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Updated 2025 Tax Year

Camden County
Property Tax Guide

Everything you need to know about property taxes in Camden County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Base county rate approximately 0.8% of assessed value, varies by district with municipal and special district additions
1st Due
Sep 15
2nd Due
Dec 20
Exemptions
5+ Available
Section 1

How Property Tax Works

Camden County, Georgia operates on a property tax system that serves as the primary funding source for essential local services including schools, public safety, infrastructure maintenance, and county operations. Property owners in Camden County can expect effective tax rates that vary based on their specific location within the county, as different areas may be subject to additional special taxing districts or municipal overlays beyond the base county rate.

The county follows Georgia's standard assessment practices, with properties typically assessed at fair market value. However, your actual tax burden will depend not only on your property's assessed value but also on which taxing jurisdictions your property falls within, as rates can vary significantly between different areas of Camden County due to municipal boundaries, school districts, and special assessment districts.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
Base County RateVaries by districtCore county services and operations
School DistrictIncluded in totalLocal school system funding
Total Tentative Rate (FY 2025-2026)2.171 mills above rollback18.2% increase from previous year
State Ad Valorem0.000Currently no state property tax imposed

Note: The FY 2025-2026 tax rates shown are tentative and subject to final approval. Actual rates vary by location within Camden County due to municipal boundaries, special districts, and other local taxing authorities. Contact the Camden County Tax Assessor for rates specific to your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Camden County, property taxes are due in two installments:

First Installment
Sep 15
Delinquent after Dec 10
Second Installment
Dec 20
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental tax bills in Camden County are typically issued when there are changes to property ownership, new construction completion, or significant property improvements that occur after the annual assessment date but before the end of the tax year. These supplemental taxes represent the pro-rated amount of additional tax owed based on the change in assessed value and the remaining months in the tax year.

For example, if you complete a $100,000 home addition in March and the annual tax rate in your area is 25 mills (2.5%), you would owe a supplemental tax of approximately $2,500 × (9 months remaining ÷ 12 months) = $1,875 for that tax year. Supplemental bills are mailed separately from regular annual tax bills and have their own due dates, typically 60 days from the mail-out date.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applicable and filed): Varies
  • Net Taxable Value: ~$300,000
  • Annual Tax (estimated at 25 mills): $7,500
  • Monthly Escrow: ~$625

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Less: Homestead Credit (if applicable and filed): Varies
  • Net Taxable Value: ~$600,000
  • Annual Tax (estimated at 25 mills): $15,000
  • Monthly Escrow: ~$1,250

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Less: Homestead Credit (if applicable and filed): Varies
  • Net Taxable Value: ~$1,000,000
  • Annual Tax (estimated at 25 mills): $25,000
  • Monthly Escrow: ~$2,083

Note: All tax credits require separate applications and approval. Rates used are estimates - actual rates vary by specific location within Camden County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Camden County require property tax escrow accounts, where you pay 1/12 of your estimated annual property tax with each monthly mortgage payment. Lenders typically collect an initial escrow deposit at closing and may require a cushion of 1-2 months of additional payments to ensure adequate funds.

Since Camden County bills property taxes in mid-September with payment due 60 days later (approximately late October), lenders usually make tax payments on your behalf during this window. You should receive an annual escrow analysis from your lender showing how your payments are allocated and any required adjustments. It's important to verify that your lender has received and paid your tax bill correctly, as you remain ultimately responsible for ensuring taxes are paid on time even when using an escrow account.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Camden County for FY 2025-2026? A: Tax bills are mailed in mid-September and are due 60 days after the mail-out date, typically in late October. Check the Camden County Tax Commissioner's website for exact dates.

Q: What homestead tax credit is available and do I need to apply? A: Homestead credits are available for primary residences and require a separate application filed with the Tax Assessor. These credits typically cap annual assessment increases rather than reducing your home's value directly.

Q: Is there a property tax credit for seniors? A: Yes, qualifying homeowners age 65+ may be eligible for exemption from the state portion of ad valorem taxes (currently $0 since Georgia doesn't impose state property tax). Applications must be filed with the Tax Assessor.

Q: How often are properties reassessed in Camden County? A: Properties are subject to annual assessment, though not all properties are physically inspected each year. Major reassessments may occur periodically or when significant market changes occur.

Q: What happens if I pay my property taxes late? A: Late payments are subject to penalties and interest charges. Contact the Camden County Tax Commissioner's office for specific penalty rates and payment arrangements.

Q: Can I pay my property taxes online? A: Check the Camden County Tax Commissioner's website for available online payment options and accepted payment methods.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Camden County Board of Assessors within the designated appeal period. Contact the Tax Assessor's office for current deadlines and procedures.

Q: Do special districts affect my tax rate? A: Yes, your location within Camden County may subject your property to additional taxes from municipalities, special service districts, or other local taxing authorities beyond the base county rate.

Q: What tax credit is available for disabled veterans? A: For 2025, qualifying disabled veterans may be eligible for a homestead credit in the amount of $121,812. Applications must be filed with the Tax Assessor.

Q: When is the deadline to apply for tax credits? A: Most tax credit applications have annual deadlines. Contact the Camden County Tax Assessor's office for specific application deadlines and required documentation.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Camden County Announces Property Tax Increasecamdencountyga.gov
02
2ND QUARTER JULY 1, 2024 – DECEMBER 31, 2camdencountyga.gov
03
Tax Doc
notice of property tax increasecamdencountyga.gov
04
County
Property Tax Division | Camden County, GA - Official Websiteco.camden.ga.us
05
County
News and Announcements • Camden County • CivicEngageco.camden.ga.us
06
County
Tax Sale Date | Camden County, GA - Official Websitecamdencountyga.gov
07
County
Homestead Exemptions | Camden County, GAcamdencountyga.gov
08
County
Homestead Exemption | Camden County, GA - Official Websiteco.camden.ga.us
09
Application for Homestead Exemptioncamdencountyga.gov
10
County
Untitled - Camden Countyco.camden.ga.us
All sources verified as of 2025 Tax Year

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