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Updated 2025 Tax Year

Dougherty County
Property Tax Guide

Everything you need to know about property taxes in Dougherty County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Base 1% assessment + local millage rates (varies by district, 16% increase proposed for 2025)
Exemptions
5+ Available
Section 1

How Property Tax Works

Dougherty County, Georgia operates a property tax system that serves as a primary funding source for essential county services, including public safety, infrastructure, schools, and local government operations. Property owners in the county pay taxes based on the assessed value of their real estate, with Georgia's statewide base assessment rate around 1% of fair market value. However, actual tax bills depend on local millage rates set by the county commission and various special taxing districts.

The county is currently implementing significant tax rate changes, with a proposed 16% increase for the Countywide General Fund and a 0.14% increase for the Unincorporated Special Services District for 2025. Property owners should note that actual tax rates vary by location within Dougherty County due to different special taxing districts, municipal boundaries, and school district boundaries. The county assesses all property annually, with tax bills typically mailed by December 29th and payments due by March 31st of the following year.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)DescriptionLevy Year
Countywide General FundTBD (16% increase proposed)Basic county operations, public safety, infrastructure2025
School DistrictVaries by districtLocal school operations and debt service2025
Unincorporated Special ServicesTBD (0.14% increase proposed)Services for unincorporated areas only2025
Municipal TaxesVaries by cityCity services (Albany, other municipalities)2025
Special Assessment DistrictsVariesFire districts, library districts, other special services2025

Note: Exact millage rates for 2025 are pending final approval by the Board of Commissioners. Rates vary significantly based on your specific location within Dougherty County due to different combinations of taxing districts. Contact the Dougherty County Tax Assessor's office for your specific rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Dougherty County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Dougherty County are additional property tax bills issued when there are changes to property ownership, value, or use that occur after the annual assessment date of January 1st. Common triggers include new construction completion, property transfers that remove exemptions, changes from agricultural to residential use, or the addition of structures like pools or additions that weren't captured in the annual assessment.

When a supplemental assessment is issued, the tax is calculated on the difference between the old and new assessed values, prorated for the remaining months in the tax year. For example, if you complete a $50,000 home addition in July, and your total tax rate is 25 mills, you would owe supplemental taxes on the $50,000 increase for the remaining 6 months of that tax year. The calculation would be: ($50,000 ÷ $1,000) × 25 mills × (6 months ÷ 12 months) = $625 in supplemental taxes.

Example Calculation

$300,000 Home (with Standard Homestead Exemption):

  • Assessed Value: $300,000 × 40% = $120,000
  • Less: Homestead Exemption: $2,000
  • Net Taxable Value: $118,000
  • Annual Tax (est. 25 mills): $118,000 ÷ $1,000 × 25 = $2,950
  • Monthly Escrow: $2,950 ÷ 12 = $246

$600,000 Home (with Standard Homestead Exemption):

  • Assessed Value: $600,000 × 40% = $240,000
  • Less: Homestead Exemption: $2,000
  • Net Taxable Value: $238,000
  • Annual Tax (est. 25 mills): $238,000 ÷ $1,000 × 25 = $5,950
  • Monthly Escrow: $5,950 ÷ 12 = $496

$1,000,000 Home (with Standard Homestead Exemption):

  • Assessed Value: $1,000,000 × 40% = $400,000
  • Less: Homestead Exemption: $2,000
  • Net Taxable Value: $398,000
  • Annual Tax (est. 25 mills): $398,000 ÷ $1,000 × 25 = $9,950
  • Monthly Escrow: $9,950 ÷ 12 = $829

Note: All exemptions require application and approval. Homestead exemption must be filed by April 1st to receive benefit for that tax year.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Dougherty County require borrowers to maintain an escrow account for property taxes, especially for loans with less than 20% down payment. Your lender collects monthly escrow payments along with your mortgage payment and pays your property taxes directly to the county when they become due in March. The escrow amount is calculated by dividing your annual tax bill by 12, plus a buffer amount to ensure sufficient funds.

Lenders typically conduct annual escrow analyses to adjust your monthly payments based on actual tax bills and any changes in assessed value or tax rates. Given the proposed 16% tax increase for 2025, many homeowners should expect escrow payment increases. Your lender will notify you of any escrow shortage or surplus and adjust future payments accordingly. Property tax bills are mailed by December 29th, giving lenders time to process payments before the March 31st due date.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Dougherty County for the current tax year? A: Property tax returns are due April 1st, and tax payments are due March 31st. Tax bills are typically mailed by December 29th of the preceding year.

Q: What is the Homestead Exemption and how do I apply? A: The Standard Homestead Exemption provides a $2,000 reduction from your assessed value for county and school taxes on your primary residence. You must own and occupy the home on January 1st and file the application by April 1st of the same year. This exemption requires an application - it is not automatic.

Q: How does the Homestead Exemption affect future tax increases? A: Georgia's homestead exemption includes assessment freeze provisions that limit annual increases in your home's taxable value, protecting you from rapid assessment growth. However, this requires proper application and qualification.

Q: Are there other tax exemptions available? A: Yes, various exemptions exist for seniors, disabled veterans, agricultural use, and other qualifying circumstances. Each requires a separate application with specific deadlines and qualification requirements. Contact the Board of Assessors for details.

Q: How can I appeal my property assessment? A: If you believe your assessment is incorrect, you can appeal to the Dougherty County Board of Assessors. Appeals typically must be filed within 45 days of receiving your assessment notice.

Q: What happens if I pay my taxes late? A: Late payments incur penalties and interest charges. The county may also place liens on delinquent properties and eventually pursue foreclosure for unpaid taxes.

Q: Can I pay my property taxes online? A: Contact the Dougherty County Tax Commissioner's office for current online payment options and accepted payment methods.

Q: How will the proposed 16% tax increase affect my bill? A: The 16% increase applies to the Countywide General Fund portion of your tax bill for 2025. Your actual increase depends on how much of your total tax bill comes from county taxes versus school and other district taxes.

Q: Do I pay different rates if I live in Albany versus unincorporated Dougherty County? A: Yes, city residents pay municipal taxes in addition to county taxes, while unincorporated area residents pay the Special Services District tax. Your total rate depends on your specific location and applicable taxing districts.

Q: When do I need to file for exemptions for next year? A: Most exemption applications, including homestead exemptions, must be filed by April 1st to receive benefits for that tax year. Missing this deadline means waiting until the following year for benefits to begin.

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