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Updated 2025 Tax Year

Crawford County
Property Tax Guide

Everything you need to know about property taxes in Crawford County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by millage rate structure and taxing districts within Crawford County
Exemptions
4+ Available
Section 1

How Property Tax Works

Crawford County, Georgia operates a property tax system that funds essential local services including schools, public safety, infrastructure, and county operations. Property taxes are assessed based on the fair market value of real estate and personal property, with the Crawford County Tax Commissioner responsible for billing and collecting these taxes. The county retains 2.5% of collected taxes as compensation for collection services.

The effective property tax rate in Crawford County varies by location within the county due to different special taxing districts and municipal boundaries. Based on available data from 2019, the county operates with a millage rate structure, though current rates for 2025 have not yet been officially adopted. Property owners should note that their actual tax burden depends on both the county-wide rate and any additional special district assessments that may apply to their specific location.

Property values are reassessed periodically, and various tax credits and exemptions are available to qualifying property owners, though most require formal application and are not automatically applied. The tax system operates on a calendar year basis, with assessment dates and payment deadlines established annually by the Crawford County Board of Commissioners.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County GeneralTBDGeneral county operations and services
School DistrictTBDCrawford County school district funding
StateTBDState-mandated property tax levy
Total Base RateTBDCombined millage rate

Note: The 2025 tax rates have not yet been adopted by the Crawford County Board of Commissioners. The most recent available rates are from the 2019 tax digest. Property owners should contact the Crawford County Tax Assessor's office for current rate information.

Special District Variations: Actual tax rates vary by location within Crawford County depending on:

  • Municipal boundaries (if property is within city limits)
  • Special assessment districts
  • School district boundaries
  • Fire district assessments

Property owners should verify their specific tax rate by confirming which taxing jurisdictions apply to their property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Crawford County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Crawford County are additional tax assessments that occur when there are changes to property ownership, value, or use during the tax year. These supplemental assessments ensure that property taxes reflect current ownership and property conditions rather than waiting for the next regular assessment cycle.

Common triggers for supplemental taxes include:

  • New construction or major improvements completed during the tax year
  • Change in property ownership (sale or transfer)
  • Change in property use (residential to commercial, etc.)
  • Discovery of previously unreported improvements
  • Removal of tax exemptions or credits

Calculation Example: If a property owner completes a $50,000 home addition in June, and the county millage rate is 10 mills, the supplemental tax would be calculated as: ($50,000 ÷ 1,000) × 10 mills × (6 months remaining ÷ 12 months) = $250 supplemental tax bill. This supplemental assessment would be prorated for the portion of the tax year remaining after the improvement was completed.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessment Ratio: 40% (Georgia standard)
  • Assessed Value: $120,000
  • Homestead Credit Applied: $2,000 (estimated, requires application)
  • Net Taxable Value: $118,000
  • Estimated Annual Tax: $1,180 (using 10 mill estimate)
  • Monthly Escrow: $98

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessment Ratio: 40%
  • Assessed Value: $240,000
  • Homestead Credit Applied: $2,000 (requires application)
  • Net Taxable Value: $238,000
  • Estimated Annual Tax: $2,380 (using 10 mill estimate)
  • Monthly Escrow: $198

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessment Ratio: 40%
  • Assessed Value: $400,000
  • Homestead Credit Applied: $2,000 (requires application)
  • Net Taxable Value: $398,000
  • Estimated Annual Tax: $3,980 (using 10 mill estimate)
  • Monthly Escrow: $332

Note: These calculations use estimated rates. Actual tax credits require formal application and approval. Contact the Crawford County Tax Assessor for current rates and available credits.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Crawford County require property tax escrow accounts for borrowers with less than 20% down payment, though some lenders may require escrow regardless of down payment amount. The escrow account allows lenders to collect monthly property tax payments along with mortgage payments, then pay the annual tax bill directly to Crawford County when due.

Escrow Process Timeline:

  • Monthly escrow payments are collected with mortgage payments
  • Lenders typically maintain 1-2 months of tax payments as a cushion
  • Annual tax bills are paid directly by the lender in December
  • Annual escrow analysis determines if payment adjustments are needed

Escrow Account Management: Property owners should verify that their lender has current contact information and receives tax bills promptly. The Crawford County Tax Commissioner mails tax bills to the property address, but lenders need to receive copies to ensure timely payment. Property owners remain ultimately responsible for tax payment even when using escrow, so monitoring the account and confirming payments is essential.

Escrow Disputes: If there are discrepancies between escrow collections and actual tax bills, property owners should contact their lender immediately to resolve the issue and avoid late payment penalties.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Crawford County property taxes due for 2025? A: Based on historical patterns, Crawford County property taxes are typically due in December. For 2022, taxes were due December 30th. Contact the Crawford County Tax Commissioner for the exact 2025 due date.

Q: What tax credits are available and do I need to apply? A: Georgia law provides various homestead exemptions and credits, but most require formal application and are NOT automatic. Available credits may include homestead exemptions, senior citizen exemptions, and disabled veteran exemptions. Contact the Crawford County Tax Assessor to apply.

Q: How does the homestead credit work? A: The homestead credit typically caps annual assessment increases (often to 10% or less) rather than reducing market value. This credit requires filing an application with the tax assessor's office and is not automatically applied to your property.

Q: When do I need to file for tax credits? A: Most tax credit applications must be filed between January 1 and April 1 annually. Missing this deadline typically means waiting until the following year for credits to take effect.

Q: How often are properties reassessed in Crawford County? A: Georgia counties typically reassess properties every 3-6 years, but the specific schedule varies. Contact the Crawford County Tax Assessor for the current reassessment schedule and your property's last assessment date.

Q: How do I appeal my property assessment? A: Property owners who disagree with their assessment can appeal to the Crawford County Board of Equalization. Appeals must typically be filed within 45 days of receiving the assessment notice.

Q: What are the penalties for late payment? A: Late payment penalties and interest rates are set annually by the county. Contact the Crawford County Tax Commissioner for current penalty rates and payment options.

Q: Can I pay property taxes online? A: Many Georgia counties offer online payment options. Check the Crawford County Tax Commissioner's website or call their office to confirm available payment methods.

Q: Do special districts affect my tax rate? A: Yes, your location within Crawford County determines which special taxing districts apply to your property, such as school districts, fire districts, or municipal taxes. Your total rate is the sum of all applicable district rates.

Q: What happens if I don't pay my property taxes? A: Unpaid property taxes result in a tax lien on the property. After a specified period, the county may sell the tax lien or foreclose on the property to recover unpaid taxes. Contact the Tax Commissioner immediately if you're unable to pay on time to discuss payment options.

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