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Updated 2025 Tax Year

Chattahoochee County
Property Tax Guide

Everything you need to know about property taxes in Chattahoochee County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by location within county due to special districts and municipal boundaries, approximately 1% effective rate
Exemptions
4+ Available
Section 1

How Property Tax Works

Chattahoochee County, Georgia operates on a property tax system that funds essential local services including public schools, county operations, emergency services, and infrastructure maintenance. Property taxes are administered by the Chattahoochee County Tax Commissioner, who bills and collects taxes for multiple jurisdictions including the county government and school district. The Tax Commissioner retains 2.5% of taxes collected as an administrative fee before distributing funds to the appropriate taxing authorities.

Property tax rates in Chattahoochee County vary by location within the county due to special taxing districts and municipal boundaries. While Georgia's statewide average effective tax rate is approximately 1%, actual rates in Chattahoochee County depend on your property's specific location and the combination of local taxing authorities that serve your area. Property owners should expect their effective tax rate to reflect assessments from the county, school district, and any applicable special service districts.

The county follows Georgia's standard property tax assessment practices, with properties assessed at fair market value without a statewide assessment cap. Tax bills are calculated by applying the combined millage rates of all applicable taxing jurisdictions to your property's assessed value, minus any approved tax credits or exemptions for which you have applied.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General FundTBD*General county operations and services
School DistrictTBD*Chattahoochee County School District operations
State of Georgia0.25State-mandated property tax
Total Base RateTBD*Combined rate before special districts

*Final millage rates for FY 2025-2026 have not yet been set by local authorities and will be determined during the annual budget process. Rates are subject to change based on county and school district budget requirements.

Special District Variations: Properties located within municipal boundaries or special service districts may be subject to additional millage rates. Contact the Chattahoochee County Tax Assessor's office to determine the exact combination of rates that apply to your specific property location.

Note: One mill equals $1 per $1,000 of assessed value. The final tax rate determination will be announced closer to the tax year by local taxing authorities.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Chattahoochee County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Chattahoochee County are additional property tax assessments that occur when there are changes to property ownership, value, or use during the tax year. House Bill 92 has refined Georgia's property tax system by updating eligibility criteria and procedures for local taxing jurisdictions regarding supplemental assessments.

Common triggers for supplemental taxes include: change of ownership through sale or transfer, completion of new construction or major improvements, change in property use (such as commercial to residential), and corrections to assessment errors discovered mid-year. When a supplemental assessment is issued, it covers the period from when the change occurred through the end of the current tax year.

Example: If you purchase a newly constructed home in Chattahoochee County in March that wasn't on the January 1 assessment roll, you would receive a supplemental tax bill covering March through December. The supplemental tax would be calculated by taking the new assessed value, applying applicable tax credits (if you've applied), multiplying by the current tax rate, and prorating for the 10-month period of ownership.

Example Calculation

The following examples use estimated rates pending final FY 2025-2026 millage determination. Actual tax amounts will vary based on final approved rates and your property's specific taxing district.

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$2,000 (if qualified and applied)
  • Net Taxable Value: $298,000
  • Estimated Tax Rate: 25 mills
  • Annual Tax: $7,450
  • Monthly Escrow: $621

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$2,000 (if qualified and applied)
  • Net Taxable Value: $598,000
  • Estimated Tax Rate: 25 mills
  • Annual Tax: $14,950
  • Monthly Escrow: $1,246

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: -$2,000 (if qualified and applied)
  • Net Taxable Value: $998,000
  • Estimated Tax Rate: 25 mills
  • Annual Tax: $24,950
  • Monthly Escrow: $2,079

Important: Tax credits require separate applications and are not automatically applied. Contact the Chattahoochee County Tax Assessor to apply for available credits.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Chattahoochee County require property tax escrow accounts for borrowers with less than 20% equity. Your lender collects monthly property tax payments along with your mortgage payment and holds these funds in a separate escrow account. The lender pays your annual property tax bill directly to the Chattahoochee County Tax Commissioner when taxes become due on December 1.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected. If property taxes increase, your monthly escrow payment will adjust accordingly. You should receive an annual escrow statement showing deposits, payments made on your behalf, and any surplus or shortage. Georgia law requires lenders to maintain escrow account balances within specific limits and to pay interest on escrow funds in certain circumstances.

If you don't have an escrow account, you are responsible for paying property taxes directly to the Chattahoochee County Tax Commissioner by the December 1 deadline. You can verify that your tax bill has been paid by contacting the Tax Commissioner's office, especially important if you're transitioning between escrow and direct payment arrangements or if there are questions about payment processing.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Chattahoochee County for FY 2025-2026? A: Property taxes are due by December 1. This deadline applies regardless of when you receive your tax bill.

Q: What homestead tax credits are available and do they require application? A: Georgia offers statewide homestead exemptions that must be applied for separately - they are not automatic. While Chattahoochee County does not offer local homestead exemptions, residents can apply for state homestead exemptions. Applications must be filed by April 1 to be effective for the current tax year.

Q: How does the homestead credit work? A: The homestead exemption limits assessment increases on your primary residence rather than reducing market value. It caps how much your assessed value can increase year-over-year, providing tax stability. You must file an application with the County Tax Assessor - it is not automatically applied.

Q: Are there senior citizen tax credits available? A: Yes, senior exemptions are available for residents age 65 and older. These require separate applications and have specific income and residency requirements. Contact the Chattahoochee County Tax Assessor for eligibility details and application procedures.

Q: When are properties reassessed in Chattahoochee County? A: Georgia law requires properties to be assessed annually at fair market value as of January 1. Assessment notices are typically mailed in the spring, and you have the right to appeal your assessment through the county Board of Assessors.

Q: What are the penalties for late property tax payments? A: Late payments are subject to interest and penalties as prescribed by Georgia law. Contact the Chattahoochee County Tax Commissioner for current penalty rates and collection procedures.

Q: Can I pay my property taxes online? A: Contact the Chattahoochee County Tax Commissioner's office directly for current online payment options and accepted payment methods.

Q: How do special district taxes affect my bill? A: Depending on your property location within Chattahoochee County, you may be subject to additional taxes from municipal governments or special service districts. Your total tax rate is the combination of all applicable taxing authorities that serve your specific address.

Q: What triggers a supplemental tax assessment? A: Supplemental assessments occur when there are ownership changes, new construction completion, major property improvements, or changes in property use during the tax year. The supplemental tax is prorated from the date of change through the end of the tax year.

Q: How do I apply for available tax credits? A: Applications for homestead exemptions can be filed between January 1 and March 31, though they must be submitted by April 1 to be effective for the current tax year. Contact the Chattahoochee County Tax Assessor's office for application forms and specific requirements for all available credits.

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