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Updated 2025 Tax Year

Coweta County
Property Tax Guide

Everything you need to know about property taxes in Coweta County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by location within county due to municipal boundaries and special districts (base county rate plus school district and municipal rates)
1st Due
Dec 1
Exemptions
4+ Available
Section 1

How Property Tax Works

Coweta County, Georgia operates under a property tax system that funds essential local services including schools, public safety, roads, and county operations. Property taxes are calculated based on 40% of the property's fair market value, with the actual tax rate varying by location within the county due to different special taxing districts and municipal boundaries.

The county property tax system includes multiple components: the basic county levy, school district taxes, and various special assessments that may apply depending on your property's location. Tax bills are typically mailed in June and are due by December 1st annually. Property owners should note that tax rates and available tax credits can vary significantly based on which city limits, school districts, and special service areas their property falls within.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County General FundVariableBasic county services and operations
School DistrictVariableLocal school system funding
Special DistrictsVariableFire districts, water/sewer authorities
Municipal TaxesVariableCity taxes (if within city limits)

Note: Specific rates for levy year 2025-2026 have not been finalized as of this guide's publication. The Coweta County Board of Commissioners has announced intent to increase property taxes for 2025 to maintain operations. Actual rates vary by property location within the county due to different combinations of special taxing districts. Contact the Coweta County Tax Assessor's Office for current rates applicable to your specific property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Coweta County, property taxes are due in two installments:

First Installment
Dec 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Coweta County are additional property tax assessments that occur when there are changes to property ownership, value, or improvements outside the normal assessment cycle. These typically arise from new construction, major renovations, or ownership transfers that increase the property's assessed value mid-year.

When supplemental taxes are triggered, they are calculated based on the difference between the old and new assessed values, prorated for the remaining portion of the tax year. For example, if you complete a $100,000 home addition in July, you would owe supplemental taxes on the increased assessed value (40% of $100,000 = $40,000 additional assessed value) for the remaining six months of the tax year.

Example Calculation

Example 1: $300,000 Home with Standard Homestead Credit

  • Market Value: $300,000
  • Assessed Value (40%): $120,000
  • Less: Homestead Credit: -$18,000
  • Net Taxable Value: $102,000
  • Annual Tax (estimated 1.2%): $1,224
  • Monthly Escrow: $102

Example 2: $600,000 Home with Homestead Credit

  • Market Value: $600,000
  • Assessed Value (40%): $240,000
  • Less: Homestead Credit: -$18,000
  • Net Taxable Value: $222,000
  • Annual Tax (estimated 1.2%): $2,664
  • Monthly Escrow: $222

Example 3: $1,000,000 Home with Homestead Credit

  • Market Value: $1,000,000
  • Assessed Value (40%): $400,000
  • Less: Homestead Credit: -$18,000
  • Net Taxable Value: $382,000
  • Annual Tax (estimated 1.2%): $4,584
  • Monthly Escrow: $382

Note: Tax credits shown require application and approval. Actual rates vary by location within the county.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Coweta County require property tax escrow accounts for borrowers with less than 20% down payment. Your lender collects monthly property tax payments along with your mortgage payment, holding funds in escrow until tax bills are due in December.

Lenders typically analyze your escrow account annually and may adjust monthly payments based on actual tax bills received. Since Coweta County tax bills are mailed in June and due December 1st, lenders usually receive and pay these bills directly. Property owners should verify their tax bills are paid correctly and review escrow statements for accuracy. If you pay taxes directly without escrow, ensure payments reach the Coweta County Tax Commissioner's Office by the December 1st deadline to avoid penalties and interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Coweta County? A: Property taxes are due annually by December 1st. The 2025 tax bills were mailed and due December 1, 2025. The 2026 tax bills will be mailed in June 2026.

Q: What tax credits are available and do I need to apply? A: Coweta County offers various tax credits including an $18,000 homestead credit for qualified homeowners. Most credits require application and are not automatically applied. Contact the Tax Assessor's Office for specific credit applications and deadlines.

Q: How does the homestead credit work? A: The homestead credit provides an $18,000 reduction in assessed value and may cap annual assessment increases. You must file an application - it's not automatic. This credit requires you to occupy the property as your primary residence.

Q: What credits are available for disabled property owners? A: Totally and permanently disabled property owners may qualify for school tax exemptions: total exemption with household income under $12,500, or $20,000 exemption with income under $25,000. Applications are required.

Q: How often are properties reassessed? A: Georgia law requires properties to be assessed annually, though Coweta County may not physically inspect every property each year. Assessment notices are typically sent before tax bills are mailed.

Q: How do I appeal my property assessment? A: Property assessment appeals must be filed with the Coweta County Board of Tax Assessors within 45 days of receiving your assessment notice. Contact the Tax Assessor's Office for appeal forms and procedures.

Q: What are the penalties for late payment? A: Late payments incur interest and penalties. Contact the Coweta County Tax Commissioner's Office for specific penalty rates and payment arrangements if you cannot pay by the December 1st deadline.

Q: Can I pay my property taxes online? A: Contact the Coweta County Tax Commissioner's Office directly for current online payment options and accepted payment methods, as these services may vary and update periodically.

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