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Updated 2025 Tax Year

Calhoun County
Property Tax Guide

Everything you need to know about property taxes in Calhoun County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
9.042 mills base county rate, varies by special taxing districts (fire, school, municipal service areas)
Exemptions
4+ Available
Section 1

How Property Tax Works

Calhoun County, Georgia operates on a property tax system that funds essential local services including county government operations, public safety, infrastructure maintenance, and various community services. Property taxes are calculated using a millage rate system, where each mill represents $1 of tax for every $1,000 of assessed value. The county's tax rate for 2025 is tentatively set at 9.042 mills, representing an increase from the previous year's rate.

Property tax rates in Calhoun County can vary by location within the county due to special taxing districts, which may include school districts, fire districts, or other municipal service areas. These additional assessments are layered on top of the base county rate, meaning your actual effective tax rate depends on which special districts serve your specific property location. The county assesses properties at their fair market value without a statewide assessment cap, though various tax credits may be available to qualifying property owners.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
Base County Rate9.042FY 2025 tentative rate for general county operations and services
School DistrictVariesAdditional millage for local school funding (varies by district)
Special DistrictsVariesFire protection, municipal services, or other local districts as applicable
Total Effective RateVariableActual rate depends on property location and applicable districts

Note: The 9.042 mill rate shown is tentative for levy year 2025 and subject to final confirmation after public hearings. Your actual total tax rate will include additional assessments from school districts and any special taxing districts that serve your property location. Contact the Calhoun County Tax Assessor's office for your specific combined rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Calhoun County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Calhoun County are additional property tax bills issued when there are significant changes to a property during the tax year. The most common triggers include ownership transfers (such as home sales), new construction completion, major renovations that increase property value, or corrections to previous assessments. When these events occur, the county calculates the difference between the old and new assessed values, applies the current tax rate, and prorates the additional tax owed for the remaining months in the tax year.

For example, if you purchase a newly constructed home in Calhoun County in June that wasn't previously on the tax rolls, you would receive a supplemental tax bill covering the period from June through the end of the tax year. The supplemental amount would be calculated based on the property's new assessed value multiplied by the applicable millage rate, then prorated for the seven months remaining in the tax year.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applicable): $2,000 value reduction
  • Net Taxable Value: $298,000
  • Annual Tax (9.042 mills): $2,695
  • Monthly Escrow: $224

Property Value: $600,000

  • Assessed Value: $600,000
  • Less: Homestead Credit (if applicable): $2,000 value reduction
  • Net Taxable Value: $598,000
  • Annual Tax (9.042 mills): $5,409
  • Monthly Escrow: $451

Property Value: $1,000,000

  • Assessed Value: $1,000,000
  • Less: Homestead Credit (if applicable): $2,000 value reduction
  • Net Taxable Value: $998,000
  • Annual Tax (9.042 mills): $9,024
  • Monthly Escrow: $752

Note: These calculations use the base county rate only. Actual taxes will be higher due to school district and special district assessments. Tax credits shown require application and approval - they are not automatically applied. Examples assume qualification for standard homestead exemption.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Calhoun County require borrowers to maintain an escrow account for property tax payments, particularly for loans with less than 20% down payment. Your lender will estimate your annual property tax liability and collect monthly payments as part of your mortgage payment, typically adding a buffer amount to ensure adequate funds are available. The lender pays your property taxes directly to the county when they become due.

Lenders are required to provide annual escrow statements showing the account activity and any required adjustments to your monthly payment. Since Calhoun County property taxes are due by December 31st each year, with some counties offering split payment options (first installment in October, second by March 31st of the following year), your lender will coordinate payments according to the county's schedule. If you don't have an escrow account, you're responsible for making these payments directly to the Calhoun County Tax Commissioner's office and should budget accordingly throughout the year.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Calhoun County? A: Property taxes are due by December 31st each year. Some payment plans may allow a first installment due in October with the second installment due by March 31st of the following year.

Q: What homestead tax credits are available and do I need to apply? A: Georgia offers statewide homestead exemptions that require application. While Calhoun County doesn't offer local homestead exemptions, you can apply for state exemptions that may cap annual assessment increases and provide value reductions. Applications are required and not automatic.

Q: How does the homestead exemption work? A: Georgia's homestead exemption limits how much your home's assessed value can increase each year (typically capping increases), rather than reducing the market value directly. You must apply for this benefit - it's not automatically granted.

Q: When do I need to apply for tax credits and exemptions? A: Applications for homestead exemptions and other tax credits typically must be filed by April 1st for the current tax year, though deadlines may vary. Contact the Calhoun County Tax Assessor's office for specific deadlines and application requirements.

Q: How often are properties reassessed? A: Georgia counties generally reassess properties periodically, but schedules vary. Contact the Calhoun County Tax Assessor for the current assessment cycle and timeline for your area.

Q: Can I appeal my property assessment? A: Yes, you can appeal your assessment if you believe it's incorrect. Appeals typically must be filed within a specific timeframe after receiving your assessment notice. Contact the Calhoun County Board of Assessors for the appeals process and deadlines.

Q: What are the penalties for late payment? A: Late property tax payments in Georgia typically incur interest and penalties. Contact the Calhoun County Tax Commissioner's office for specific penalty rates and payment options if you're behind on taxes.

Q: Can I pay my property taxes online? A: Many Georgia counties offer online payment options. Check the Calhoun County Tax Commissioner's website or call their office to confirm available payment methods and any associated fees.

Q: Why might my tax rate differ from my neighbor's? A: Tax rates vary within Calhoun County based on special taxing districts such as school districts, fire protection districts, or municipal service areas. Your location determines which additional assessments apply beyond the base county rate.

Q: What happens if I buy or sell property during the year? A: Property taxes are typically prorated between buyer and seller at closing based on the closing date. You may also receive supplemental tax bills if the property's assessment changes due to the ownership transfer or other factors.**

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