HonestCasa logoHonestCasa
Updated 2025 Tax Year

Bulloch County
Property Tax Guide

Everything you need to know about property taxes in Bulloch County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
9.125 mills (proposed for 2025), varies by district with additional municipal and fire district levies
Exemptions
5+ Available
Section 1

How Property Tax Works

Bulloch County property taxes fund essential local services including public schools, law enforcement, fire protection, road maintenance, and county government operations. Property owners pay taxes based on their property's assessed value multiplied by the local tax rate, which is expressed in mills (one mill equals $1 per $1,000 of assessed value). Properties in Bulloch County are assessed at 40% of their fair market value by the county assessor's office.

The proposed property tax rate for FY 2025 is 9.125 mills, though this is subject to public hearings and final approval. Actual tax rates may vary by location within Bulloch County depending on special taxing districts such as municipal areas, school districts, or fire districts that impose additional levies. Property owners should verify their specific tax rate based on their property's location and applicable special assessments.

Property tax returns must be filed annually between January 1 and April 1, with April 1 serving as the filing deadline. Many tax credits and exemptions are available to qualifying property owners, but most require separate applications and are not automatically applied.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
Base County Rate9.125Proposed FY 2025 rate for general county services
Rollback Rate7.326Previous year baseline rate
Municipal TaxesVariesAdditional taxes for incorporated city residents
School DistrictVariesAdditional levies for local school districts
Fire DistrictsVariesSpecial assessments for fire protection services
Other Special DistrictsVariesWater, sewer, or improvement district taxes

Note: The 9.125 mill rate shown is the proposed rate for FY 2025 and is subject to change following public hearings and final county approval. Property owners may pay additional taxes depending on their location within special taxing districts. Contact the Bulloch County Tax Assessor's office to determine the exact rate applicable to your specific property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Bulloch County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Bulloch County are additional property tax bills issued when there are changes to property ownership, value, or use during the tax year. Common triggers include property sales, new construction completion, home additions, or changes in property classification. When these events occur, the county assessor recalculates the property's assessed value and issues a supplemental tax bill for the difference.

Supplemental taxes are calculated by taking the difference between the old and new assessed values, multiplying by the applicable tax rate, and prorating for the remaining months in the fiscal year. For example, if a $200,000 home sale triggers a reassessment to $250,000 in October, the supplemental tax would be calculated on the $50,000 increase (40% assessment ratio = $20,000) multiplied by the mill rate, then prorated for the remaining months of the tax year.

Supplemental tax bills are typically mailed within 30-60 days of the triggering event and have separate due dates from regular property tax bills. Property owners should budget for potential supplemental taxes when making property improvements or purchasing real estate.

Example Calculation

Example 1: $300,000 Home with Basic Homestead Credit

  • Market Value: $300,000
  • Assessed Value (40%): $120,000
  • Less Homestead Credit: -$2,000
  • Net Taxable Value: $118,000
  • Annual Tax (9.125 mills): $1,076.75
  • Monthly Escrow: $89.73

Example 2: $600,000 Home with Homestead Credit

  • Market Value: $600,000
  • Assessed Value (40%): $240,000
  • Less Homestead Credit: -$2,000
  • Net Taxable Value: $238,000
  • Annual Tax (9.125 mills): $2,171.75
  • Monthly Escrow: $180.98

Example 3: $1,000,000 Home with Homestead Credit

  • Market Value: $1,000,000
  • Assessed Value (40%): $400,000
  • Less Homestead Credit: -$2,000
  • Net Taxable Value: $398,000
  • Annual Tax (9.125 mills): $3,631.75
  • Monthly Escrow: $302.65

Important Notes: All tax credits shown require separate applications and are not automatically applied. Homestead credits also provide assessment increase limitations. Additional special district taxes may apply depending on property location. Contact the Bulloch County Tax Assessor for current credit applications and eligibility requirements.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Bulloch County require borrowers to maintain an escrow account for property taxes and insurance. The lender collects monthly payments equal to 1/12th of the annual tax bill and pays the taxes directly to the county when due. Lenders typically collect an additional 2-month cushion to account for tax increases and payment timing.

Property tax bills in Bulloch County are typically issued in the fall, with payment due dates varying by county policy. Lenders receive these bills directly and handle payment to avoid late fees and penalties. However, property owners remain ultimately responsible for ensuring taxes are paid correctly and on time, even when using escrow services.

Property owners should review their annual escrow analysis statement to verify that adequate funds are being collected for property taxes. When property values increase significantly or tax rates change, escrow payments may need adjustment. Contact your lender immediately if you receive a supplemental tax bill, as these may not be automatically included in your escrow calculations and could require separate payment or escrow adjustment.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property tax returns due in Bulloch County? A: Property tax returns must be filed between January 1 and April 1 each year, with April 1 being the final deadline for FY 2025.

Q: What homestead tax credits are available and do they require application? A: The basic homestead credit provides up to $2,000 reduction in assessed value and caps annual assessment increases. This credit requires a separate application and is not automatic. Additional credits may be available for seniors, disabled persons, or veterans.

Q: How does the homestead credit work? A: The homestead credit reduces your assessed value and limits how much your assessment can increase each year, typically capping increases at a specific percentage. It does not reduce your property's market value, only the taxable assessed value.

Q: When are property taxes assessed and can I appeal? A: Properties are typically reassessed annually. Property owners can appeal their assessment through the Bulloch County Board of Tax Assessors if they believe the assessed value is incorrect. Appeal deadlines and procedures are available from the assessor's office.

Q: What happens if I pay my property taxes late? A: Late property tax payments incur penalties and interest charges. The exact penalty structure varies, so contact the Bulloch County Tax Commissioner's office for current late payment policies.

Q: Can I pay my property taxes online? A: Many Georgia counties offer online property tax payment options. Check the Bulloch County Tax Commissioner's website or call their office to confirm available payment methods.

Q: Do special districts affect my tax rate? A: Yes, properties located within municipal boundaries, school districts, fire districts, or other special taxing districts pay additional taxes beyond the base county rate. Your total rate depends on your specific location.

Q: What triggers a supplemental tax bill? A: Supplemental taxes are issued when property changes ownership, new construction is completed, major improvements are made, or property classification changes during the tax year.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate