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Updated 2025 Tax Year

Washington County
Property Tax Guide

Everything you need to know about property taxes in Washington County, FL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
21.9692 mills (2.19692%) - varies by district due to special assessments
1st Due
Nov 1
Exemptions
5+ Available
Section 1

How Property Tax Works

Washington County, Florida operates under the state's property tax system, where taxes are levied annually to fund essential county services including schools, law enforcement, fire protection, roads, and local government operations. The county's certified property tax rate for 2025 is 21.9692 mills (2.19692%), which means property owners pay approximately $21.97 per $1,000 of assessed value. This rate represents a combination of county operations, school district funding, and various special district assessments.

It's important to note that actual tax rates vary significantly by location within Washington County due to different special taxing districts. Properties may be subject to additional millage from municipal services, fire districts, library districts, or other local improvement districts depending on their specific location. The county is designated as one of Florida's fiscally constrained counties, which affects certain funding mechanisms and state assistance programs. Property owners should verify their specific tax rate based on their property's location and applicable special districts.

Section 2

What Makes Up Your Tax Bill

ComponentRate (Mills)Description
County General FundVariableBasic county services and operations
School DistrictVariablePublic education funding
State RequiredVariableState-mandated local contributions
Special DistrictsVariableFire, library, drainage, or improvement districts
Total Certified Rate21.9692Combined rate for FY 2025

Note: The 21.9692 mill rate applies to the 2025 levy year and represents the certified combined rate. Individual properties may have different effective rates based on their location within specific municipal boundaries or special taxing districts. Special district taxes can add anywhere from 0.5 to 5.0 additional mills depending on services provided in each area.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Washington County, property taxes are due in two installments:

First Installment
Nov 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Washington County are additional property tax bills issued when there are changes in property ownership, completion of new construction, or significant improvements that weren't included in the regular annual assessment. These taxes are calculated based on the difference between the new assessed value and the previous assessment, prorated for the portion of the tax year remaining after the change occurred.

For example, if a property owner completes a $100,000 addition to their home in March, and the county assessor determines this increases the property's assessed value by $80,000, a supplemental tax bill would be issued. Using the current 21.9692 mill rate, this would result in approximately $1,758 in additional annual taxes ($80,000 × 0.0219692), prorated from the completion date through the end of the tax year. Supplemental bills are typically mailed within 60 days of the assessment change and have separate due dates from regular property tax bills.

Example Calculation

Example 1: $300,000 Property

  • Market Value: $300,000
  • Homestead Exemption Applied: -$50,000
  • Net Taxable Value: $250,000
  • Annual Tax ($250,000 × 0.0219692): $5,492
  • Monthly Escrow: $457

Example 2: $600,000 Property

  • Market Value: $600,000
  • Homestead Exemption Applied: -$50,000
  • Net Taxable Value: $550,000
  • Annual Tax ($550,000 × 0.0219692): $12,083
  • Monthly Escrow: $1,007

Example 3: $1,000,000 Property

  • Market Value: $1,000,000
  • Homestead Exemption Applied: -$50,000
  • Net Taxable Value: $950,000
  • Annual Tax ($950,000 × 0.0219692): $20,871
  • Monthly Escrow: $1,739

Note: Homestead exemption requires application and approval. Additional exemptions for seniors, veterans, or disabled persons may apply but require separate applications. Save Our Homes assessment cap limits annual assessment increases to 3% for homesteaded properties.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Washington County require property tax escrow accounts for borrowers with less than 20% equity. Lenders collect monthly payments equal to 1/12 of the annual property tax bill and hold these funds in escrow until taxes are due. The lender pays property taxes directly to Washington County by the November 15 due date to ensure timely payment and avoid penalties.

Property owners with escrow accounts should receive an annual escrow analysis from their lender, typically in late summer, showing the projected tax payments and any required adjustments to monthly payments. If property taxes increase due to reassessment or rate changes, monthly escrow payments may increase accordingly. Property owners can verify their tax payments through the Washington County Tax Collector's website and should notify their lender immediately if there are discrepancies in the amount paid or timing of payments.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Washington County? A: Property tax bills are mailed by October 25, with payment due by November 15 for the current tax year. Payments postmarked by November 15 are considered timely.

Q: What tax credits are available and how do I apply? A: The primary tax exemption is the Homestead Exemption (up to $50,000 reduction in assessed value), which requires application with the Property Appraiser's office by March 1. Additional exemptions may be available for seniors, veterans, disabled persons, and widows/widowers, all requiring separate applications and documentation.

Q: How does the Homestead Exemption work? A: The Homestead Exemption reduces your property's taxable assessed value by up to $50,000, and includes the Save Our Homes benefit which caps annual assessment increases at 3%. You must file an application with supporting documentation and the property must be your permanent primary residence as of January 1.

Q: When does the county reassess properties? A: Properties are assessed annually as of January 1. The Property Appraiser reviews market sales data, construction permits, and property improvements to determine assessed values. Assessment notices are typically mailed by July 1.

Q: How do I appeal my property assessment? A: Property owners can file an appeal with the Value Adjustment Board if they believe their assessment is incorrect. Petitions must typically be filed by the 25th day following the mailing of the assessment notice, usually around July 25.

Q: What are the penalties for late payment? A: Properties become delinquent after November 15, with interest and penalties accruing monthly. After two years of delinquency, properties may be subject to tax certificate sales or tax deed proceedings.

Q: Can I pay property taxes online? A: Yes, Washington County offers online payment options through the Tax Collector's website, accepting electronic checks and credit cards (processing fees may apply for credit card payments).

Q: Why is my tax rate different from my neighbor's? A: Tax rates vary based on the specific taxing districts where your property is located. Properties in different municipal boundaries, fire districts, or special improvement districts will have different total millage rates even within the same county.

Q: What happens if I miss the March 1 deadline for Homestead Exemption? A: Late applications may be accepted with a 10% penalty on the tax savings, or you must wait until the following year to apply. It's crucial to file by March 1 to receive the full benefit for the current tax year.

Q: Are there exemptions for new construction? A: New construction is generally subject to full taxation once completed and occupied. However, certain economic development incentives or historic preservation exemptions may apply to specific projects with prior approval from the appropriate authorities.

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