariesBasic county services and operations
School DistrictVariesVariesLocal school district funding
Fire DistrictVariesVariesFire protection services (where applicable)
Library DistrictVariesVariesPublic library services (where applicable)
Highway DistrictVariesVariesRoad maintenance and improvements
Other Special DistrictsVariesVariesCemetery, recreation, or other local services
Total Average Rate0.652%0.560%Combined effective rate for levy year 2025

Note: These rates apply to the 2025 levy year and represent averages. Your actual tax rate depends on the specific combination of taxing districts serving your property location. Contact the Benewah County Assessor's office at (208) 245-3212 for your property's exact rate and district assignments.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Benewah County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Benewah County are triggered by specific events that change a property's assessed value during the tax year. The most common triggers include change of ownership, completion of new construction, and major improvements or additions to existing structures.

When a supplemental assessment occurs, the additional tax is calculated based on the difference between the old and new assessed values, multiplied by the applicable tax rate, and prorated for the portion of the tax year remaining. For example, if you purchase a home in March that was previously underassessed, you would receive a supplemental tax bill covering the difference for the remaining months of that tax year.

Supplemental taxes are separate from your regular property tax bills and have their own payment due dates. Property owners typically receive supplemental tax bills within 30-60 days of the triggering event, and payment is generally due within 30 days of the bill date to avoid penalties and interest charges.

Example Calculation

Example 1: $300,000 Home (Rural Area)

  • Market/Assessed Value: $300,000
  • Homeowner's Tax Credit Applied: -$50,000 (50% of value, max $125,000 exemption)
  • Net Taxable Value: $250,000
  • Tax Rate: 0.560%
  • Annual Tax: $1,400
  • Monthly Escrow: $117

Example 2: $600,000 Home (Urban Area)

  • Market/Assessed Value: $600,000
  • Homeowner's Tax Credit Applied: -$125,000 (maximum credit applied)
  • Net Taxable Value: $475,000
  • Tax Rate: 0.652%
  • Annual Tax: $3,097
  • Monthly Escrow: $258

Example 3: $1,000,000 Home (Urban Area)

  • Market/Assessed Value: $1,000,000
  • Homeowner's Tax Credit Applied: -$125,000 (maximum credit applied)
  • Net Taxable Value: $875,000
  • Tax Rate: 0.652%
  • Annual Tax: $5,705
  • Monthly Escrow: $475

Note: The homeowner's exemption requires annual application and is not automatically applied. These calculations assume qualification for and application of available credits. Actual rates may vary based on specific taxing districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Benewah County require borrowers to maintain an escrow account for property tax payments, especially when the loan-to-value ratio exceeds 80%. Your lender collects a monthly escrow payment along with your mortgage payment and holds these funds to pay your property taxes when they become due.

Property taxes in Benewah County are paid in two installments: the first half is due by December 20th, and the second half is due by the fourth Monday in November. Your lender will typically pay these installments directly to the Benewah County Treasurer's office on your behalf. It's important to verify that your lender has the correct tax amount, as escrow shortages can result in significantly higher monthly payments.

You have the right to receive an annual escrow analysis from your lender showing how your escrow funds were used and any adjustments needed for the coming year. If you pay your own taxes (no escrow), mark your calendar for the December 20th and November due dates, as late payments incur 12% annual interest starting January 1st for the first installment.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Benewah County for the current tax year? A: For the 2025 tax year, the first half payment is due by December 20th, and the second half is due by the fourth Monday in November. Late payments incur 12% annual interest starting January 1st.

Q: What is the homeowner's tax credit and do I need to apply? A: The homeowner's exemption provides a tax credit of 50% of your home's value up to a maximum of $125,000 on your primary residence and up to one acre of land. This credit requires application and is not automatically applied to your property.

Q: How often are properties reassessed in Benewah County? A: Idaho law requires annual assessment of all property at market value. The County Assessor's office reviews property values each year, with assessment notices typically mailed by the fourth Monday in April.

Q: What happens if I disagree with my property assessment? A: You can appeal your assessment by filing a written appeal with the Benewah County Board of Equalization within 30 days of receiving your assessment notice. The appeal must include specific reasons for your disagreement and supporting evidence.

Q: Are there property tax credits available for seniors or disabled persons? A: Idaho offers various property tax reduction programs for qualifying seniors, disabled persons, and veterans. Contact the Benewah County Assessor's office for specific eligibility requirements and application procedures.

Q: Can I pay my property taxes online? A: Contact the Benewah County Treasurer's office at (208) 245-3212 to inquire about online payment options and accepted payment methods.

Q: What special districts might affect my property tax rate? A: Common special districts in Benewah County include school districts, fire districts, library districts, highway districts, and cemetery districts. Your tax bill will show all applicable districts for your property location.

Q: How do I apply for the homeowner's exemption? A: Contact the Benewah County Assessor's office for the homeowner's exemption application. The exemption must be applied for annually and covers your primary residence only.

Q: What documentation do I need for property tax exemptions or credits? A: Requirements vary by program, but typically include proof of ownership, residency verification, and income documentation for need-based programs. Contact the Assessor's office for specific requirements for each program.

Q: How are property taxes calculated on new construction? A: New construction is assessed at its completed value and may result in supplemental tax bills. The assessment is prorated based on when the construction was completed during the tax year.

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