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Updated 2025 Tax Year

Peach County
Property Tax Guide

Everything you need to know about property taxes in Peach County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
8.175 mills base county rate (varies by municipality and special districts)
Exemptions
5+ Available
Section 1

How Property Tax Works

Peach County, Georgia operates under a property tax system that funds essential local services including public education, county government operations, public safety, and infrastructure maintenance. Property taxes are assessed annually based on 40% of the fair market value of real and personal property within the county. The county follows Georgia's standard assessment practices, with property values reassessed periodically to maintain current market valuations.

The effective property tax rate in Peach County varies by location within the county due to different special taxing districts and municipal boundaries. For 2025, the base county millage rate is tentatively set at 8.175 mills, though this rate is subject to public hearings and final approval. Properties within incorporated cities like portions of Warner Robins face additional municipal millage rates. The actual tax burden depends on your specific location, applicable tax credits, and any special district assessments that may apply to your property.

It's important to note that millage rates can vary significantly within Peach County depending on school districts, fire districts, and other special service areas. Property owners should verify their specific tax rate combination based on their exact property location and applicable taxing jurisdictions.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)DescriptionLevy Year
Peach County Base8.175County general operations, servicesFY 2025
School DistrictVariesLocal school district operationsFY 2025
Municipal (if applicable)Varies by cityCity services for incorporated areasFY 2025
Fire DistrictVariesFire protection services by districtFY 2025
Special DistrictsVariesWater, sewer, other special servicesFY 2025

Note: The 8.175 mills county rate is tentative and subject to final approval through public hearings. Properties in incorporated areas like Warner Robins may have additional municipal millage rates. For example, Warner Robins properties in Peach County face an additional tentative rate of 8.953 mills. Total effective rates typically range from approximately 20-30 mills depending on location and applicable districts. Contact the Peach County Tax Assessor's office to determine the exact millage rate combination for your specific property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Peach County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Peach County are additional tax assessments that occur when there are changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. These supplemental assessments ensure that tax obligations are properly allocated between previous and current property owners, and that new construction or improvements are taxed appropriately for the portion of the year they add value.

The most common triggers for supplemental taxes include: the sale or transfer of property to new ownership, completion of new construction or major renovations, changes in property use (such as residential to commercial), and corrections to previous assessments. When a supplemental assessment is issued, it covers the period from when the change occurred through the end of the current tax year.

For example, if you purchase a home in Peach County in July that was previously under-assessed, you may receive a supplemental tax bill for the difference between the old and new assessed values for July through December. If you complete a $100,000 home addition in March, you would receive a supplemental assessment for the added value from March through December. Supplemental taxes are calculated using the same millage rates that apply to regular property taxes and are typically due within 30 days of the assessment date.

Example Calculation

Example 1: $300,000 Home Value

  • Market Value: $300,000
  • Assessed Value (40%): $120,000
  • Less: Homestead Credit (applied): -$12,000
  • Net Taxable Value: $108,000
  • Annual Tax (25 mills estimated): $2,700
  • Monthly Escrow: $225

Example 2: $600,000 Home Value

  • Market Value: $600,000
  • Assessed Value (40%): $240,000
  • Less: Homestead Credit (applied): -$24,000
  • Net Taxable Value: $216,000
  • Annual Tax (25 mills estimated): $5,400
  • Monthly Escrow: $450

Example 3: $1,000,000 Home Value

  • Market Value: $1,000,000
  • Assessed Value (40%): $400,000
  • Less: Homestead Credit (applied): -$40,000
  • Net Taxable Value: $360,000
  • Annual Tax (25 mills estimated): $9,000
  • Monthly Escrow: $750

Note: These examples assume a combined millage rate of approximately 25 mills and application of the standard homestead credit. Actual rates vary by specific location within Peach County. All tax credits require separate application and are not automatically applied. The homestead credit shown reduces the assessed value and requires annual application by April 1st.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Peach County require property tax escrow accounts for borrowers with less than 20% down payment, though some lenders may require escrow regardless of down payment amount. Your monthly mortgage payment includes a portion that goes into an escrow account to cover property taxes and insurance. The lender collects approximately 1/12th of your estimated annual property tax bill each month, then pays your taxes directly to Peach County when they become due.

Property taxes in Peach County are typically due by October 15th each year, and lenders usually pay these taxes in September or October. Your lender will provide an annual escrow analysis statement showing the previous year's tax payments and any adjustments needed for the upcoming year. If your property taxes increase due to reassessment or millage rate changes, your monthly escrow payment may increase accordingly.

Property owners should verify that their lender has paid property taxes on time by checking with the Peach County Tax Commissioner's office. If you pay your own taxes (no escrow), you're responsible for ensuring timely payment to avoid penalties and interest charges. Even with an escrow account, it's wise to monitor your property tax statements and inform your lender of any significant changes in assessed value or tax credits you may have applied for.

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Section 6

Frequently Asked Questions

Q: When are property taxes due in Peach County for FY 2025? A: Property tax payments are typically due by October 15, 2025. Property tax returns for claiming exemptions and credits must be filed between January 1 and April 1, 2025.

Q: What tax credits are available and do they require application? A: The primary tax credit available is the Homestead Credit, which reduces assessed value by 10% for owner-occupied residences. This credit requires annual application and is NOT automatic. Additional credits may be available for seniors, disabled veterans, and other qualifying circumstances, all requiring separate applications.

Q: How does the Homestead Credit work? A: The Homestead Credit provides a reduction of 10% of the assessed value for county tax purposes on owner-occupied homes. This credit limits assessment increases rather than reducing market value. You must apply annually by April 1st with the county tax assessor's office. The credit is not automatic and requires proper documentation of residency.

Q: When are properties reassessed in Peach County? A: Georgia law requires counties to maintain current fair market values, with formal reappraisals conducted periodically. Property owners receive notice of assessment changes and have the right to appeal through the Board of Tax Assessors if they disagree with their property's assessed value.

Q: What are the penalties for late property tax payment? A: Late payments typically incur penalties and interest charges that accrue monthly. The exact penalty structure is set by Georgia law and includes both penalty percentages and interest on unpaid balances.

Q: Can I pay property taxes online? A: Many Georgia counties offer online payment options. Contact the Peach County Tax Commissioner's office or visit their official website to determine available electronic payment methods and any associated convenience fees.

Q: How do special district taxes affect my bill? A: Properties may be subject to additional millage from fire districts, school districts, municipalities, or other special taxing authorities. Your total tax rate depends on your property's location within these various taxing jurisdictions.

Q: What happens if I disagree with my property assessment? A: Property owners can appeal their assessment to the Peach County Board of Tax Assessors. Appeals must typically be filed within a specific timeframe after receiving assessment notices. The board will review evidence and make a determination on the property's assessed value.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Notice of Property Tax Increase | City of Warner Robinswrga.gov
02
Warner Robins Sets Hearings On 2025 Millage Ratewrga.gov
03
Tax Doc
A Word On Property Tax Bills | City of Warner Robinswrga.gov
04
County
County Property Tax Facts Peach - Department of Revenuedor.georgia.gov
05
Tax Doc
Pay Property Taxesgeorgia.gov
06
County
Peach County – Located 90 minutes south of Atlanta, Peach ...peachcounty.gov
07
25 LC 44 3050 Senate Bill 302 Bygov.georgia.gov
08
Tax Doc
Tax Exemptionspeachcounty.gov
09
Tax Doc
Property Tax Homestead Exemptions - Department of Revenuedor.georgia.gov
10
Tax Doc
Pay Property Tax Online - Department of Revenue - Georgia.govdor.georgia.gov
All sources verified as of 2025 Tax Year

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