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Updated 2025 Tax Year

Troup County
Property Tax Guide

Everything you need to know about property taxes in Troup County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by district due to municipal boundaries and special taxing districts, recent 8.23% increase implemented
Exemptions
5+ Available
Section 1

How Property Tax Works

Troup County, Georgia operates on an ad valorem property tax system that serves as a major revenue source for local government services, schools, and infrastructure. Located conveniently southwest of Atlanta, Troup County assesses property taxes based on the fair market value of real estate as of January 1st each year. The county's property tax system funds essential services including public safety, road maintenance, parks and recreation, and public education through the Troup County School System.

Property tax rates in Troup County vary by location within the county due to special taxing districts, municipal boundaries, and school district overlays. For the current tax year, Troup County has implemented an 8.23% increase in property taxes through adjustments to the millage rate. The actual effective tax rate you pay depends on your specific location within the county, as different areas may have additional assessments for municipal services, special improvement districts, or varying school district rates. Property owners should verify their specific tax district to understand the complete tax liability for their property.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $1,000)Description
County General FundTBD*Basic county services, administration, public safety
School DistrictTBD*Troup County School System operations and capital
Municipal OverlayVariesAdditional rate for incorporated city services (if applicable)
Special DistrictsVariesFire districts, water/sewer authorities, improvement districts
Total Effective RateVaries by LocationCombined millage rate for your specific tax district

Note: Specific millage rates for FY 2025-2026 reflect an 8.23% overall increase from the previous year. Exact millage breakdowns vary significantly by location within Troup County due to different combinations of municipal boundaries and special taxing districts. Property owners should contact the Troup County Tax Assessor's office at (706) 883-1740 to determine their specific district's total millage rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Troup County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Troup County are triggered by changes in property ownership, new construction, or substantial improvements that occur after the January 1st assessment date. When you purchase property or complete new construction during the tax year, a supplemental assessment calculates the additional tax owed for the remaining months of the current fiscal year. This ensures that property taxes are properly allocated based on actual ownership periods.

For example, if you purchase a $400,000 home in June that was previously assessed at $300,000, you would receive a supplemental tax bill for the increased assessed value ($100,000 difference) prorated for the seven months remaining in the tax year. Georgia law requires a 10% penalty for unreturned property, emphasizing the importance of filing required property tax returns between January 1 and April 1 annually. The supplemental bill would be due by the standard November 15th deadline and calculated using your property's specific tax district millage rate.

Example Calculation

Example 1: $300,000 Home with Standard Homestead Credit

  • Market Value: $300,000
  • Assessed Value: $300,000 (100% of market value)
  • Less: Homestead Credit Application: -$2,000 (estimated)
  • Net Taxable Value: $298,000
  • Annual Tax (est. 25 mills): $7,450
  • Monthly Escrow: $621

Example 2: $600,000 Home with Senior Tax Credit

  • Market Value: $600,000
  • Assessed Value: $600,000
  • Less: Standard Homestead Credit: -$2,000
  • Less: Senior Tax Credit (age 62+): -$1,500 (estimated)
  • Net Taxable Value: $596,500
  • Annual Tax (est. 25 mills): $14,913
  • Monthly Escrow: $1,243

Example 3: $1,000,000 Home (No Credits Applied)

  • Market Value: $1,000,000
  • Assessed Value: $1,000,000
  • Less: Tax Credits Applied: $0 (none filed)
  • Net Taxable Value: $1,000,000
  • Annual Tax (est. 25 mills): $25,000
  • Monthly Escrow: $2,083

Note: All tax credits require separate applications and are not automatically applied. Millage rates vary by specific location within Troup County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Troup County require property tax escrow accounts for borrowers with less than 20% equity in their homes. Your lender collects approximately 1/12th of your estimated annual property tax bill with each monthly mortgage payment, depositing these funds into a dedicated escrow account. The lender then pays your property taxes directly to Troup County before the November 15th deadline each year.

Due to the 8.23% property tax increase for the current year, many property owners may experience escrow shortages requiring adjusted monthly payments or lump-sum contributions. Lenders typically conduct annual escrow analyses and will notify you of any required changes to your monthly escrow contribution. You can verify that your property taxes have been paid by checking Troup County's online tax payment system or contacting the Tax Commissioner's office. If you pay property taxes directly (without escrow), you're responsible for ensuring payment reaches the Tax Commissioner's office by November 15th to avoid penalties and interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Troup County for the current fiscal year? A: Property taxes are due by November 15th annually. Property tax returns must be filed between January 1 and April 1 each year.

Q: What tax credits are available and do they require applications? A: Troup County offers several tax credits including Standard Homestead Credit, Senior Credits (ages 62-64 with income restrictions), and Floating Homestead Credit (age 62+ with gross household income $30,000 or less). ALL credits require separate applications and are NOT automatic - contact the Tax Assessor's office to apply.

Q: How does the Homestead Credit work? A: The Homestead Credit caps annual assessment increases rather than reducing market value. You must file an application with the Tax Assessor's office - it doesn't automatically apply when you purchase a home. The credit helps limit dramatic tax increases from year to year.

Q: Can I pay my property taxes online? A: Yes, Troup County offers online tax payment through their official website. You can also pay by mail, in person, or through your mortgage lender's escrow account.

Q: What happens if I pay my property taxes late? A: Late payments incur penalties and interest charges. Georgia law imposes a 10% penalty for unreturned property, and additional interest accrues monthly on unpaid balances.

Q: How often are properties reassessed in Troup County? A: Properties are assessed annually as of January 1st. If you disagree with your assessment, you have specific deadlines to file an appeal through the Board of Tax Assessors.

Q: Do I pay different rates depending on where I live in Troup County? A: Yes, tax rates vary significantly based on your location within the county due to municipal boundaries, school districts, and special taxing districts. Contact the Tax Assessor to determine your specific millage rate.

Q: What triggers a supplemental tax bill? A: Supplemental taxes are issued for ownership changes, new construction, or substantial improvements occurring after January 1st. These are prorated for the remaining months of the tax year.

Q: Who do I contact for property tax questions in Troup County? A: Contact the Troup County Tax Assessor's office at (706) 883-1740 for assessment questions or the Tax Commissioner's office for payment-related inquiries.

Q: Are there income restrictions for senior tax credits? A: Yes, senior credits have specific income limitations. For ages 62-64, net income must be $10,000 or less (excluding retirement and social security). The Floating Homestead Credit requires gross household income of $30,000 or less for applicants age 62 and older.

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