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Updated 2025 Tax Year

Franklin County
Property Tax Guide

Everything you need to know about property taxes in Franklin County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
8.364 mills (0.8364%) including 0.25 mill IBA assessment, varies by district
Exemptions
4+ Available
Section 1

How Property Tax Works

Franklin County, Georgia operates on a property tax system that serves as the primary funding mechanism for essential local services including public schools, county government operations, emergency services, and infrastructure maintenance. Property owners in Franklin County are subject to an annual property tax based on the assessed value of their real estate, with the current tax rate set at 8.364 mills (0.8364%) for the 2025 tax year, which includes a 0.25 mill assessment for the Industrial Building Authority (IBA).

The actual tax rate you pay may vary depending on your specific location within Franklin County, as different areas may be subject to additional special taxing districts or municipal assessments. Property taxes in Franklin County are assessed annually based on the fair market value of your property as determined by the county assessor's office. It's important to note that various tax credits and exemptions are available to qualifying property owners, but these typically require formal application and are not automatically applied to your tax bill.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
Base County Rate8.114Funds general county operations, schools, and services
Industrial Building Authority (IBA)0.25Special assessment for industrial development
Total Base Rate8.364Combined rate for FY 2025

Note: This represents the base tax rate for Franklin County for the 2025 levy year. Additional special district assessments may apply depending on your property's location within the county. The Board of Commissioners approved this rate structure, which represents a 6.36% increase from the previous year. Property owners in specific municipalities or special taxing districts within Franklin County may be subject to additional millage rates beyond the base county rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Franklin County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Franklin County are additional property tax assessments that occur when there are changes in property ownership, new construction, or improvements made to existing properties during the tax year. These supplemental bills are calculated based on the difference between the previous assessment and the new assessed value, prorated for the remaining months in the tax year.

Common triggers for supplemental taxes include the purchase of property (change of ownership), completion of new construction projects, major home renovations or additions, and the removal of exemptions that were previously applied to the property. For example, if you purchase a home in Franklin County in June that was previously assessed at a lower value due to exemptions that don't transfer to you as the new owner, you would receive a supplemental tax bill for the increased assessment covering July through December of that tax year.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Senior Homestead Credit Applied: -$20,000 (if qualified and applied for)
  • Net Taxable Value: $280,000
  • Annual Tax: $280,000 × 0.008364 = $2,342
  • Monthly Escrow: $195

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Standard Homestead Credit Applied: -$10,000 (if qualified and applied for)
  • Net Taxable Value: $590,000
  • Annual Tax: $590,000 × 0.008364 = $4,935
  • Monthly Escrow: $411

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • No Credits Applied: $1,000,000
  • Net Taxable Value: $1,000,000
  • Annual Tax: $1,000,000 × 0.008364 = $8,364
  • Monthly Escrow: $697

Note: These examples assume application and qualification for available tax credits. Credits are not automatically applied and must be applied for through the county assessor's office.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Franklin County require property owners to maintain an escrow account for property tax payments. Your lender will collect 1/12th of your estimated annual property tax bill with each monthly mortgage payment and hold these funds in escrow until taxes are due. Lenders typically pay your property taxes directly to Franklin County on your behalf before the November 15th deadline.

Your lender is required to provide an annual escrow analysis statement showing the activity in your escrow account and any adjustments needed for the coming year. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment may be adjusted accordingly. It's important to review your escrow statements and verify that payments have been made correctly. You can confirm tax payments through the Franklin County Tax Commissioner's office or online payment portal.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Franklin County? A: Property taxes for real estate and business personal property are due by November 15th annually for the current tax year. Motor vehicle taxes have separate due dates based on your tag renewal month.

Q: What tax credits are available and do I need to apply? A: Franklin County offers several tax credits including a $20,000 homestead credit for residents 65 and older, and a homestead credit for residents 62 and older with gross income under $10,000. All credits require formal application through the county assessor's office and are not automatically applied.

Q: How does the homestead credit work? A: The homestead credit in Franklin County can limit assessment increases on your primary residence and may provide direct reductions in assessed value. You must file an application by April 1st deadline to qualify, and the credit applies only to your primary residence.

Q: How often are properties reassessed in Franklin County? A: Franklin County conducts property assessments annually, with the assessed value based on fair market value as of January 1st of each tax year.

Q: Can I appeal my property assessment? A: Yes, property owners can appeal their assessments through the Franklin County Board of Assessors. Appeals must typically be filed within 45 days of receiving your assessment notice.

Q: What are the penalties for late payment? A: Late payments are subject to interest and penalties as prescribed by Georgia state law. Contact the Franklin County Tax Commissioner's office for specific penalty rates and calculation methods.

Q: Can I pay my property taxes online? A: Many Georgia counties offer online payment options for property taxes. Check the Franklin County Tax Commissioner's website or call their office to confirm available online payment methods.

Q: Do I pay additional taxes if I live within a city in Franklin County? A: Properties located within incorporated municipalities may be subject to additional city taxes beyond the base Franklin County rate. Check with your local city government for specific municipal tax rates.

Q: What happens if I buy property mid-year? A: Property taxes are typically prorated at closing based on the date of ownership transfer. You may also receive supplemental tax bills if the property's assessment changes due to the ownership transfer or removal of previous exemptions.

Q: Where can I get help with tax credit applications? A: Contact the Franklin County Assessor's office for assistance with tax credit applications, eligibility requirements, and deadlines. Many credits have specific income or age requirements and must be renewed periodically.

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