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Updated 2025 Tax Year

Taylor County
Property Tax Guide

Everything you need to know about property taxes in Taylor County, FL. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
7.2426% effective rate (varies by district and municipality within Taylor County)
1st Due
Nov 1
Exemptions
6+ Available
Section 1

How Property Tax Works

Taylor County, Florida operates under a property tax system that funds essential local services including schools, emergency services, infrastructure, and county operations. Property taxes are administered by the Taylor County Property Appraiser for assessments and the Taylor County Tax Collector for billing and collection. The county follows Florida's Save Our Homes constitutional amendment, which caps annual assessment increases at 3% for homesteaded properties.

The effective property tax rate in Taylor County for 2025 is 7.2426%, though actual rates vary by location within the county due to special taxing districts and municipal boundaries. This rate is significantly higher than Florida's statewide average of approximately 0.98%, reflecting local funding needs and district-specific levies. Property owners should note that their specific tax rate depends on which special districts serve their property, such as fire districts, water management districts, or municipal services.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Taylor County General7.2426%Base county operations, services, and administration
School DistrictIncludedPublic education funding (incorporated in total rate)
Special DistrictsVariesFire protection, water management, drainage (location-dependent)
MunicipalVariesCity services (if within city limits)
Total Rate (2025)7.2426%Combined rate for unincorporated areas

Note: These rates apply to the 2025 tax levy year. Properties within city limits or special taxing districts may have different total rates. The Taylor County Tax Collector's office can provide specific rate information based on your property's tax district designation.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Taylor County, property taxes are due in two installments:

First Installment
Nov 1
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Taylor County are additional property tax bills issued when there are mid-year changes to a property's assessed value. Common triggers include new construction completion, property improvements, ownership transfers that remove Save Our Homes protection, or correction of assessment errors. Unlike the regular November tax bill, supplemental taxes are prorated based on the number of months remaining in the tax year.

For example, if a homeowner completes a $100,000 addition in June, the county assessor will issue a supplemental assessment for the added value. The supplemental tax would be calculated as: $100,000 × 7.2426% × 6/12 months = $3,621.30. Supplemental bills are typically issued within 30-60 days of the triggering event and have separate due dates from regular property taxes.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Assessed Value: $300,000
  • Homestead Exemption: -$50,000 ($25,000 + $25,000 additional)
  • Net Taxable Value: $250,000
  • Annual Tax: $250,000 × 7.2426% = $1,810.65
  • Monthly Escrow: $150.89

Example 2: $600,000 Home with Homestead Exemption

  • Assessed Value: $600,000
  • Homestead Exemption: -$50,000
  • Net Taxable Value: $550,000
  • Annual Tax: $550,000 × 7.2426% = $3,983.43
  • Monthly Escrow: $331.95

Example 3: $1,000,000 Investment Property

  • Assessed Value: $1,000,000
  • Exemptions Applied: $0 (no homestead for non-primary residence)
  • Net Taxable Value: $1,000,000
  • Annual Tax: $1,000,000 × 7.2426% = $7,242.60
  • Monthly Escrow: $603.55

Note: Homestead exemption requires annual application and applies only to primary residences.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Taylor County require borrowers to maintain an escrow account for property taxes when the loan-to-value ratio exceeds 80%. Lenders collect monthly payments equal to 1/12 of the annual tax bill and pay the Taylor County Tax Collector directly when taxes are due. The escrow payment is typically collected with your mortgage payment and held in a separate, non-interest-bearing account.

Property owners with escrow accounts should verify that their lender has the correct tax amount, especially after reassessments or when exemptions are added or removed. Lenders must provide an annual escrow analysis showing payments made and any shortage or surplus. If your property taxes increase significantly due to improvements or market changes, your monthly escrow payment will be adjusted accordingly. You can verify payments were made by checking your account status on the Taylor County Tax Collector's website or calling their office directly.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Taylor County property taxes due for 2025? A: Property taxes are due November 1, 2025, with early payment discounts available: 4% in November, 3% in December, 2% in January, and 1% in February. Taxes become delinquent April 1, 2026.

Q: What is the homestead exemption and how do I apply? A: The homestead exemption reduces your taxable value by up to $50,000 ($25,000 standard + $25,000 additional) and caps annual assessment increases at 3%. You must apply with the Taylor County Property Appraiser by March 1st following the year you establish residency.

Q: Can I appeal my property assessment? A: Yes, assessment appeals must be filed with the Taylor County Value Adjustment Board by the 25th day following the mailing of your TRIM notice, typically in late August or early September.

Q: Are there property tax credits for seniors or disabled persons? A: Yes, additional homestead exemptions are available for seniors 65+ with income limitations and for disabled veterans. These require separate applications with the Property Appraiser's office.

Q: What happens if I pay my taxes late? A: Delinquent taxes accrue interest at 1.5% per month. Properties with unpaid taxes for two years may be sold at tax certificate sale, and after seven years, may be subject to tax deed sale.

Q: How can I pay my property taxes online? A: Visit the Taylor County Tax Collector's website to pay online with bank transfer, credit card, or debit card. Convenience fees apply for card payments.

Q: Do special districts affect my tax rate? A: Yes, properties in fire districts, water management districts, or municipal boundaries have additional taxes beyond the base county rate of 7.2426%. Your tax bill will show all applicable districts.

Q: What is Save Our Homes portability? A: Florida residents can transfer up to $500,000 of their Save Our Homes benefit to a new homestead property within the state, subject to timing requirements and application with the Property Appraiser.

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