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Updated 2025 Tax Year

Toombs County
Property Tax Guide

Everything you need to know about property taxes in Toombs County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by location within county, approximately 1% base rate plus local district millages
Exemptions
4+ Available
Section 1

How Property Tax Works

Toombs County, Georgia operates under the state's property tax system where property taxes are the primary funding source for county services, public schools, and local infrastructure. Property owners in Toombs County pay taxes based on assessed values determined by the county tax assessor, with tax rates set annually by the county commission and other local taxing authorities.

The effective tax rate in Toombs County varies by location within the county due to different special taxing districts, municipal boundaries, and school district assessments. While Georgia's statewide average property tax rate is approximately 1%, actual rates in Toombs County depend on your specific location and the combination of county, school, municipal, and special district millage rates that apply to your property. The county sets its tax rates during annual budget meetings, with the 2025 rates expected to remain largely unchanged from previous years.

Property taxes in Toombs County fund essential services including public education, law enforcement, fire protection, road maintenance, parks and recreation, and county administration. Understanding your specific tax obligations requires knowing which taxing districts apply to your property location within the county.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County OperationsTBDBasic county services, administration, public safety
School DistrictTBDLocal school system funding
Development Authority1.000Economic development initiatives
StateVariesState-mandated assessments

Note: Final millage rates for FY 2025-2026 will be set at the county's budget meeting in October 2025. Rates shown are proposed or from previous levy years. Your total effective rate depends on your property's location within specific taxing districts, municipalities, and school zones within Toombs County. Contact the Toombs County Tax Assessor for current rates applicable to your specific property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Toombs County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Toombs County are additional property tax assessments that occur when there are changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. These taxes are calculated based on the difference between the old and new assessed values, prorated for the remaining portion of the tax year.

Common triggers for supplemental taxes include: purchasing property (change of ownership), completing new construction or major renovations, adding structures like pools or garages, or removing exemptions that previously reduced the assessed value. The supplemental tax amount is calculated by applying the current tax rate to the increase in assessed value, then prorating it based on how many months remain in the tax year.

For example, if you purchase a home in July that was previously owner-occupied with a homestead exemption, and the assessed value increases from $200,000 to $250,000 due to removal of the exemption, you would owe supplemental taxes on the $50,000 difference for the remaining 6 months of the tax year. This would result in an additional tax bill separate from the regular annual property tax assessment.

Example Calculation

Example 1: $300,000 Home (with Homestead Credit)

  • Market Value: $300,000
  • Assessed Value: $300,000 (40% of market value)
  • Less: State Homestead Credit: $2,000 (requires application)
  • Net Taxable Value: $298,000
  • Annual Tax (estimated 1.2%): $3,576
  • Monthly Escrow: $298

Example 2: $600,000 Home (with Senior Credit)

  • Market Value: $600,000
  • Assessed Value: $600,000 (40% of market value)
  • Less: State Homestead Credit: $2,000 (requires application)
  • Less: Senior Citizen Credit: $4,000 (requires application, age 62+)
  • Net Taxable Value: $594,000
  • Annual Tax (estimated 1.2%): $7,128
  • Monthly Escrow: $594

Example 3: $1,000,000 Home (no credits)

  • Market Value: $1,000,000
  • Assessed Value: $1,000,000 (40% of market value)
  • Net Taxable Value: $1,000,000
  • Annual Tax (estimated 1.2%): $12,000
  • Monthly Escrow: $1,000

Note: All tax credits require separate applications and are not automatically applied. Actual rates vary by specific location within Toombs County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Toombs County require borrowers to maintain an escrow account for property taxes, collecting monthly payments along with principal and interest to ensure tax obligations are met. Your lender calculates the monthly escrow amount by estimating your annual property tax bill and dividing by 12, often adding a cushion for potential increases.

Property tax bills in Toombs County are typically issued annually, and your mortgage servicer will pay these bills directly from your escrow account when due. Lenders are required to provide annual escrow statements showing all deposits, payments, and account balances. If your actual tax bill differs significantly from estimates, your monthly escrow payment may be adjusted up or down.

It's important to review your escrow statements and property tax bills for accuracy, as errors can result in overpayment or underpayment situations. If you pay property taxes directly (without escrow), you're responsible for making timely payments to avoid penalties and potential tax liens on your property.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property tax returns due in Toombs County? A: Property tax returns are due by January 31 each year for the current tax year. This deadline applies to both personal property returns and homestead exemption applications.

Q: What tax credits are available and do they require applications? A: Georgia offers several tax credits including the State Homestead Credit ($2,000), Senior Citizen Credit, Disabled Veteran Credit, and others. All credits require separate applications and are NOT automatically applied. Contact the Toombs County Tax Assessor's office to apply.

Q: How does the Homestead Credit work? A: The Homestead Credit provides a $2,000 reduction in assessed value and caps annual assessment increases. You must own and occupy the property as your primary residence by January 1 and file an application. The credit limits how much your assessed value can increase each year, not your market value.

Q: When are properties reassessed in Toombs County? A: Georgia requires counties to maintain current and uniform assessments, but specific revaluation schedules vary. Contact the Toombs County Tax Assessor for current assessment schedules and appeal deadlines if you disagree with your assessment.

Q: What are the penalties for late payment? A: Late payment penalties and interest charges apply to overdue property taxes in Toombs County. Contact the Tax Commissioner's office for specific penalty rates and payment options to avoid additional fees.

Q: Can I pay property taxes online? A: Many Georgia counties offer online payment options. Check the Toombs County Tax Commissioner's website or call their office to confirm available payment methods including online, mail, and in-person options.

Q: Why did I receive a supplemental tax bill? A: Supplemental taxes result from changes in ownership, new construction, improvements, or removal of exemptions during the tax year. The bill represents prorated taxes on the increased assessed value for the remaining months of the tax year.

Q: How do special district taxes affect my bill? A: Your total property tax includes county, school, and any applicable special district assessments based on your property's location. Municipal residents may pay city taxes in addition to county taxes, while rural properties may have different special district assessments.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Regular Board Meetingtoombscountyga.gov
02
FY2025 ADJUSTED HOME INCOME LIMITShuduser.gov
03
Tax Doc
Current Tax Digest and 5 Year History of Levy Calculatedtoombscountyga.gov
04
County
Toombs County Commissiontoombscountyga.gov
05
Tax Doc
DOR Offers Tax Relief For Georgians Impacted By Hurricane ...dor.georgia.gov
06
Tax Doc
DOR Extends Tax Relief to Victims of Hurricane Helenedor.georgia.gov
07
03 LC 18 2300 H. B. 782 - 1 - House Bill 782 Bylegis.ga.gov
08
County
County Property Tax Facts Toombs | Department of Revenuedor.georgia.gov
09
Tax Doc
Property Tax Homestead Exemptions - Department of Revenuedor.georgia.gov
10
Tax Doc
Pay Property Tax Online - Department of Revenue - Georgia.govdor.georgia.gov
All sources verified as of 2025 Tax Year

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