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Updated 2025 Tax Year

Lamar County
Property Tax Guide

Everything you need to know about property taxes in Lamar County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
12.699 mills for 2025 (varies by district and municipal boundaries)
Exemptions
5+ Available
Section 1

How Property Tax Works

Lamar County, Georgia operates under a property tax system that funds essential local services including public schools, county operations, emergency services, and infrastructure maintenance. Property taxes are the primary revenue source for these vital community services. The county's property tax rate for 2025 is tentatively set at 12.699 mills, representing a decrease from previous years and demonstrating the county's commitment to maintaining reasonable tax burdens while funding necessary services.

Property tax rates in Lamar County can vary by location within the county due to special taxing districts, municipal boundaries, and school district variations. Property owners may be subject to additional assessments for special improvement districts, fire districts, or other local service areas. The effective tax rate depends on your property's specific location and any applicable tax credits for which you may qualify. Most tax credits require a separate application and are not automatically applied to your tax bill.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General Fund~4.5County operations, services, infrastructure
Lamar County Schools~7.0Public education funding
State School Tax~1.2State-mandated education tax
Total Base Rate12.699FY 2025 tentative rate

Note: Rates shown are for FY 2025 and may vary by special taxing districts within Lamar County. Additional assessments may apply for fire districts, municipal services, or special improvement districts depending on your property's location. The Lamar County Board of Commissioners sets the final millage rate annually.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Lamar County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Lamar County are additional property tax assessments that occur when there are changes to a property's ownership, value, or use outside the regular assessment cycle. Common triggers include new construction, major improvements, property transfers, or changes in property classification. When supplemental taxes are assessed, they are calculated based on the difference between the old and new assessed values, prorated for the remaining portion of the tax year.

For example, if you complete a $50,000 home addition in March, the county assessor will reassess your property and issue a supplemental tax bill for the increased value covering April through December of that tax year. The supplemental tax would be calculated as: ($50,000 × 40% assessment ratio × 0.012699 tax rate) × (9 months ÷ 12 months) = approximately $191 for the remainder of the tax year.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (40%): $120,000
  • Less: Homestead Credit*: -$7,000
  • Net Taxable Value: $113,000
  • Annual Tax: $1,435 (113,000 × 0.012699)
  • Monthly Escrow: $120

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (40%): $240,000
  • Less: Homestead Credit*: -$7,000
  • Net Taxable Value: $233,000
  • Annual Tax: $2,959 (233,000 × 0.012699)
  • Monthly Escrow: $247

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (40%): $400,000
  • Less: Homestead Credit*: -$7,000
  • Net Taxable Value: $393,000
  • Annual Tax: $4,993 (393,000 × 0.012699)
  • Monthly Escrow: $416

*Homestead and other credits require application and approval. Credits shown are for illustration only.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Lamar County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects a monthly amount (annual tax ÷ 12 months) along with your mortgage payment and deposits it into an escrow account. The lender then pays your property taxes directly to Lamar County when they become due, typically by October 1st each year.

Lenders are required to provide annual escrow statements showing deposits, payments, and account balances. They may adjust your monthly escrow amount based on changes in your tax bill or to maintain required reserve balances. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment will be adjusted accordingly. Property owners should verify that their lender has paid taxes correctly and on time, as the property owner remains ultimately responsible for ensuring taxes are paid even when using an escrow service.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Lamar County property taxes due for FY 2025? A: Property taxes are typically due annually by October 1st. Extensions may be available in certain circumstances - contact the Lamar County Tax Commissioner's office for specific details.

Q: What homestead tax credits are available and how do I apply? A: Lamar County offers a $7,000 homestead exemption from school district taxes for qualifying primary residences. This credit reduces your assessed value, not your market value. You must apply with the Lamar County Board of Assessors - it is not automatic.

Q: Does the homestead credit limit how much my assessment can increase? A: Georgia's standard homestead exemption includes assessment growth limitations that cap annual increases. However, you must file for homestead status to receive this protection. Contact the Board of Assessors for specific details about assessment caps in Lamar County.

Q: How often are properties reassessed in Lamar County? A: Georgia requires county-wide reappraisals periodically, but properties may be reassessed annually based on market conditions, sales data, and improvements. You'll receive notice if your assessment changes significantly.

Q: How do I appeal my property assessment? A: Contact the Lamar County Board of Assessors to discuss informal review options first. Formal appeals must typically be filed by a specific deadline after assessment notices are mailed.

Q: What are the penalties for late property tax payments? A: Late payments typically incur penalties and interest charges. Contact the Lamar County Tax Commissioner's office for current penalty rates and payment options.

Q: Can I pay my property taxes online? A: Many Georgia counties offer online payment options. Check the Lamar County Tax Commissioner's website or call their office to confirm available payment methods.

Q: Why might my tax bill differ from my neighbor's on a similar property? A: Tax bills can vary due to different assessed values, homestead or other credits, special taxing districts, and municipal boundaries that may apply differently to each property.

Q: What other property tax credits might be available? A: Additional credits may be available for seniors, disabled persons, veterans, or other qualifying circumstances. All credits require separate applications - contact the Lamar County Board of Assessors for a complete list and application requirements.

Q: How do special districts affect my tax bill? A: Properties in fire districts, municipal areas, or special improvement districts may have additional tax assessments beyond the base county rate. Your location determines which special district taxes apply to your property.

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