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Updated 2025 Tax Year

Carroll County
Property Tax Guide

Everything you need to know about property taxes in Carroll County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
4.160 mills tentative (varies by special taxing districts)
Exemptions
4+ Available
Section 1

How Property Tax Works

Carroll County, Georgia operates on a property tax system that funds essential local services including education, public safety, infrastructure, and county operations. Property taxes are based on a millage rate system, where one mill equals $1 for every $1,000 of assessed property value. The county assesses property at 40% of fair market value, following Georgia state guidelines.

For the 2025 fiscal year (beginning July 1, 2025), Carroll County has tentatively set the millage rate at 4.160 mills, though this is subject to final approval by the Board of Commissioners. It's important to note that your actual property tax rate may vary depending on your location within the county, as special taxing districts such as school districts, fire districts, and municipal improvement districts can add additional millage to your total tax bill.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General Fund4.160*Base county operations, services, and infrastructure
School DistrictVariesAdditional millage varies by school district location
Special DistrictsVariesFire districts, municipal bonds, improvement districts
Total Effective RateVaries by LocationCombined rate depends on your specific taxing districts

*Tentative rate for FY 2025-2026, subject to Board of Commissioners final approval

Note: The total millage rate you pay depends on which special taxing districts serve your property. Contact the Carroll County Tax Assessor's Office to determine your specific total millage rate based on your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Carroll County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Carroll County are additional property tax assessments that occur when there are changes to property ownership or improvements outside the regular assessment cycle. These are typically triggered by new construction, major renovations, or changes in property ownership that affect the assessed value.

When a supplemental assessment occurs, the additional tax is calculated based on the difference between the old and new assessed values, prorated for the remaining portion of the tax year. For example, if you complete a $100,000 home addition in January and the county assesses it in March, you would owe supplemental taxes on the increased assessed value (40% of $100,000 = $40,000 additional assessed value) for the remaining 9 months of the fiscal year.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (40%): $120,000
  • Less: Standard Homestead Exemption: -$2,000
  • Net Taxable Value: $118,000
  • Annual Tax (4.160 mills): $490.88
  • Monthly Escrow: $40.91

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (40%): $240,000
  • Less: Standard Homestead Exemption: -$2,000
  • Net Taxable Value: $238,000
  • Annual Tax (4.160 mills): $990.08
  • Monthly Escrow: $82.51

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (40%): $400,000
  • Less: Standard Homestead Exemption: -$2,000
  • Net Taxable Value: $398,000
  • Annual Tax (4.160 mills): $1,655.68
  • Monthly Escrow: $137.97

Note: Examples use base county rate only. Actual taxes will be higher due to additional district millage. Homestead exemption requires application and is not automatic.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Carroll County require property tax escrow accounts for borrowers with less than 20% down payment. Your lender collects monthly tax payments along with your mortgage payment and holds these funds in escrow until taxes become due. Lenders typically pay your property taxes directly to the county before the December 20th deadline to avoid penalties.

Each year, your lender will conduct an escrow analysis to ensure adequate funds are collected. If property taxes increase significantly due to reassessment or millage rate changes, your monthly escrow payment may increase. You have the right to request documentation of how your escrow payments are calculated and to receive annual escrow account statements. Contact your lender immediately if you believe there are errors in your escrow calculations or if you want to verify that taxes have been paid on time.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Carroll County for FY 2025-2026? A: Property tax bills are typically due by December 20th each year. Property tax returns for new properties must be filed between January 1 and April 1.

Q: What homestead tax credits are available and do I need to apply? A: Carroll County offers a Standard Homestead Exemption worth up to $2,000 off assessed value. This requires application and is not automatic. Additional credits may be available for seniors, disabled veterans, and other qualifying groups. Contact the Tax Assessor's office for applications.

Q: How does the homestead credit work exactly? A: The homestead credit provides an exemption that reduces your assessed value by up to $2,000. This is different from assessment caps - it's a flat reduction in taxable value. You must own and occupy the home as your primary residence and file an application.

Q: When does the county reassess property values? A: Georgia law requires counties to reassess property values periodically. Contact the Carroll County Tax Assessor's office for the current assessment schedule and to learn about the appeals process if you disagree with your assessment.

Q: What are the penalties for late payment? A: Late payments typically incur interest and penalties. Contact the Carroll County Tax Commissioner's office for specific penalty rates and payment options for delinquent accounts.

Q: Can I pay my property taxes online? A: Many Georgia counties offer online payment options. Check the Carroll County Tax Commissioner's website or call their office to confirm available online payment methods.

Q: Why did my tax bill increase if the millage rate stayed the same? A: Tax bills can increase due to property reassessment, new special district taxes, or loss of exemptions. Even with the same millage rate, increased assessed values will result in higher tax bills.

Q: How do special districts affect my tax bill? A: Your location determines which special districts serve your property (school district, fire district, etc.). Each district can levy additional millage beyond the base county rate, significantly affecting your total tax bill.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
NOTICE CURRENT 2025 PROPERTY TAX DIGEST AND 5 ...carrollcountyga.gov
02
PRESS RELEASEtemplega.us
03
Budget Resolution FY 25carrollcountyga.gov
04
County
Tax Returns | Carroll County, GA - Official Websitecarrollcountyga.gov
05
Tax Doc
Property Tax Returns and Payment - Department of Revenuedor.georgia.gov
06
Tax Doc
IMPORTANT TAX INFORMATIONcarrollcountyga.gov
07
County
Homestead Exemptions | Carroll County, GAcarrollcountyga.gov
08
County
Programs | Carroll County, GA - Official Websitecarrollcountyga.gov
09
Tax Doc
Property Tax Homestead Exemptions - Department of Revenuedor.georgia.gov
10
Tax Doc
Pay Property Tax Online - Department of Revenue - Georgia.govdor.georgia.gov
All sources verified as of 2025 Tax Year

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