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Updated 2025 Tax Year

Baldwin County
Property Tax Guide

Everything you need to know about property taxes in Baldwin County, GA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
1.0-1.3% of assessed value (varies by location and special districts)
Exemptions
4+ Available
Section 1

How Property Tax Works

Baldwin County, Georgia operates under the state's property tax system with an approximate base rate around 1% of assessed value. Property taxes fund essential county services including schools, public safety, infrastructure, and local government operations. The effective tax rate typically ranges from 1.0% to 1.3% of assessed value, though this varies significantly based on your property's location within the county due to special taxing districts and municipal boundaries.

Property tax rates in Baldwin County are set annually by the county commissioners and can vary considerably depending on which special districts serve your property. Areas within city limits, school district boundaries, or special service districts may have additional assessments beyond the base county rate. Properties are assessed at 40% of fair market value for residential properties, and tax bills are calculated by applying the millage rate to this assessed value after any applicable tax credits are applied.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General FundVariesBasic county services, administration
Baldwin County SchoolsVariesSchool district operations and facilities
State of Georgia0.25State-mandated levy
Special DistrictsVariesFire districts, municipal services where applicable

Note: Exact millage rates for FY 2025-2026 are determined annually by county commissioners and vary by location within Baldwin County. Properties in different areas may have additional assessments for municipal services, fire districts, or other special taxing districts. Contact the Baldwin County Tax Assessor's office for current rates specific to your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Baldwin County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Baldwin County are triggered by changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. When these changes occur after January 1 (the assessment date), a supplemental tax bill is issued to cover the difference between the original assessment and the new higher assessment for the remainder of the tax year.

For example, if you purchase a home in June that was previously assessed at $200,000 but sells for $400,000, the assessor may increase the assessed value mid-year. You would receive a supplemental bill for the additional tax on the increased assessment, prorated for the months remaining in the tax year. New construction completed after January 1 is also subject to supplemental assessment once construction is finished and a certificate of occupancy is issued.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (40%): $120,000
  • Less: Standard Homestead Credit: -$2,000 (if applied)
  • Net Taxable Value: $118,000
  • Annual Tax (est. 1.2% rate): $1,416
  • Monthly Escrow: $118

Example 2: $600,000 Home

  • Market Value: $600,000
  • Assessed Value (40%): $240,000
  • Less: Standard Homestead Credit: -$2,000 (if applied)
  • Net Taxable Value: $238,000
  • Annual Tax (est. 1.2% rate): $2,856
  • Monthly Escrow: $238

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Assessed Value (40%): $400,000
  • Less: Standard Homestead Credit: -$2,000 (if applied)
  • Net Taxable Value: $398,000
  • Annual Tax (est. 1.2% rate): $4,776
  • Monthly Escrow: $398

Note: All tax credits require separate application and are not automatically applied. Actual rates vary by special district.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Baldwin County require borrowers to maintain an escrow account for property tax payments. Your lender collects monthly payments equal to 1/12 of your annual property tax bill and pays the county directly when taxes are due. Lenders typically collect an initial escrow deposit at closing and may require a cushion of 1-2 months of payments.

Property taxes in Baldwin County are due by April 1 each year, and your lender should make payment before this deadline to avoid penalties. You'll receive an annual escrow statement showing all deposits and payments made on your behalf. If your property taxes increase due to reassessment or rate changes, your lender will adjust your monthly escrow payment accordingly. Always verify that your lender has made timely payment by checking with the Baldwin County Tax Commissioner's office, as you remain ultimately responsible for ensuring taxes are paid even when using escrow.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Baldwin County? A: Property taxes are due by April 1 each year. For tax year 2026, the due date has been extended - check with the Tax Commissioner's office for the current deadline.

Q: What tax credits are available and how do I apply? A: The standard homestead credit provides a $2,000 reduction in assessed value for your primary residence. Additional credits may be available for seniors, disabled veterans, and low-income residents. All credits require separate application - they are not automatic. Applications must be filed by April 1 of the tax year.

Q: How does the homestead credit work? A: Georgia's homestead credit caps assessment increases to help limit tax growth on your primary residence. You must own and occupy the property on January 1 and file an application by the property tax deadline to receive this benefit for the current tax year.

Q: How often are properties reassessed? A: Baldwin County conducts property reassessments periodically, though there is no set schedule. Market value changes, sales activity, and improvements can trigger individual reassessments at any time.

Q: What happens if I pay my taxes late? A: Late payments incur penalties and interest charges. Contact the Baldwin County Tax Commissioner's office immediately if you cannot meet the April 1 deadline to discuss payment options.

Q: Can I pay my property taxes online? A: Yes, Baldwin County offers online payment options through the Tax Commissioner's website. You can pay by electronic check or credit card, though credit card payments may include processing fees.

Q: How do special district taxes work? A: Properties may be subject to additional taxes for fire districts, municipalities, or other special services beyond the base county rate. Your tax bill will show all applicable districts and their individual rates.

Q: How do I appeal my property assessment? A: You can appeal your assessment by contacting the Baldwin County Board of Assessors. Appeals must typically be filed within 45 days of receiving your assessment notice, and you'll need comparable property sales data to support your case.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
FY2025 ADJUSTED HOME INCOME LIMITShuduser.gov
02
Tax Doc
Property Tax Millage Rates | Department of Revenuedor.georgia.gov
03
25 LC 44 3131S (SCS) Senate Bill 260 Bylegis.ga.gov
04
City of Milledgeville – Historic Charm, Modern Appealmilledgevillega.us
05
Real and Personal Property Forms and Applicationsdor.georgia.gov
06
Tax Doc
Property Tax Homestead Exemptions - Department of Revenuedor.georgia.gov
07
05 LC 18 4448 S. B. 359 - 1 - Senate Bill 359 Bylegis.ga.gov
08
County
Act 2013-295 Homestead Exemption Act ... - Baldwin Countybaldwincountyal.gov
09
Tax Doc
Pay Property Tax Online - Department of Revenue - Georgia.govdor.georgia.gov
10
november-2019-990-index.csvirs.gov
All sources verified as of 2025 Tax Year

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