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Updated 2025 Tax Year

Paulding County
Property Tax Guide

Everything you need to know about property taxes in Paulding County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
~1% base rate + local additions, varies by district within Paulding County due to special taxing districts
Exemptions
5+ Available
Section 1

How Property Tax Works

Paulding County property taxes fund essential local services including public schools, county government operations, fire protection, and infrastructure maintenance. Property owners pay taxes based on their property's assessed value multiplied by the applicable tax rate, which varies depending on the specific location within the county due to special taxing districts.

The county is currently experiencing tax rate increases, with the Board of Commissioners proposing a 7.58% increase for 2025, while the Board of Education has tentatively proposed a 2.9% increase in their millage rate. Effective tax rates typically range around Georgia's base rate of approximately 1% of assessed value, though actual rates vary significantly by location within Paulding County depending on which special taxing districts apply to your property. Property assessments are based on fair market value without a state-imposed assessment cap, making tax credits particularly valuable for eligible homeowners.

Section 2

What Makes Up Your Tax Bill

ComponentRate StatusDescription
County General Fund+7.58% proposed increaseBasic county services, administration, public safety
School District+2.9% proposed increasePaulding County School District operations and facilities
Special DistrictsVaries by locationFire districts, municipal services, improvement districts
State MillageMinimalState-level property tax component

Levy Year: These rates apply to Tax Year 2025 (payable in 2025). Final millage rates are subject to approval by the respective governing bodies. Your actual total tax rate depends on your property's location within Paulding County, as different areas are served by different combinations of special taxing districts. Contact the Paulding County Tax Assessor's office to determine which specific districts apply to your property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Paulding County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes are additional property tax bills issued when there are mid-year changes to property ownership, improvements, or assessments that weren't captured in the annual tax roll. In Paulding County, supplemental taxes are triggered by events such as new construction completion, property ownership transfers, or discovery of previously unassessed improvements.

The supplemental tax is calculated based on the difference between the old and new assessed values, multiplied by the applicable tax rate, and prorated for the remaining months in the tax year. For example, if you complete a $100,000 home addition in March and your area's tax rate is 25 mills (2.5%), you would owe approximately $2,500 × 75% (9 months remaining) = $1,875 in supplemental taxes. These bills are mailed separately from your annual property tax bill and have their own payment deadlines, typically 60 days from the billing date.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Assessed Value: $300,000
  • Homestead Exemption Applied: -$4,000 (requires application)
  • Net Taxable Value: $296,000
  • Estimated Tax Rate: 25 mills (2.5%)
  • Annual Tax: $7,400
  • Monthly (if escrowed): $617

Example 2: $600,000 Home with Senior Homestead Credit

  • Assessed Value: $600,000
  • Standard Homestead Exemption: -$4,000 (requires application)
  • Additional Senior Credits: -$2,000 (estimated, requires application)
  • Net Taxable Value: $594,000
  • Estimated Tax Rate: 25 mills (2.5%)
  • Annual Tax: $14,850
  • Monthly (if escrowed): $1,238

Example 3: $1,000,000 Home with Basic Credits

  • Assessed Value: $1,000,000
  • Homestead Exemption Applied: -$4,000 (requires application)
  • Net Taxable Value: $996,000
  • Estimated Tax Rate: 25 mills (2.5%)
  • Annual Tax: $24,900
  • Monthly (if escrowed): $2,075

Note: All tax credits require separate applications and approval. Tax rates vary by special district location within Paulding County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders require property tax escrow accounts for Paulding County homeowners, collecting monthly payments along with mortgage principal and interest. Lenders typically collect 1/12th of your estimated annual property tax bill each month, plus an additional cushion amount allowed by federal law. Your lender pays your property taxes directly to Paulding County when they become due on November 15th each year.

Escrow accounts are analyzed annually, and your monthly payment may increase or decrease based on actual tax bills and account balance. If your property taxes increase due to assessment changes or rate increases, your lender will adjust your monthly escrow payment accordingly. You'll receive an annual escrow statement showing all deposits, payments, and any shortage or surplus. Property owners can verify that taxes were paid correctly by checking with the Paulding County Tax Commissioner's office or viewing payment records online through the county's tax portal.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Paulding County property taxes due for 2025? A: Property taxes are due and payable by November 15, 2025. Interest and penalties begin accruing the next day as prescribed by Georgia law.

Q: What homestead tax credits are available and how do I apply? A: The primary homestead exemption provides $4,000 off assessed value for owner-occupied homes. Additional credits may be available for seniors or disabled homeowners. All credits require application with the Paulding County Tax Assessor's office and are NOT automatic.

Q: Does the homestead exemption cap my assessment increases? A: Georgia's homestead exemption primarily reduces your taxable assessed value by $4,000. Some homestead programs may limit assessment growth, but you should verify specific terms with the Tax Assessor's office when applying.

Q: How often are properties reassessed in Paulding County? A: Properties are subject to annual assessment review. The Tax Assessor may adjust values based on market conditions, property improvements, or periodic revaluations of neighborhoods.

Q: What happens if I pay my property taxes late? A: Interest and penalties begin accruing the day after November 15th as prescribed by Georgia law. Contact the Tax Commissioner's office for current penalty rates and payment options.

Q: Can I pay my property taxes online? A: Yes, Paulding County typically offers online payment options through their official website. Contact the Tax Commissioner's office for current online payment methods and any associated fees.

Q: How do special district taxes affect my bill? A: Your location within Paulding County determines which special taxing districts apply to your property, such as fire districts or municipal services. These create variations in total tax rates across different areas of the county.

Q: How do I appeal my property assessment? A: Property assessment appeals must be filed with the Paulding County Board of Tax Assessors within designated time periods. Contact the Tax Assessor's office for current appeal deadlines and required documentation.

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